CPI Card Group Inc. PMTS

24.75 0.45 1.85% as of 25 Sep
Market cap
$289.8M
P/E
20.6×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 14.99
Total sells 83.70
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — 1 1 — — — — 1 — — — 5
Sell — — 1 — — — — 1 — — — 1
Insider Ownership 28.35%

Capital & Financial Ratios

Market Cap 289.80
Revenue 587.31
Net Income 13.75
Free Cash Flow 76.55
Net Debt 240.77
Current Ratio 2.09
Debt/Equity (22.85)
P/E ratio 20.63
P/S ratio 0.48
P/B ratio 0.00
Past 5Y EPS Growth —
This Y EPS Growth 39.11%
Next Y EPS Growth 16.92%
Next 5Y EPS Growth 4.84%
in millions of $

Dividends

Payout Ratio 0.00
Annual Dividend Rate —
Annual Dividend Yield —
total individual payouts
2020 Powerpack
2019 Powerpack
2018 Powerpack
2017 0.45
0.23
0.23
2016 0.90
0.23
0.23
0.23
0.23
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 12 34 22 21
Receivables 74 85 95 88
Inventory 71 73 72 63
Other — — — —
165 203 205 188
2023 2024 2025 Q'26
Payables 13 16 28 31
ST’ Debt — — — —
Other — — — —
49 76 84 90
in millions of $

Compound Annual Growth

10y 5y 3y
Sales 3.81% 11.73% 4.54%
Cash Flow 3.08% 22.00% 23.83%
Earnings 0.00% (1.51%) (25.76%)
Book Value 0.00% 0.00% 0.00%

Revenue

Mar Jun Sep Dec Year
’26 147 149 — — —
’25 123 130 138 153 544
’24 112 119 125 125 481
’23 121 115 106 103 445
’22 111 113 125 126 476
’21 89 93 100 93 375
’20 74 71 83 84 312
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 14 29 — — —
’25 6 4 10 40 60
’24 9 (5) 13 27 43
’23 8 2 12 12 34
’22 (16) 8 20 20 31
’21 0 23 (8) 6 20
’20 3 9 (2) 12 22
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 10 26 — — —
’25 0 1 5 35 41
’24 7 (6) 11 22 34
’23 4 0 12 11 28
’22 (19) 3 14 16 13
’21 (2) 21 (9) 0 10
’20 2 8 (4) 8 15
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.17 0.17 — — —
’25 0.40 0.04 0.19 0.62 1.25
’24 0.46 0.51 0.11 0.57 1.64
’23 0.91 0.55 0.33 0.23 2.01
’22 0.51 0.52 1.01 1.06 3.11
’21 0.21 0.53 0.56 0.06 1.36
’20 0.16 0.01 0.52 0.64 1.44
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

1
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
16.25 2.90 1.93 0.72 0.36 4.25 10.18 12.65 15.00 11.64

Analyst estimates 2026–2028

Powerpack
Low Price
55.50 25.50 4.26 4.02 4.49 38.92 37.50 45.95 35.19 34.25
High Price
1,308 1,200 1,100 1,100 1,000 1,150 1,375 1,448 1,500 1,700
Employees
0 0 0 0 0 0 0 0 0 0
Revenue/Emp
309 224 256 278 312 375 476 445 481 544
Revenue
33.01% 30.48% 30.72% 32.75% 35.33% 37.70% 36.95% 34.98% 35.63% 31.29%
Gross Margin
9 (40) (19) (2) 13 24 49 34 25 22
EBT
2.77% (17.71%) (7.48%) (0.55%) 4.13% 6.35% 10.33% 7.75% 5.21% 4.00%
EBT Margin
5 (22) (37) (5) 16 16 37 24 20 15
Net Income
22 19 20 19 20 17 17 18 18 24
Depreciation
27.65 20.13 22.94 24.83 27.80 33.38 42.13 38.91 43.09 47.98
Revenue/Sh
0.50 (1.98) (3.36) (0.40) 1.44 1.42 3.24 2.10 1.75 1.32
Earnings/Sh
5.37 0.22 0.32 0.25 1.96 1.80 2.78 2.98 3.88 5.25
Cash Flow/Sh
(1.28) (0.65) (0.51) (0.37) (0.63) (0.90) (1.58) (0.56) (0.83) (1.60)
Capex/Sh
4.09 (0.43) (0.19) (0.12) 1.33 0.90 1.19 2.42 3.05 3.65
Free CF/Sh
(8.53) (10.76) (13.41) (13.78) (12.29) (10.77) (7.27) (4.55) (3.19) (1.53)
Book Value/Sh
11 11 11 11 11 11 11 11 11 11
Shares
44.60 0.00 0.00 0.00 3.28 13.16 11.59 9.32 17.08 11.21
PE Ratio
0.76 0.20 0.10 0.04 0.16 0.56 0.89 0.50 0.69 0.31
PS Ratio
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
PB Ratio
1.65 1.50 1.25 1.11 1.05 1.32 1.48 1.09 1.22 0.81
EV/Sales
11.13 (69.37) (151.40) (231.01) 22.01 48.80 52.29 17.48 17.23 10.60
EV/FCF
60 2 4 3 22 20 31 34 43 60
Op' Cash Flow
(14) (7) (6) (4) (7) (10) (18) (6) (9) (18)
Capex
46 (5) (2) (1) 15 10 13 28 34 41
FCF
57 67 43 51 96 81 100 116 127 121
Working Cap'
302 304 306 312 337 308 291 265 280 287
Total Debt
265 281 286 294 279 287 280 253 247 265
Net Debt
(95) (120) (150) (154) (138) (121) (82) (52) (36) (17)
Sh' Equity
1.98% (8.83%) (16.98%) (2.44%) 6.73% 5.97% 12.94% 8.13% 6.07% 3.97%
ROA
10.67% (7.49%) 2.10% 11.09% 17.01% 22.38% 24.96% 19.18% 18.58% 13.84%
ROIC
(5.94%) 20.49% 27.84% 3.37% (11.03%) (12.31%) (35.98%) (35.80%) (44.59%) (56.46%)
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

