Saturday 17 October 2026 Export FCFS’s income statement to Excel — free account

FirstCash Holdings, Inc.

FirstCash Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $3.7 billion, up 8.04% from fiscal 2024. In the quarter to June 2026, revenue grew 29.4%, EPS grew 58.2%, free cash flow grew 80.7% and total debt rose 39.2%, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for five.

215.29 1.42 −0.66%

Follow FCFS

Alert me

Market cap: $9.4B
P/E: 24.6×
Fwd P/E: 22.4×
Dividend yield: 0.78%
F-score: 7/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total sells 20.56

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	—	—	—	—	—	—	—
Sell	4	1	—	5	—	—	5	1	—	3	1	—

Insider Ownership 10.16%

Capital & Financial Ratios $m

Market Cap 9,400.00

Revenue 4,120.34

Net Income 388.15

Free Cash Flow 531.91

Net Debt 2,173.74

Current Ratio 4.89

Debt/Equity 1.01

P/E ratio 24.58

Fwd P/E 22.40

P/S ratio 2.29

P/B ratio 4.06

Past 5Y EPS Growth 23.72%

This Y EPS Growth 27.79%

Next Y EPS Growth 15.66%

Next Y revenue growth 19.64%

Next 5Y EPS Growth 20.53%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 61.22%

10-year low 10-year high

P/S against its own 10 years 89.68%

10-year low 10-year high

P/B against its own 10 years 96.94%

10-year low 10-year high

Dividends

Payout Ratio 0.19

Annual Dividend Rate 1.68

Annual Dividend Yield 0.78%

	total	individual payouts
2028	Powerpack
2027	Powerpack
2026	1.68	0.42 0.42 0.42
2025	1.60	0.38 0.38 0.42 0.42
2024	1.46	0.35 0.35 0.38 0.38
2023	1.36	0.33 0.33 0.35 0.35
2022	1.26	0.30 0.30 0.33 0.33
2021	1.17	0.27 0.30 0.30 0.30
2020	1.08	0.27 0.27 0.27 0.27
2019	1.02	0.25 0.25 0.25 0.27
2018	0.91	0.22 0.22 0.22 0.25
2017	0.77	0.19 0.19 0.19 0.20
2016	0.57	0.13 0.13 0.13 0.19

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	127	175	125	172
Receivables	658	739	1,098	1,149
Inventory	312	335	487	570
Other	171	128	114	85
	1,307	1,404	1,856	2,019

	2023	2024	2025	Q'26
Payables	—	172	213	208
ST’ Debt	—	—	—	—
Other	71	73	84	93
	336	339	408	413

Compound Annual Growth %

	10y	5y	3y
Sales	17.91%	17.55%	10.29%
Cash Flow	20.24%	21.39%	7.68%
Earnings	18.46%	25.39%	9.23%
Book Value	18.10%	12.14%	6.60%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	1,052	1,075	—	—	—
’25	836	831	936	1,058	3,661
’24	836	831	837	884	3,389
’23	763	751	786	852	3,152
’22	660	648	672	749	2,729
’21	408	390	400	502	1,699
’20	466	413	360	392	1,631

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	154	177	—	—	—
’25	127	117	136	207	586
’24	123	106	113	198	540
’23	111	95	111	99	416
’22	120	107	99	144	469
’21	69	45	24	85	223
’20	77	66	34	45	222

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	103	149	—	—	—
’25	107	83	108	171	469
’24	85	80	67	154	386
’23	79	63	81	62	286
’22	103	46	70	132	351
’21	45	18	4	34	102
’20	57	46	25	11	139

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	2.43	2.12	—	—	—
’25	1.87	1.34	1.86	2.35	7.42
’24	1.35	1.08	1.44	1.86	5.73
’23	1.02	0.99	1.26	1.53	4.80
’22	0.58	1.81	1.26	1.72	5.36
’21	0.82	0.70	0.82	0.70	3.04
’20	0.78	0.62	0.36	0.79	2.56

