Jefferson Capital, Inc. JCAP
- Market cap
- $1.1B
- P/E
- 7.9×
Follow JCAP
Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| — | — | — | — | — | — | — | — | — | 15.98 |
Analyst estimates 2026–2028 Powerpack |
Low Price
|
||
| — | — | — | — | — | — | — | — | — | 23.17 |
High Price
|
|||
| — | — | — | — | — | — | — | — | 720 | 1,120 |
Employees
|
|||
| — | — | — | — | — | — | — | 0 | 1 | 1 |
Revenue/Emp
|
|||
| — | — | — | — | — | — | — | 323 | 433 | 613 |
Revenue
|
|||
| — | — | — | — | — | — | — | 67.43% | 68.99% | 69.09% |
Gross Margin
|
|||
| — | — | — | — | — | — | — | 121 | 138 | 218 |
EBT
|
|||
| — | — | — | — | — | — | — | 37.32% | 31.74% | 35.62% |
EBT Margin
|
|||
| — | — | — | — | — | — | — | 112 | 129 | 188 |
Net Income
|
|||
| — | — | — | — | — | — | — | 5 | 7 | 11 |
Depreciation
|
|||
| — | — | — | — | — | — | — | 0.00 | 0.00 | 20.43 |
Revenue/Sh
|
|||
| — | — | — | — | — | — | — | — | — | 5.64 |
Earnings/Sh
|
|||
| — | — | — | — | — | — | — | 0.00 | 0.00 | 8.96 |
Cash Flow/Sh
|
|||
| — | — | — | — | — | — | — | 0.00 | 0.00 | (0.04) |
Capex/Sh
|
|||
| — | — | — | — | — | — | — | 0.00 | 0.00 | 8.92 |
Free CF/Sh
|
|||
| — | — | — | — | — | — | — | 0.00 | 0.00 | 15.86 |
Book Value/Sh
|
|||
| — | — | — | — | — | — | — | — | — | 30 |
Shares
|
|||
| — | — | — | — | — | — | — | 0.94 | 0.94 | 0.94 |
PE Ratio
|
|||
| — | — | — | — | — | — | — | 0.00 | 0.00 | 1.09 |
PS Ratio
|
|||
| — | — | — | — | — | — | — | 0.00 | 0.00 | 1.41 |
PB Ratio
|
|||
| — | — | — | — | — | — | — | 0.00 | 0.00 | 1.02 |
EV/Sales
|
|||
| — | — | — | — | — | — | — | (0.18) | (0.18) | 2.33 |
EV/FCF
|
|||
| — | — | — | — | — | — | — | 120 | 168 | 269 |
Op' Cash Flow
|
|||
| — | — | — | — | — | — | — | (1) | (6) | (1) |
Capex
|
|||
| — | — | — | — | — | — | — | 119 | 162 | 268 |
FCF
|
|||
| — | — | — | — | — | — | — | — | (1,210) | (1,445) |
Working Cap'
|
|||
| — | — | — | — | — | — | — | — | — | — | Total Debt | |||
| — | — | — | — | — | — | — | — | (38) | (48) |
Net Debt
|
|||
| — | — | — | — | — | — | — | 0 | 383 | 476 |
Sh' Equity
|
|||
| — | — | — | — | — | — | — | 0.00% | 15.58% | 9.05% |
ROA
|
|||
| — | — | — | — | — | — | — | 0.00% | 39.99% | 46.15% |
ROIC
|
|||
| — | — | — | — | — | — | — | 0.00% | 0.00% | 39.45% |
ROE
|
|||
Jefferson Capital, Inc. peers in Credit Services
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|---|---|---|---|
| LU Lufax Holding Ltd. Sponsored ADR | $1.1B | 0.0× | Compare |
| QFIN Qfin Holdings Inc. - Sponsored ADR | $914.3M | 1.7× | Compare |
| ATLC Atlanticus Holdings Corporation | $1.4B | 9.6× | Compare |
| NAVI Navient Corporation | $872.2M | 0.0× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| WRLD World Acceptance Corporation | $796.2M | 20.3× | Compare |
| PRAA PRA Group, Inc. | $762.0M | 0.0× | Compare |
| GDOT Green Dot Corporation | $728.8M | 0.0× | Compare |
| EZPW EZCORP, Inc. | $1.9B | 12.1× | Compare |
Jefferson Capital, Inc. (JCAP) key facts
- Jefferson Capital, Inc. (JCAP) is a Credit Services company in the Financial sector, listed on Nasdaq.
