High Templar Tech Limited - Sponsored ADR HTT

2.41 (0.02) (0.82%) as of 25 Sep
Market cap
$226.5M
P/E
4.0×

Insider Decisions

in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — — — — — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 42.77%

Capital & Financial Ratios

Market Cap 226.45
Revenue 5.86
Net Income 101.33
Free Cash Flow 48.18
Net Debt (1,178.95)
Current Ratio 5.75
Debt/Equity 0.14
P/E ratio 4.02
P/S ratio 66.70
P/B ratio 0.23
Past 5Y EPS Growth (47.46%)
This Y EPS Growth —
Next Y EPS Growth —
Next 5Y EPS Growth (2.96%)
in millions of $

Dividends

Payout Ratio 0.00
Annual Dividend Rate —
Annual Dividend Yield —
total individual payouts
2024 Powerpack
2023 Powerpack
2022 Powerpack
2021 Powerpack
2020 Powerpack
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2022 2023 2024 2025
Cash 1,298 1,333 1,120 1,404
Receivables 0 4 5 1
Inventory — — — —
Other 305 94 265 224
1,603 1,431 1,389 1,629
2022 2023 2024 2025
Payables — — — —
ST’ Debt 4 — 99 225
Other 24 44 12 7
85 106 154 283
in millions of $

Compound Annual Growth

10y 5y 3y
Sales — (59.90%) (58.79%)
Cash Flow — (23.65%) 37.46%
Earnings — (7.16%) 0.00%
Book Value — (1.84%) (1.61%)

Revenue

Mar Jun Sep Dec Year
’26 — — — — —
’25 4 0 1 1 6
’24 8 7 8 7 30
’23 3 2 4 9 18
’22 32 16 15 21 84
’21 79 64 54 63 260
’20 135 165 125 140 565
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 — — — — —
’25 — — — 98 98
’24 — — — (15) (15)
’23 48 (43) 68 50 50
’22 89 (58) (72) 38 38
’21 31 — — 145 145
’20 75 45 171 379 379
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 — — — — —
’25 — — — 107 107
’24 — — — (59) (59)
’23 48 (43) 68 (29) (29)
’22 89 (58) (72) (1) (1)
’21 31 — — 70 70
’20 75 45 171 345 345
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 — — — — —
’25 0.12 0.26 0.35 (0.15) 0.61
’24 (0.05) 0.07 0.10 (0.05) 0.07
’23 0.26 (0.05) (0.12) (0.08) 0.03
’22 (0.09) (0.04) (0.37) 0.30 (0.21)
’21 0.28 0.16 (0.06) (0.03) 0.36
’20 (0.27) 0.10 0.33 0.39 0.55
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

4
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
— 11.33 4.00 4.07 1.17 0.81 0.63 0.92 1.52 2.04