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	29.64	39.80	66.28	69.83	51.15	54.85	58.30	85.30	100.24	102.42	Analyst estimates 2026–2028 Powerpack
	High	53.95	68.60	95.40	106.80	90.56	97.04	100.00	116.83	133.64	166.08
People
People	Employees	16,200	17,000	19,000	21,000	17,000	17,000	18,000	19,000	20,000	22,000
	Revenue/emp, $m	0.07	0.10	0.09	0.09	0.10	0.10	0.15	0.17	0.17	0.17
Income, $m
Income, $m	Revenue	1,088	1,780	1,781	1,864	1,631	1,699	2,729	3,152	3,389	3,661
	Gross margin, %	55.57	53.24	54.29	54.62	55.85	54.10	46.34	47.82	48.09	50.28
	EBT	93	172	205	225	144	167	324	293	343	448
	EBT margin, %	8.59	9.68	11.53	12.05	8.81	9.80	11.86	9.29	10.12	12.23
	Net income	60	144	153	165	107	125	253	219	259	330
	Depreciation	33	56	45	43	44	62	505	505	504	368
Per share, $
Per share, $	Revenue	31.10	37.19	39.77	43.34	39.31	41.46	57.80	69.34	75.36	82.62
	Earnings	1.72	3.01	3.42	3.83	2.57	3.04	5.36	4.80	5.73	7.42
	Cash flow	2.77	4.60	5.44	5.38	5.36	5.45	9.94	9.16	12.01	13.22
	Capex	(0.97)	(0.78)	(1.24)	(2.77)	(2.00)	(2.97)	(2.51)	(2.87)	(3.43)	(2.64)
	Free cash flow	1.80	3.83	4.19	2.62	3.35	2.48	7.43	6.28	8.58	10.59
	Book value	41.43	30.83	29.44	31.38	30.93	44.13	39.81	43.92	45.68	51.38
	Shares, m	35	48	45	43	42	41	47	45	45	44
Valuation, ×
Valuation, ×	P/E	27.52	22.47	21.09	21.05	27.36	24.53	16.39	22.28	18.08	21.48
	P/S	1.52	1.82	1.82	1.86	1.78	1.80	1.52	1.54	1.37	1.93
	P/B	1.14	2.20	2.46	2.57	2.26	1.70	2.21	2.43	2.27	3.10
	EV/Sales	1.89	2.01	2.13	2.20	2.14	2.52	2.00	2.02	1.85	2.51
	EV/FCF	32.73	19.51	20.23	36.35	25.12	42.04	15.54	22.34	16.21	19.58
Cash, $m
Cash, $m	Operating cash flow	97	220	243	232	222	223	469	416	540	586
	Capex	(34)	(37)	(56)	(119)	(83)	(122)	(118)	(131)	(154)	(117)
	Free cash flow	63	183	188	113	139	102	351	286	386	469
Balance, $m
Balance, $m	Working capital	749	722	657	538	418	737	835	971	1,064	1,449
	Total debt	457	402	591	632	616	1,293	1,375	1,606	1,729	2,208
	Net debt	367	288	519	585	550	1,173	1,257	1,479	1,554	2,083
	Shareholders’ equity	1,450	1,475	1,318	1,350	1,284	1,808	1,880	1,996	2,054	2,277
Returns, %
Returns, %	ROA	4.15	6.84	7.35	7.24	4.43	4.02	6.55	5.35	5.90	6.76
	ROIC	3.88	7.39	7.92	8.29	6.63	3.81	5.58	6.77	7.68	7.85
	ROE	6.39	9.84	10.97	12.34	8.09	8.08	13.75	11.32	12.78	15.26

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
SOFI SoFi Technologies, Inc.	$19.5B	28.5×	26.8×	+39.09% (above 0%: growing)	+33.33% (above 0%: growing)	−160.17% (below 0%: shrinking)	77.57%	0.00%	Compare
ALLY Ally Financial Inc.	$11.5B	8.8×	8.4×	+4.52% (above 0%: growing)	+13.33% (above 0%: growing)	+42.87% (above 0%: growing)	62.82%	0.00%	Compare
FCFS FirstCash Holdings, Inc.	$9.4B	24.6×	22.4×	+29.38% (above 0%: growing)	+58.21% (above 0%: growing)	+80.67% (above 0%: growing)	49.66%	14.92%
OMF OneMain Holdings, Inc.	$6.4B	8.4×	7.6×	+7.19% (above 0%: growing)	−5.71% (below 0%: shrinking)	+3.36% (above 0%: growing)	79.93%	0.00%	Compare
CACC Credit Acceptance Corporation	$5.7B	11.7×	10.5×	+0.62% (above 0%: growing)	+71.79% (above 0%: growing)	+120.88% (above 0%: growing)	100.00%	50.07%	Compare
KLAR Klarna Group plc	$5.1B	— (loss-making)	8.2×	+26.61% (above 0%: growing)	n/m	−129.24% (below 0%: shrinking)	61.23%	2.59%	Compare
NNI Nelnet, Inc.	$4.6B	15.3×	15.0×	−22.95% (below 0%: shrinking)	−62.78% (below 0%: shrinking)	−52.33% (below 0%: shrinking)	79.01%	0.00%	Compare
SEZL Sezzle Inc.	$4.5B	27.0×	22.8×	+51.65% (above 0%: growing)	+47.56% (above 0%: growing)	+131.47% (above 0%: growing)	82.87%	36.72%	Compare
ENVA Enova International, Inc.	$4.4B	12.4×	11.3×	+21.58% (above 0%: growing)	+40.20% (above 0%: growing)	+21.85% (above 0%: growing)	61.15%	25.53%	Compare
Median of peers	$5.4B	12.4×	10.9×	+14.39%	+33.33%	+12.61%	78.29%	1.30%

All 55 Credit Services stocks →

FirstCash Holdings, Inc. (FCFS) key facts

Strength: FirstCash Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $3.7 billion, up 8.04% from fiscal 2024.
FirstCash Holdings, Inc. (FCFS) is a Credit Services company in the Financial sector, listed on Nasdaq.
As of October 16, 2026, FCFS traded at $215.29, a market capitalization of $9.4 billion.
FirstCash Holdings, Inc. pays an annual dividend of $1.68 per share, a yield of 0.78%, with a payout ratio of 19.2%.
Return on equity was 15.3% and debt-to-equity 1.01.
Its Piotroski F-score is 7 out of 9 for fiscal 2025.