- Jefferson Capital, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $613.3 million, up 41.5% from fiscal 2024.
- As of September 25, 2026, JCAP traded at $19.46, a market capitalization of $1.1 billion.
- Return on equity was 39.5% and debt-to-equity 0.00.
Jefferson Capital, Inc. (JCAP) Latest News
15 Sep
Jefferson Capital (JCAP) expands operations across regions while costs rise faster than revenue growth. Faster-rising costs threaten margins and could pressure near-term financial results.
20 Aug
Jefferson Capital (JCAP) released its Q2 2026 earnings call transcript covering financial results and outlook. Q2 earnings results and guidance typically produce moderate effects on valuation and sentiment.
18 Aug
Jefferson Capital, Inc. priced $100 million of senior notes due 2030. Issuance of $100 million senior notes due 2030 raises capital and alters debt structure with moderate effects on financial position.
Jefferson Capital, Inc. (JCAP) proposes a private offering of senior notes. Proposed senior notes offering will increase company debt and affect its capital structure.
14 Aug
Jefferson Capital Inc achieved record deployments in Q2 2026 per its earnings call highlights, reflecting strong operational growth. Record deployments represent major operational success that can significantly lift future performance and investor sentiment.
Jefferson Capital, Inc. (JCAP) presented Q2 2026 earnings results and outlook during its common stock earnings call. Quarterly earnings figures directly affect near-term valuation and trading activity.
13 Aug
Jernigan Capital held Q2 earnings call covering financial results, operational metrics and forward guidance. Earnings call updates may influence near-term sentiment and valuation but rarely shift long-term trajectory.
Jefferson Capital, Inc. exceeded Q2 earnings and revenue estimates. Q2 earnings and revenue beat provides moderate short-term positive signal for JCAP stock.
Jefferson Capital, Inc. reported its second quarter 2026 financial results. Quarterly results disclosure supplies performance data that can shift near-term investor views and valuation.
15 May
Jefferson Capital Inc (JCAP) reported record collections and revenue in Q1 2026 earnings call highlights. Record collections and revenue demonstrate strong financial growth, likely enhancing market performance and investor confidence.
Jefferson Capital, Inc. held its Q1 2026 earnings call to review financial results, operational performance, and forward guidance for common stock investors. Q1 earnings call delivers updated financial metrics and guidance that moderately shape near-term stock valuation and sentiment.
14 May
Jefferson Capital, Inc. (JCAP) reported first quarter 2026 results. Quarterly earnings reports affect financial performance and investor sentiment moderately.
23 Apr
Jefferson Capital, Inc. (JCAP) secures expansion of its credit facility, boosting borrowing capacity for debt purchasing and operations. Credit facility expansion increases liquidity, enabling greater debt portfolio growth and improved financial performance.
13 Mar
Jefferson Capital, Inc. (JCAP) released Q4 2025 earnings call summary highlighting financial results, performance metrics, and future outlook. Q4 earnings call summary discloses financial results and guidance that significantly shape investor expectations and stock trajectory.
12 Mar
Jefferson Capital Inc. (JCAP) released its earnings call transcript detailing financial results, management discussion, and forward-looking statements. Earnings transcripts disclose financial performance, guidance, and strategic insights that significantly influence stock price and investor sentiment.
Jefferson Capital Inc (JCAP) reported record collections and revenue in Q4 2025 earnings call highlights, with strong portfolio performance, increased cash flows, and optimistic guidance for future growth. Record collections and revenue demonstrate robust financial health and operational efficiency, significantly boosting JCAP's trajectory and investor confidence.
Jefferson Capital, Inc. (JCAP) reported fourth quarter and full-year 2025 financial results. Quarterly and annual earnings reports reveal financial health, directly influencing stock price, investor sentiment, and future performance expectations.
Jefferson Capital, Inc. (JCAP) reported Q4 earnings, spotlighting key metrics that reveal financial performance and operational health. Q4 earnings disclosure impacts financial performance and market sentiment through analysis of core metrics.
3 Mar
Bearish report challenges Jefferson Capital, Inc. (JCAP)'s IPO valuation and unit economics. Bearish report targets core IPO valuation and unit economics, threatening investor confidence and market debut.