Analyst estimates 2026–2028

Powerpack
Low Price
— 35.45 17.80 9.21 5.09 3.82 2.18 2.54 3.20 5.08
High Price
1,014 1,614 1,154 947 1,047 940 215 305 262 101
Employees
0 0 1 1 1 0 0 0 0 0
Revenue/Emp
213 734 1,119 1,270 565 260 84 18 30 6
Revenue
81.44% 81.55% 64.44% 89.80% 76.62% 81.94% 33.66% (26.73%) 7.12% 7.13%
Gross Margin
104 372 385 559 187 133 (39) 14 22 106
EBT
48.76% 50.68% 34.44% 44.01% 33.10% 51.17% (46.69%) 80.32% 72.79% 1,804.78%
EBT Margin
85 333 362 469 147 92 (52) 6 13 101
Net Income
4 1 2 3 2 3 1 2 3 7
Depreciation
2.68 5.81 3.51 4.56 2.23 1.02 0.34 0.08 0.16 0.04
Revenue/Sh
1.07 2.63 1.14 1.68 0.58 0.36 (0.21) 0.03 0.07 0.63
Earnings/Sh
1.48 3.74 1.52 2.84 1.49 0.57 0.15 0.23 (0.08) 0.61
Cash Flow/Sh
(0.01) (0.01) (0.06) (0.04) (0.13) (0.30) (0.16) (0.36) (0.24) 0.05
Capex/Sh
1.47 3.73 1.46 2.80 1.36 0.27 0.00 (0.13) (0.32) 0.66
Free CF/Sh
(6.38) 11.60 4.94 6.15 7.20 7.75 7.10 7.58 8.46 10.26
Book Value/Sh
79 126 319 279 254 253 246 217 183 162
Shares
21.46 9.25 3.70 2.84 2.38 2.63 0.00 99.00 40.29 5.92
PE Ratio
0.00 0.00 1.22 1.03 0.62 0.95 2.76 24.18 17.39 98.25
PS Ratio
0.00 0.00 0.87 0.77 0.19 0.13 0.13 0.26 0.33 0.35
PB Ratio
0.00 0.00 1.41 0.92 (0.94) (3.47) (12.49) (50.11) (16.80) (101.82)
EV/Sales
0.00 0.00 1.73 0.78 (0.89) (1.49) 6.48 8.60 2.82 (12.38)
EV/FCF
117 473 485 791 379 145 38 50 (15) 98
Op' Cash Flow
(1) (2) (20) (11) (34) (75) (39) (79) (43) 8
Capex
116 471 464 780 345 70 (1) (29) (59) 107
FCF
354 1,515 1,377 1,885 1,719 1,840 1,519 1,325 1,235 1,346
Working Cap'
628 1,305 622 487 146 136 21 — 99 225
Total Debt
449 (138) 208 (138) (883) (1,146) (1,277) (1,333) (1,021) (1,179)
Net Debt
(506) 1,466 1,574 1,713 1,825 1,965 1,746 1,646 1,547 1,663
Sh' Equity
4.23% 16.52% 13.56% 18.75% 6.27% 4.34% (2.59%) 0.31% 0.73% 5.55%
ROA
0.00% 17.50% 13.72% 21.94% 8.80% 11.05% (6.36%) (9.30%) (5.02%) (7.35%)
ROIC
17.74% 69.28% 23.84% 28.53% 8.31% 4.88% (2.83%) 0.32% 0.79% 6.31%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Dec 2025

High Templar Tech Limited - Sponsored ADR peers in Credit Services

All 55 Credit Services stocks →

High Templar Tech Limited - Sponsored ADR (HTT) key facts

  • High Templar Tech Limited - Sponsored ADR (HTT) is a Credit Services company in the Financial sector, listed on the New York Stock Exchange.
  • High Templar Tech Limited - Sponsored ADR’s revenue for fiscal 2025 (year ended December 2025) was $5.9 million, down 80.2% from fiscal 2024.
  • Net income was $101.3 million, or $0.63 per share (basic), a net margin of 1,729.9%.
  • As of September 25, 2026, HTT traded at $2.41, a market capitalization of $226.5 million.
  • At that price the stock trades at 4.0× trailing-twelve-month earnings and 66.7× sales.
  • Return on equity was 6.31% and debt-to-equity 0.14.

Source: company filings (standardised) and stockrow calculations.

High Templar Tech Limited - Sponsored ADR (HTT) Latest News

News by impact score

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25 Jun

3

High Templar Tech Limited - Sponsored ADR (HTT) released preliminary results of its modified Dutch auction tender offer. Tender offer affects share count and may shift near-term stock price and capital allocation.

26 May

4

High Templar Tech Limited initiates tender offer to repurchase up to 39 million ADSs. ADS buyback tender offer is major capital allocation move that boosts valuation and investor sentiment.

11 Mar

4

High Templar Tech Limited (HTT) reported unaudited financial results for the fourth quarter and full year 2025. Quarterly and annual earnings releases directly shape investor sentiment, stock valuation, and future performance expectations.

