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Screener Weekly Summary Pricing

Credit Services industry stocks

The Credit Services industry has 55 US-listed companies on stockrow and is part of the Financial sector, with a combined market value of $1.71T. Visa Inc. (V) is the largest at $686.4B, followed by Mastercard Incorporated and American Express Company. The median Credit Services stock trades at 9.6× trailing earnings, below the market median of 17.9×, with a median net margin of 9.25% (market: 0.55%). Median revenue growth over the last twelve months is 4.62%. 25 of the 55 pay a dividend; the median yield among payers is 3.34%.

Credit Services medians

Metric Industry Market
P/E 9.6× 17.9×
P/S 0.9× 2.0×
P/B 1.2× 1.8×
Price to free cash flow 3.0× 14.0×
EV/EBITDA 9.6× 11.0×
EV/Sales 2.3× 2.2×
Earnings yield 6.72% 1.18%
Free cash flow yield 12.3% 0.48%
Gross margin 77.1% 46.3%
Operating margin 0.34% 0.00%
Net margin 9.25% 0.55%
Free cash flow margin 13.0% 0.00%
Return on equity 8.49% 1.76%
Return on assets 2.29% 0.00%
Return on invested capital 4.09% 0.00%
Revenue growth (TTM) 4.62% 7.41%
Revenue growth, 5-year CAGR 9.13% 8.85%
Net income growth, 5-year CAGR 0.00% 0.00%
Debt to equity 0.7× 0.2×
Current ratio 1.5× 1.6×
Net debt to EBITDA 0.1× 0.6×
Dividend yield 3.34% 2.75%
Payout ratio 0.0× 0.0×
Market cap $872.2M $612.7M

Today’s biggest moves

Up

PYPL
55.04 2.44 4.64%
OPRT
8.55 0.25 3.01%
EZPW
31.16 0.87 2.87%
SLM
23.66 0.61 2.65%
WU
6.18 0.15 2.49%

Down

LU
1.23 (0.12) (8.89%)
GDOT
12.25 (0.54) (4.22%)
UPST
23.81 (0.83) (3.37%)
QFIN
7.30 (0.18) (2.41%)
AGM
214.01 (4.86) (2.22%)