7 Jan
Jefferson Capital, Inc. (JCAP) has announced the pricing of a secondary public offering of its common stock, aiming to raise approximately $50 million. Concurrently, the company plans to repurchase shares worth up to $10 million. The offering is expected to enhance liquidity and support growth initiatives. The shares will be sold by certain stockholders, and the offering is anticipated to close shortly, subject to customary closing conditions. The secondary offering and share repurchase are likely to influence JCAP's financial performance and market sentiment moderately.
5 Jan
Jefferson Capital, Inc. (JCAP) has announced a secondary public offering of its shares, aiming to raise capital for various corporate purposes. Concurrently, the company will initiate a share repurchase program to buy back its own stock, signaling confidence in its financial health and future prospects. The combination of a secondary offering and a share repurchase program indicates significant strategic moves that could influence investor sentiment and the company's market position.
9 Dec
Jefferson Capital, Inc. (JCAP) has experienced a notable increase in its share price recently, prompting questions about its current valuation. Analysts are evaluating whether the stock remains attractively priced despite this climb, considering factors such as market conditions and the company's financial health. Investors are advised to assess the potential for future growth against the backdrop of the recent price surge. The recent share price increase may influence investor sentiment and financial performance, but its overall effect is expected to be limited.
4 Dec
Jefferson Capital, Inc. has successfully completed the acquisition of a credit card portfolio, enhancing its financial services offerings and expanding its market presence. This strategic move is expected to bolster the company's growth and improve its competitive positioning in the credit market. The acquisition is a significant strategic move that could alter the company's trajectory and investor sentiment.
Jefferson Capital, Inc. has successfully completed the acquisition of a credit card portfolio, enhancing its financial services offerings and expanding its market presence. This strategic move is expected to bolster the company's growth and improve its competitive positioning in the financial sector. The acquisition of a credit card portfolio is a significant strategic move that could enhance market positioning and financial performance.
13 Nov
Jefferson Capital, Inc. (JCAP) reported its latest earnings, highlighting key financial metrics and operational updates. The company demonstrated growth in revenue and profitability, driven by strategic initiatives and market demand. Management provided insights into future expectations and ongoing projects, emphasizing a commitment to innovation and customer satisfaction. Overall, the earnings call reflected a positive outlook for JCAP's performance in the upcoming quarters. Significant growth in revenue and profitability indicates a strong strategic direction that could alter the company's trajectory.
Jefferson Capital, Inc. (JCAP) reported its third quarter 2025 financial results, highlighting a significant increase in revenue and net income compared to the previous year. The company attributed this growth to improved operational efficiencies and a strong demand for its services. Additionally, JCAP announced plans for strategic investments aimed at expanding its market presence and enhancing product offerings. The management expressed optimism about future performance, citing favorable market conditions and a robust pipeline of opportunities. The reported financial growth and strategic investment plans indicate a significant potential impact on the company's future performance and market positioning.
Jefferson Capital, Inc. (JCAP) reported its Q3 earnings, revealing key metrics that were compared against market estimates. The results showed a mix of performance indicators, with some metrics exceeding expectations while others fell short. Analysts are evaluating the implications of these results on JCAP's future growth and market positioning. The mixed performance indicators suggest a moderately noticeable influence on financial performance and market sentiment.
5 Nov
Jefferson Capital, Inc. (JCAP) has recently made strategic moves that have led to a notable increase in its share price. Analysts are evaluating whether these developments position the company as a bargain for investors. The strategic initiatives are expected to enhance JCAP's market presence and operational efficiency, potentially leading to improved financial performance in the near future. Recent strategic moves and share price increases indicate a significant shift in the company's market positioning and investor sentiment.
30 Oct
Jefferson Capital, Inc. (JCAP) is set to announce its third quarter 2025 financial results. The announcement is anticipated to provide insights into the company's performance and strategic direction. Investors and analysts are likely to scrutinize the results for indications of growth and operational efficiency. Quarterly results can moderately influence investor sentiment and provide insights into the company's operational performance.
28 Oct
Jefferson Capital, Inc. has announced an amendment and increase to its senior secured revolving credit facility, enhancing its financial flexibility and liquidity. The company aims to utilize the additional capital to support its growth initiatives and operational needs, positioning itself for future opportunities. The amendment and upsize of the credit facility significantly enhance the company's financial flexibility and growth potential.