24 Jan

3

High Templar Tech Limited (NYSE:HTT) has gained popularity among retail investors, with 43% of shares owned by them, while insiders hold 40%. This significant ownership distribution highlights strong interest from both retail and insider stakeholders. The high percentage of retail and insider ownership may influence market sentiment and investor confidence, but it is not expected to fundamentally alter the company's trajectory.

24 Nov

3

Qudian Inc. reported its Q3 earnings, revealing a decline in revenue and a net loss compared to the previous year. The company's financial performance was impacted by increased competition and regulatory challenges in the fintech sector. Despite these challenges, Qudian is focusing on enhancing its product offerings and expanding its customer base. The management expressed optimism about future growth opportunities, although uncertainties remain regarding market conditions and regulatory environments. The decline in revenue and net loss indicate moderate challenges that could affect financial performance and market positioning.

3

Qudian Inc. reported its unaudited financial results for the third quarter of 2025, highlighting key metrics such as revenue, net income, and operational performance. The company continues to focus on its strategic initiatives and market positioning amidst evolving industry dynamics. Management expressed optimism about future growth prospects and ongoing efforts to enhance shareholder value. The financial results indicate moderate performance trends that may influence investor sentiment and operational strategies.

3

Qudian reported third quarter 2024 earnings with revenue up 86% and net income of CN¥131.9m. EPS improved to CN¥0.73 from a loss in the same period last year. The financial results show a moderately noticeable influence on Qudian's future performance.

23 Sep

3

Qudian Inc. - Sponsored ADR (QD) saw a notable increase in trading activity as American Depositary Receipts (ADRs) surged on Tuesday. This uptick reflects a broader trend in Asian equities being actively traded in the US market, indicating heightened investor interest and potential shifts in market dynamics. The surge in ADRs may signal a growing confidence in Asian companies among US investors, which could influence future trading patterns and valuations. Increased trading activity in ADRs suggests a moderate influence on market sentiment and potential financial performance for Qudian Inc.

4 Sep

3

Qudian Inc. is highlighted as a penny stock to watch in September 2025 due to its potential for growth amid changing market conditions. The company has been focusing on expanding its financial services and leveraging technology to enhance customer experience. Analysts suggest that Qudian's strategic initiatives could position it favorably in the competitive landscape, attracting investor interest. Market trends indicate a growing demand for innovative financial solutions, which may benefit Qudian's operations and stock performance in the near future. Qudian's strategic initiatives and market trends indicate a moderately noticeable influence on its future performance.

13 Aug

3

Qudian Inc. reported its Q2 earnings, revealing a decline in revenue and an increase in net loss compared to the previous year. The company's financial performance was impacted by a decrease in loan origination and a challenging regulatory environment. Despite these challenges, Qudian remains focused on its strategic initiatives to enhance its service offerings and improve operational efficiency. The management expressed optimism about future growth opportunities, although uncertainties in the market persist. The decline in revenue and increased net loss indicate challenges that may moderately influence Qudian's financial performance and market positioning.

3

Qudian Inc. reported its unaudited financial results for the second quarter of 2025, highlighting key metrics such as revenue, net income, and operational performance. The company continues to focus on its strategic initiatives and market positioning amid evolving industry dynamics. Investors are keenly observing these results for insights into future growth prospects. The financial results indicate moderate changes in performance that could influence investor sentiment and operational strategies.

30 Jul

3

Qudian Inc. - Sponsored ADR (QD) is highlighted as one of three promising penny stocks with market capitalizations exceeding $10 million. The article emphasizes the company's potential for growth and investment opportunities, suggesting that it may attract investor interest due to its market position and financial prospects. Qudian Inc. shows moderate potential for influence on its financial performance and market sentiment.