CPI Card Group Inc. (PMTS) key facts

  • CPI Card Group Inc. (PMTS) is a Credit Services company in the Financial sector, listed on Nasdaq.
  • CPI Card Group Inc.’s revenue for fiscal 2025 (year ended December 2025) was $543.5 million, up 13.1% from fiscal 2024.
  • As of September 25, 2026, PMTS traded at $24.75, a market capitalization of $289.8 million.
  • Return on equity was −56.5% and debt-to-equity -22.85.

Source: company filings (standardised) and stockrow calculations.

CPI Card Group Inc. (PMTS) Latest News

News by impact score

Fine-tune

22 Sep

3

CPI Card Group and Bankjoy announced a partnership to bring CPI Push Provisioning to Bankjoy's community banks and credit unions. The service lets customers add debit and credit cards to digital wallets directly from a bank's app or online portal, providing instant access and reducing interruptions when cards are reissued. CPI cites a 2025 consumer survey showing 71% of 18- to 37-year-olds favor adding payment data to wallets, and issuer data suggesting activation rates could rise 15-20% with push provisioning. Rob Dixon of CPI says cards already in wallets have an advantage at payment time. Bankjoy chief operating officer Weiwei Duncan emphasizes reduced complexity and cost, with CPI handling wallet and network integrations. Expands push provisioning reach and potential activations for CPI, but depends on client adoption and revenue realization.

11 Sep

4

CPI Card Group stock crashed after the company reported weaker-than-expected results and reduced forward guidance, triggering heavy selling by investors. Sharp share-price drop after weak results and lowered guidance signals material deterioration in near-term financial trajectory and investor sentiment.

13 Aug

4 transcript

CPI Card Group Inc. (PMTS) held its Q2 2026 earnings call to discuss financial results and outlook. Earnings calls deliver results and guidance that frequently move stock prices substantially.

10 Aug

3

CPI Card Group Inc. (PMTS) stock continues rising. Continued stock gains point to improving market perception of company performance.

8 Aug

4 transcript

CPI Card Group Inc reported record revenue and free cash flow in its Q2 2026 earnings call. Record revenue and free cash flow signal major positive shifts in company trajectory and investor outlook.

7 Aug

3 transcript

CPI Card Group Inc. held its Q2 earnings call, highlighting financial results, operational metrics, and forward guidance for the payments card business. Quarterly earnings details and guidance offer moderate insight into near-term performance and investor sentiment without indicating major strategic shifts.

6 Aug

3

CPI Card Group Inc. released Q2 2026 earnings call details covering financial performance, operational updates, and forward guidance. Quarterly earnings results typically affect short-term stock movement and sentiment without guaranteeing long-term structural change.

3

CPI Card Group Inc. (PMTS) reported Q2 earnings and revenues that exceeded estimates. Q2 earnings beat offers moderate short-term support to stock price and sentiment.

3

CPI Card Group Inc. reported strong second quarter 2026 results. Strong quarterly results can boost short-term investor sentiment and stock performance for CPI Card Group Inc.

24 Jun

4

CPI Card Group Inc. acquires TRISM Business to expand its proprietary technology platform. Acquisition expands proprietary technology platform through major strategic move.

3 Jun

3

CPI Card Group Inc. (PMTS) rating upgraded to Strong Buy. Strong Buy rating upgrade can lift short-term investor sentiment and share price but is unlikely to alter long-term company trajectory.

