Finance of America Companies Inc. FOA
- Market cap
- $365.5M
- P/E
- 0.0×
Follow FOA
Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| — | — | — | 96.20 | 94.95 | 36.60 | 12.00 | 6.81 | 4.10 | 16.58 |
Analyst estimates 2026–2028 Powerpack |
Low Price
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| — | — | — | 103.20 | 109.50 | 116.65 | 43.10 | 22.50 | 29.97 | 32.40 |
High Price
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| — | — | — | — | — | 6,716 | 1,943 | 922 | 747 | 784 |
Employees
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| — | — | — | 0 | 0 | 0 | 0 | 0 | 1 | 1 |
Revenue/Emp
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| — | — | — | 892 | 1,800 | 1,736 | 53 | 234 | 394 | 497 |
Revenue
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| — | — | — | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
Gross Margin
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| — | — | 0 | 78 | 500 | (1,196) | (343) | (167) | 43 | 113 |
EBT
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| — | — | 0.00% | 8.70% | 27.79% | (68.90%) | (650.09%) | (71.22%) | 10.86% | 22.74% |
EBT Margin
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| — | 0 | 0 | 77 | 498 | (1,177) | (716) | (218) | 36 | 103 |
Net Income
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| — | — | 0 | 20 | 19 | 1,436 | 258 | 61 | 40 | 39 |
Depreciation
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| — | — | 0.00 | 24.81 | 50.09 | 290.10 | 8.47 | 28.57 | 40.03 | 52.16 |
Revenue/Sh
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| — | — | 0.00 | 1.22 | (0.31) | (45.26) | (30.60) | (9.80) | 1.57 | 4.72 |
Earnings/Sh
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| — | — | 0.00 | 2.81 | (19.09) | (16.14) | 225.98 | (8.73) | (43.02) | (45.06) |
Cash Flow/Sh
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| — | — | 0.00 | (0.12) | (0.64) | (5.72) | 74.25 | 10.45 | 0.56 | 0.00 |
Capex/Sh
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| — | — | 0.00 | 2.69 | (19.73) | (21.86) | 300.23 | 1.72 | (42.46) | (45.06) |
Free CF/Sh
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| — | — | 0.00 | 0.14 | 17.48 | 180.95 | 64.98 | 33.23 | 32.04 | 41.48 |
Book Value/Sh
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| — | — | 36 | 36 | 36 | 6 | 6 | 8 | 10 | 10 |
Shares
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| — | — | — | 70.03 | 97.98 | 0.00 | 0.00 | 0.00 | 18.50 | 6.47 |
PE Ratio
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| — | — | — | 0.00 | 0.00 | 0.14 | 1.55 | 0.35 | 0.70 | 0.46 |
PS Ratio
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| — | — | — | 720.91 | 5.95 | 0.22 | 0.20 | 0.30 | 0.88 | 0.58 |
PB Ratio
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| — | — | — | 0.00 | 0.00 | 11.32 | 369.74 | 111.18 | 71.74 | 59.79 |
EV/Sales
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| — | — | — | 35.63 | (30.36) | (150.25) | 9.54 | 7.51 | (80.66) | (83.39) |
EV/FCF
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| — | — | 0 | 101 | (686) | (97) | 1,408 | (72) | (424) | (430) |
Op' Cash Flow
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| — | — | 0 | (4) | (23) | (34) | 463 | 86 | 6 | — |
Capex
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| — | — | 0 | 97 | (709) | (131) | 1,870 | 14 | (418) | (430) |
FCF
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| — | — | 0 | 2 | 10,109 | 10,515 | 10,648 | 17,158 | 18,396 | 18,971 |
Working Cap'
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| — | — | — | — | 18,034 | 19,881 | 19,668 | 26,186 | 28,317 | 29,836 |
Total Debt
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| — | — | 0 | (2) | 17,495 | 19,417 | 19,427 | 25,962 | 28,015 | 29,512 |
Net Debt
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| — | — | 0 | 5 | 628 | 1,083 | 405 | 272 | 316 | 396 |
Sh' Equity
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| — | — | 0.00% | 18.52% | 5.22% | (1.16%) | (0.91%) | (0.33%) | 0.06% | 0.15% |
ROA
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| — | — | 0.00% | 1,342.42% | 1.75% | 0.55% | (1.15%) | (0.38%) | 0.11% | 0.27% |
ROIC
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| — | — | 0.00% | 40.16% | 118.35% | (34.25%) | (57.88%) | (23.65%) | 5.27% | 12.72% |
ROE
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Finance of America Companies Inc. peers in Credit Services
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| OPRT Oportun Financial Corporation | $385.8M | 21.4× | Compare |
| FINV PPDAI Group Inc. Sponsored ADR | $406.7M | 2.8× | Compare |
| PMTS CPI Card Group Inc. | $289.8M | 20.6× | Compare |
| RM Regional Management Corp. | $280.5M | 6.1× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| MFIN Medallion Financial Corp. | $271.6M | 8.5× | Compare |
| OPFI OppFi Inc. | $531.7M | 1.9× | Compare |
| HTT High Templar Tech Limited - Sponsored ADR | $226.5M | 4.0× | Compare |
| TROO TROOPS, Inc. | $219.9M | 0.0× | Compare |
Finance of America Companies Inc. (FOA) key facts
- Finance of America Companies Inc. (FOA) is a Credit Services company in the Financial sector, listed on the New York Stock Exchange.