30 Jun

3

Qudian Inc. operates a consumer-oriented technology platform in China, with a market cap of approximately $510.24 million. The company reported a net income of CN¥150.11 million for Q1 2025, a turnaround from a net loss the previous year, despite declining revenues. Qudian has improved its financial position by reducing its debt-to-equity ratio and maintaining more cash than total debt. Its short-term assets significantly exceed liabilities, indicating strong liquidity. The company is also engaged in a share buyback program, reflecting confidence in its valuation amidst a volatile earnings history. Qudian's recent profitability and improved financial position indicate a moderately noticeable influence on its future performance.

31 May

3

Qudian Inc. reported its First Quarter 2025 results with revenue of CN¥25.8m, a 54% decline from Q1 2024, but net income rose to CN¥150.1m from a loss of CN¥73.6m. Earnings per share (EPS) improved to CN¥0.90, up from a loss of CN¥0.38 in the same quarter last year. Qudian shares increased by 4.6% over the past week. A warning sign regarding risks has been identified for the company. The significant improvement in net income and EPS indicates a positive shift in financial performance, though revenue decline may limit overall impact.

30 May

4

Qudian Inc. reported its unaudited financial results for Q1 2025, revealing total revenues of RMB25.8 million, a significant drop from RMB55.8 million in Q1 2024. The company achieved a net income of RMB150.1 million, a turnaround from a net loss of RMB73.6 million in the previous year. The decline in revenue was primarily due to intense competition in its last-mile delivery business, which the company is considering winding down. Operating costs decreased to RMB91.3 million, and cash and cash equivalents stood at RMB4.8 billion. Qudian's board approved a share repurchase program, with approximately US$52 million spent on repurchasing shares since its launch. The decision to potentially wind down the last-mile delivery business and the significant financial turnaround indicate major strategic shifts that could impact future performance.

3

Qudian Inc. reported its Q1 earnings, showing a decline in revenue and net income compared to the previous year. The company faced challenges due to increased competition and regulatory pressures in the financial technology sector. Despite these hurdles, Qudian is focusing on enhancing its product offerings and expanding its customer base. Management expressed optimism about future growth opportunities, although concerns about market conditions persist. Revenue and net income declines indicate moderate challenges that could affect financial performance and market positioning.

23 May

3

Qudian Inc. is highlighted as one of the 'undiscovered gems' in the U.S. market, despite experiencing a significant decline in earnings over the past five years. The company has shown impressive earnings growth of 134% over the past year, although it reported a net loss of CNY 66 million for Q4 2024. Its debt-to-equity ratio improved to 6.4%, indicating better financial management. Recent share buybacks reflect confidence in its valuation and recovery prospects. The broader U.S. market has seen a 1.4% drop over the past week but remains up 11% year-over-year, with earnings forecasted to grow by 14% annually. Qudian's recent earnings growth and improved financial management indicate a moderately noticeable influence on its future performance.

24 Apr

3

Qudian Inc. (NYSE:QD) reported its Full Year 2024 results, showing significant growth with revenue of CN¥216.4 million, a 71% increase from FY 2023, and net income of CN¥91.7 million, up 134%. The profit margin improved to 42% from 31% in FY 2023, contributing to an EPS of CN¥0.50, compared to CN¥0.18 in the previous year. Qudian shares have risen 6.9% over the past week. However, there is one warning sign for investors to consider. The substantial increase in revenue and net income indicates a moderately noticeable influence on Qudian's financial performance.

18 Apr

3

Qudian Inc. Sponsored ADR (QD) is highlighted as a promising penny stock for April 2025, attracting attention due to its potential for growth in the financial technology sector. The company has been focusing on expanding its services and improving its financial performance, which may appeal to investors looking for undervalued stocks. Analysts suggest that Qudian's innovative approaches and market strategies could position it favorably in a competitive landscape, making it a stock to watch in the coming months. Qudian's strategic focus on growth and innovation may moderately influence its financial performance and market positioning.