13 May

3

CPI Card Group (NASDAQ:PMTS) delivered disappointing earnings, but positive underlying trends and future outlook provide reasons for hope. Disappointing earnings impact financial performance moderately, balanced by hopeful signs for recovery.

5 May

4

CPI Card Group released Q1 earnings call highlights, covering financial results, segment performance, guidance, and strategic priorities. Q1 earnings highlights reveal financial performance and forward guidance directly impacting stock valuation and investor expectations.

4

CPI Card Group Inc. released Q1 2026 earnings call summary highlighting financial results, operational updates, and future outlook. Q1 earnings call summary discloses key financial metrics and guidance that significantly impact stock price and investor sentiment.

4 transcript

CPI Card Group Inc. (PMTS) Q1 2026 earnings call transcript details first-quarter financial results, management discussion, and forward-looking guidance. Q1 2026 earnings transcript provides critical financial metrics, outlook, and strategic updates significantly affecting PMTS trajectory and investor sentiment.

4

CPI Card Group Inc. (PMTS) reported Q1 earnings and revenues that topped analyst estimates. Q1 earnings and revenue beats signal strong financial performance, likely driving positive stock momentum and investor sentiment.

4

CPI Card Group Inc. (PMTS) reported solid first quarter results. Solid Q1 results demonstrate strong financial performance, likely boosting investor sentiment and future market trajectory.

4 May

4

CPI Card Group's steady revenue from producing payment cards and personalization services faces existential threats from accelerating digital wallet adoption and contactless payment shifts, potentially eroding its core physical card business despite recent profitability. Digital payment trends directly challenge CPI Card Group's primary revenue source in physical card manufacturing, likely reshaping its long-term market position.

29 Apr

3

CPI Card Group Inc. (PMTS) insiders bought US$3.62 million worth of company stock, signaling strong internal confidence in future prospects. Insider buying of $3.62m reflects executive optimism, likely providing a moderate boost to investor sentiment and stock performance.

28 Apr

3

Analysts forecast CPI Card Group Inc. (PMTS) to report declining earnings, with key metrics and factors highlighted for investors to monitor closely. Expected earnings decline affects financial performance and investor sentiment moderately.

24 Apr

4

CPI Card Group Inc. (PMTS) partners with Fiserv to advance instant card issuance capabilities, positioning the company for significant valuation upside. Partnership with Fiserv enables instant card issuance, a major strategic move enhancing PMTS's competitive edge and growth prospects in fintech.

21 Apr

3

CPI Card Group Inc. (PMTS) announces partnership with Street Charity® to launch groundbreaking payments solution aimed at combating hunger. Partnership introduces innovative payments product tied to social cause, moderately enhancing product innovation and market sentiment.

16 Apr

4

CPI Card Group Inc. and Fiserv announce major alliance to modernize instant issuance experience for financial institutions. Major alliance with Fiserv bolsters CPI's instant issuance technology and market expansion potential.

31 Mar

4

CPI Card Group Inc. (PMTS) renews multi-year strategic partnership with Velera. Renewing multi-year strategic partnership secures ongoing revenue streams and bolsters competitive positioning.

9 Mar

4

Wall Street analysts expect CPI Card Group Inc. (PMTS) to rally 82.02%, highlighting strong growth potential. Analysts' 82.02% upside target signals significant boost to investor sentiment and stock trajectory.

6 Mar

4

CPI Card Group Inc. (PMTS) released Q4 2025 earnings call summary detailing financial results, segment performance, and future outlook. Q4 earnings results and guidance directly shape PMTS's financial trajectory and investor sentiment.

5 Mar

4

CPI Card Group Inc. (PMTS) released Q4 earnings call highlights, detailing financial performance, segment results, debt reduction, dividend declaration, and 2024 guidance projecting net sales of $535-545 million and Adjusted EBITDA of $85-90 million. Q4 earnings highlights reveal financial results, guidance, and strategic updates that significantly shape investor expectations and stock trajectory.

4

CPI Card Group Inc. (PMTS) reported strong revenue growth in Q4 2025 earnings call, despite margin pressures. Strong Q4 2025 revenue growth indicates significant positive momentum for future financial performance and investor sentiment, offset somewhat by margin challenges.

4

CPI Card Group Inc. (PMTS) stock surged 25% today after Q3 earnings beat expectations with $122.2 million revenue, up 5%, $25.4 million adjusted EBITDA, and raised full-year guidance to $105-108 million. Earnings beat and raised guidance signal stronger financial performance and positive market outlook.

4

CPI Card Group Inc. (PMTS) reported Q4 earnings and revenues that exceeded analyst estimates. Q4 earnings and revenue beats signal strong financial performance, likely driving positive stock momentum and investor sentiment.

stockrow.com/PMTS · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com