- As of September 25, 2026, FOA traded at $14.49, a market capitalization of $365.5 million.
- Return on equity was 12.7% and debt-to-equity 89.53.
Finance of America Companies Inc. (FOA) Latest News
18 Sep
Finance of America Companies Inc. (FOA) faces pressure to strengthen corporate governance at BETR to improve oversight, reduce risks, and support long-term stability. Governance concerns at BETR may prompt operational adjustments at FOA with moderate effects on strategy and investor views.
5 Aug
Finance of America Companies Inc (FOA) reported record demand in its Q2 2026 earnings call. Record demand signals strong growth that could significantly boost FOA trajectory and investor sentiment.
Finance of America Companies Inc. (FOA) Q2 2026 earnings call covered financial results and strategic updates. Q2 earnings details can moderately affect market perception of FOA's performance.
Finance of America Companies Inc. (FOA) released Q2 earnings call highlights covering quarterly financial results, operational metrics, and forward outlook. Q2 earnings highlights disclose performance data and guidance that can shift near-term investor views but rarely alter long-term company trajectory.
Finance of America Companies Inc. (FOA) reported its second quarter 2025 financial results, highlighting key metrics such as revenue, net income, and operational performance. The company experienced fluctuations in its mortgage and financial services segments, with strategic initiatives aimed at enhancing profitability and market presence. Management provided insights into future growth prospects and challenges in the current economic landscape, emphasizing a commitment to innovation and customer service. Moderate fluctuations in key financial metrics indicate potential impacts on performance and market positioning.
4 Aug
Finance of America Companies Inc. reported its second quarter 2026 financial results. Quarterly results release delivers updated financial metrics that can shift near-term investor views on performance.
7 Jul
Finance of America expands product offerings and deploys AI technology to improve customer experience and broaden access to home equity solutions. Product expansion combined with AI deployment represents major strategic moves that can significantly boost competitive positioning and growth trajectory.
1 Jul
Finance of America Companies Inc. completes acquisition of reverse mortgage assets from Onity. Asset acquisition expands reverse mortgage portfolio and strengthens core operations.
23 Jun
Finance of America Companies Inc. expands its leadership team to accelerate growth and innovation. Leadership expansion may moderately support growth initiatives and operational enhancements.
6 May
Finance of America Companies Inc. (FOA) Q1 earnings call highlights key financial results, strategic updates, and forward-looking guidance. Q1 earnings call highlights detail financial performance and strategic shifts that significantly influence FOA's trajectory and investor sentiment.
Finance of America Companies Inc. (FOA) Q1 2026 earnings call summary details first-quarter financial results, strategic updates, and forward-looking guidance. Q1 earnings call outcomes moderately affect FOA's financial performance and investor sentiment without fundamentally altering long-term trajectory.
5 May
Finance of America Companies Inc. (FOA) reported first quarter 2026 results. Quarterly earnings reports significantly impact FOA's financial performance, investor sentiment, and stock trajectory.
2 Apr
Finance of America Companies Inc. (FOA) launches HomeSafe Second Line of Credit, providing homeowners flexible access to home equity without monthly mortgage payments. Introducing a novel home equity product without monthly payments is a major strategic innovation poised to enhance FOA's competitive edge and growth prospects.
17 Mar
Finance of America Companies Inc. (FOA) expands access to its industry-leading HomeSafe Second product. Expanding access to a flagship product boosts market penetration and competitive positioning.
10 Mar
Finance of America Companies Inc. (FOA) reported record growth in its Q4 2025 earnings call highlights amid challenging market conditions. Record growth in Q4 2025 earnings signals major positive shift in financial performance and investor sentiment for FOA.
Finance of America Companies Inc. (FOA) Q4 earnings call highlights key financial results, strategic updates, and forward guidance for investors. Q4 earnings call highlights detail financial performance and strategic outlook significantly influencing FOA's trajectory and investor sentiment.
Finance of America Companies Inc. (FOA) released its earnings call transcript, detailing quarterly financial results, management's outlook, strategic updates, and Q&A with analysts. Earnings transcripts disclose financial performance, guidance, and strategic plans that significantly influence FOA's stock price and future trajectory.
Finance of America Companies Inc. (FOA) reported fourth quarter and full year 2025 results, highlighting key financial metrics, performance highlights, and forward-looking guidance. Earnings reports reveal financial health, operational performance, and guidance that significantly shape investor sentiment and stock trajectory.