20 Mar

3

Qudian Inc. reported its unaudited financial results for Q4 and full year 2024, showing total revenues of RMB52.2 million for Q4, down from RMB63.8 million year-over-year, and a net loss of RMB66.4 million. For the full year, revenues increased by 71.3% to RMB216.4 million, with a net income of RMB91.7 million. The last-mile delivery business faced intense competition, impacting Q4 revenues. Operating costs decreased, but general and administrative expenses rose significantly. The company continues to manage cash prudently while pursuing business transitions and has initiated a share repurchase program. As of December 31, 2024, cash and cash equivalents stood at RMB4.26 billion. The significant revenue growth and net income improvement indicate a moderately positive influence on Qudian's future performance.

18 Feb

3

As of February 2025, the U.S. stock market is on an upswing, with penny stocks gaining attention for potential growth. Qudian Inc., a consumer-oriented technology company, has a market cap of approximately $621.24 million and shows financial resilience with more cash than debt. Despite improved net income, profit margins have declined, and the stock remains volatile. The company recently completed a share buyback, indicating strategic capital allocation. Other penny stocks highlighted include Dingdong (Cayman) Limited and Seritage Growth Properties, each with varying financial health ratings and market positions. Qudian's financial resilience and strategic moves indicate a moderately noticeable influence on its future performance.

31 Jan

3

Qudian Inc. has appointed a new auditor, marking a significant change in its financial oversight. This decision comes as part of the company's ongoing efforts to enhance its governance and compliance measures. The new auditor is expected to bring fresh perspectives and expertise to the company's financial reporting processes. The appointment of a new auditor may moderately influence Qudian's financial performance and governance practices.

20 Jan

3

Qudian Inc. Sponsored ADR (QD) is highlighted as one of three promising penny stocks on US exchanges for January 2025, suggesting potential investment opportunities amid market fluctuations. The company is noted for its innovative financial services and growth prospects, appealing to investors looking for undervalued stocks in the current economic climate. Qudian's innovative financial services may moderately influence its market performance and investor sentiment.

22 Dec

4

Investors are exploring US penny stocks for potential gains, with Aadi Bioscience, Immuneering, and Qudian Inc. highlighted as promising options. Qudian Inc. financial resilience and potential impact on market performance indicate a significant influence on future trajectory.

22 Nov

3

Qudian Inc. reports its unaudited financial results for the third quarter of 2024. The financial results may moderately influence the company's performance and competitive positioning.

19 Nov

4

US stock market showing signs of recovery, highlighting resilience of equities. Penny stocks offer investment opportunities. Oxbridge Re Holdings, Atai Life Sciences, and Qudian Inc. discussed in detail. Qudian Inc. financial health, revenue growth, and share buyback program indicate significant impact on future performance.

21 Oct

4

US stock market experiencing mixed movements with S&P 500 and Dow Jones pulling back, while Nasdaq rises. Penny stocks offer unique growth potential. Qudian Inc. and other penny stocks analyzed for financial health and market cap. Qudian Inc. financial turnaround and positive results expected to significantly impact future performance and market sentiment.

6 Sep

4

Qudian Inc. reported unaudited financial results for the second quarter of 2024, showing a significant increase in total revenues and net income compared to the same period last year. The company's last-mile delivery business has made progress, generating revenue. Qudian also provided updates on its share repurchase program. The article discusses significant financial improvements and strategic moves by Qudian Inc., which are expected to have a notable impact on the company's future performance.

19 Jun

3

Qudian reported a CN¥0.38 loss per share in the first quarter of 2024, a decrease from CN¥1.82 profit in the same period last year. The financial results show a moderately noticeable influence on Qudian's future performance.

18 Jun

3

Qudian Inc.'s market cap rose US$38m last week; individual investors who hold 46% profited and so did insiders. The article discusses the ownership structure and potential impact on Qudian's future performance.

stockrow.com/HTT · Data as of Dec 31, 2025 · For information only; not investment advice. · © 2026 stockrow.com