All 55 companies

Open in screener
Ticker Company Market cap Price 1D P/E Net margin Revenue growth Dividend yield
DXF Eason Technology Limited - Sponsored ADR 1.68m 0.53 (1.85%) 0.00 (502.01%) (85.88%) —
SNTG Sentage Holdings Inc. 4.63m 1.70 0.00% 0.00 (468.43%) — —
CUROQ CURO Group Holdings Corp. 5.86m 0.04 0.00% 0.00 (77.04%) (14.18%) 12.94%
AIJTY Jianpu Technology Inc. 12.76m 0.94 (2.08%) 0.00 (2.50%) 4.97% —
JF J and Friends Holdings Limited - Sponsored ADR 16.21m 0.95 (1.04%) 0.00 (132.54%) (79.50%) —
OMCC Old Market Capital Corporation 24.38m 4.15 (0.95%) 0.00 (22.01%) (52.84%) —
JFIN Jiayin Group Inc. Sponsored ADR 37.86m 1.51 (0.66%) 1.97 6.13% (32.97%) 15.84%
VRM Vroom, Inc. 50.96m 9.66 (0.82%) 0.00 (33.10%) (7.49%) —
WEI Weidai Ltd. Sponsored ADR 67.64m 0.96 0.00% 0.00 (29.49%) (26.60%) —
ANTA Antalpha Platform Holding Company 77.50m 2.84 (2.74%) 4.78 15.19% 43.87% —
YRD Yirendai Ltd. 85.97m 0.99 1.02% 0.00 (13.29%) (10.07%) —
LX LexinFintech Holdings Ltd. Sponsored ADR 99.22m 0.74 (1.33%) 0.84 8.06% (1.19%) 5.76%
SUIG Sui Group Holdings Limited 112.69m 1.59 6.71% 0.00 (11,373.56%) (5.33%) —
XYF X Financial Sponsored ADR 119.12m 5.26 0.77% 2.37 10.30% (20.10%) —
CPSS Consumer Portfolio Services, Inc. 201.97m 9.56 2.03% 9.66 4.79% 6.87% 3.33%
TROO TROOPS, Inc. 219.89m 1.77 (1.67%) 0.00 (115.89%) (23.02%) —
HTT High Templar Tech Limited - Sponsored ADR 226.45m 2.41 (0.82%) 4.02 1,729.90% (80.24%) —
MFIN Medallion Financial Corp. 271.62m 11.96 1.10% 8.54 9.25% 5.59% 3.38%
RM Regional Management Corp. 280.46m 30.82 1.38% 6.07 6.98% 9.63% 5.21%
PMTS CPI Card Group Inc. 289.80m 24.75 1.85% 20.63 2.34% 16.91% —
FOA Finance of America Companies Inc. 365.45m 14.49 0.69% 0.00 (0.10%) (42.27%) —
OPRT Oportun Financial Corporation 385.83m 8.55 3.01% 21.38 2.05% (2.34%) —
FINV PPDAI Group Inc. Sponsored ADR 406.74m 3.11 (0.64%) 2.78 14.61% 1.76% 4.62%
OPFI OppFi Inc. 531.70m 6.28 0.64% 1.86 27.98% 0.15% —
GDOT Green Dot Corporation 728.84m 12.25 (4.22%) 0.00 (1.14%) 17.73% —
PRAA PRA Group, Inc. 762.00m 20.65 2.08% 0.00 (19.91%) 17.60% —
WRLD World Acceptance Corporation 796.24m 171.99 0.73% 20.33 6.61% 4.26% —
NAVI Navient Corporation 872.19m 9.12 (1.94%) 0.00 (1.67%) (21.43%) 3.97%
QFIN Qfin Holdings Inc. - Sponsored ADR 914.32m 7.30 (2.41%) 1.72 22.49% (4.44%) 6.99%
LU Lufax Holding Ltd. Sponsored ADR 1.11b 1.23 (8.89%) 0.00 (13.30%) (22.46%) 5.92%
JCAP Jefferson Capital, Inc. 1.12b 19.46 (0.97%) 7.90 20.06% 26.35% —
ATLC Atlanticus Holdings Corporation 1.39b 92.50 1.21% 9.63 5.46% 83.72% 1.22%
EZPW EZCORP, Inc. 1.86b 31.16 2.87% 12.08 9.99% 28.61% —
WU The Western Union Company 1.89b 6.18 2.49% 4.94 9.79% (1.63%) 7.89%
ECPG Encore Capital Group Inc 2.07b 98.41 0.85% 7.24 15.86% 29.55% —
AGM Federal Agricultural Mortgage Corporation 2.31b 214.01 (2.22%) 11.63 11.62% 7.27% 2.42%
UPST Upstart Holdings, Inc. 2.41b 23.81 (3.37%) 38.40 4.84% 46.30% —
SEZL Sezzle Inc. 3.75b 111.38 1.46% 23.60 30.35% 43.06% —
BFH Bread Financial Holdings, Inc. 3.90b 102.91 1.69% 7.97 11.87% 0.72% 2.42%
ENVA Enova International, Inc. 4.28b 173.48 0.92% 12.14 10.31% 17.65% —
SLM SLM Corporation 4.33b 23.66 2.65% 6.52 23.48% 5.37% 2.30%
NNI Nelnet, Inc. 4.47b 124.34 (0.55%) 14.87 14.35% (6.25%) 1.20%
KLAR Klarna Group plc 4.86b 12.80 (0.54%) 0.00 (3.52%) 34.19% —
CACC Credit Acceptance Corporation 5.68b 555.68 2.04% 12.04 21.54% 2.58% 5.02%
OMF OneMain Holdings, Inc. 6.52b 57.36 1.22% 8.64 12.26% 7.04% 9.13%
FCFS FirstCash Holdings, Inc. 9.39b 217.45 0.49% 24.82 9.42% 21.61% 1.21%
ALLY Ally Financial Inc. 11.78b 38.79 0.13% 9.04 8.38% 1.83% 3.34%
SOFI SoFi Technologies, Inc. 21.79b 16.58 (1.31%) 32.51 11.39% 34.08% —
SYF Synchrony Financial 23.28b 72.94 1.94% 7.40 14.82% 0.13% 2.63%
AFRM Affirm Holdings, Inc. 24.05b 71.52 0.20% 12.56 45.29% 32.15% —
PYPL PayPal Holdings, Inc. 45.03b 55.04 4.64% 10.33 14.36% 5.69% —
COF Capital One Financial Corporation 121.97b 200.20 1.83% 12.39 12.98% 37.26% 1.83%
AXP American Express Company 207.31b 308.89 1.08% 18.72 13.45% 9.38% 1.32%
MA Mastercard Incorporated 494.44b 567.65 0.28% 31.17 46.34% 16.01% 0.54%
V Visa Inc. 686.42b 367.38 (0.16%) 30.09 50.78% 14.39% 0.78%

Updated 26 September 2026