27 Jan
Finance of America Companies Inc. (FOA) has seen a significant decline in its stock value, losing 77% over the past five years. This steep drop reflects ongoing challenges within the company and broader market conditions affecting its performance. Investors are likely concerned about the company's future prospects and ability to recover from this downturn. The substantial loss in stock value indicates potential challenges that could moderately influence the company's financial performance and investor sentiment.
6 Jan
Finance of America Companies Inc. has appointed Angela Tribelli as the new Chief Marketing Officer. Tribelli brings over 20 years of experience in marketing and brand management, having previously held leadership roles at various financial services firms. Her appointment is expected to enhance the company's marketing strategies and brand presence in the competitive financial landscape. The appointment of a new CMO may influence marketing strategies and brand positioning, but its overall impact on the company's trajectory is expected to be limited.
17 Dec
Finance of America Companies Inc. (FOA) has seen a significant increase in insider holdings, with one insider boosting their stake by 3,570% over the past year. This dramatic rise in ownership may signal strong confidence in the company's future prospects and could influence market sentiment positively. A substantial increase in insider ownership typically indicates strong confidence in the company's future performance and can significantly impact investor sentiment.
11 Dec
Finance of America Companies Inc. (FOA) has announced a strategic partnership valued at $2.5 billion with funds managed by Blue Owl. This collaboration aims to enhance FOA's home equity lending capabilities, allowing the company to expand its offerings in the growing home equity market. The partnership is expected to provide FOA with additional resources and support to better serve its customers and capitalize on market opportunities. The partnership is a significant strategic move that could enhance FOA's competitive positioning and financial performance in the home equity lending sector.
18 Nov
Finance of America Companies Inc. (FOA) has announced its acquisition of reverse mortgage assets from PHH Mortgage, a subsidiary of Onity Group. This strategic move aims to enhance FOA's offerings in the reverse mortgage sector, aligning with its growth strategy and expanding its market presence. Acquiring reverse mortgage assets is a significant strategic move that could enhance FOA's competitive positioning and market share.
6 Nov
Finance of America Companies Inc. reported a profit driven by a non-recurring gain, raising concerns about the quality of its core earnings. Analysts are questioning the sustainability of the company's financial performance, as the gain may not reflect ongoing operational success. This situation has led to increased scrutiny from investors regarding the reliability of FOA's earnings moving forward. The reliance on a non-recurring gain suggests potential volatility in future earnings, impacting investor confidence.
5 Nov
Finance of America Companies Inc. (FOA) reported strong growth in its Q3 2025 earnings call, highlighting robust performance across key segments despite challenging market conditions. The company emphasized its strategic initiatives aimed at enhancing operational efficiency and expanding its product offerings. Management expressed confidence in sustaining growth momentum and addressing evolving customer needs, positioning FOA favorably for future opportunities. Strong growth and strategic initiatives indicate significant potential for future performance and market positioning.
4 Nov
Finance of America Companies Inc. (FOA) reported its third quarter 2025 results, highlighting significant growth in revenue and net income compared to the previous year. The company attributed this success to increased demand for its mortgage and financial services, alongside effective cost management strategies. Additionally, FOA announced plans for future investments aimed at expanding its product offerings and enhancing customer experience. The results reflect a positive outlook for the company amidst a competitive market environment. The reported growth and strategic plans indicate a significant impact on future performance and investor sentiment.
14 Oct
Finance of America Companies Inc. (FOA) has partnered with Better.com to enhance its home equity offerings using the AI-powered Tinman platform. This collaboration aims to leverage advanced technology to streamline the home equity process, providing customers with improved access to financial products and services. The partnership is expected to bolster FOA's competitive position in the market by integrating innovative solutions into its offerings. The partnership with Better.com represents a significant strategic move that could enhance FOA's product offerings and market position.
16 Aug
Finance of America Companies Inc. (FOA) has delivered impressive shareholder returns, achieving a remarkable 261% increase over the past year. This significant growth highlights the company's strong performance and potential in the financial sector, attracting attention from investors and analysts alike. The substantial shareholder returns indicate a significant positive shift in investor sentiment and market dynamics for FOA.
14 Aug
Finance of America Companies Inc. (FOA) has announced its dual listing on the NYSE Texas, expanding its market presence and accessibility to investors. This strategic move aims to enhance liquidity and broaden the company's investor base, aligning with its growth objectives. The dual listing is a significant strategic move that could enhance liquidity and investor interest, potentially altering the company's market trajectory.
6 Aug
Finance of America Companies Inc. (FOA) reported strong growth in its Q2 2025 earnings call, highlighting significant increases in revenue and profitability. The company attributed this success to strategic initiatives and improved operational efficiencies. Key metrics showed a robust performance across various segments, indicating a positive outlook for future growth. Management expressed confidence in sustaining this momentum and outlined plans for continued innovation and market expansion. Strong growth and strategic initiatives are likely to significantly impact future performance and investor sentiment.