Saturday 17 October 2026 Export MFIN’s income statement to Excel — free account

Medallion Financial Corp.

Medallion Financial Corp.’s revenue for fiscal 2025 (year ended December 2025) was $353.3 million, up 17.0% from fiscal 2024. In the quarter to June 2026, revenue grew 2.54%, EPS fell 34.7%, free cash flow grew 176.1% and total debt rose 43.8%, each against the same quarter a year earlier. Dividend growth for five consecutive years, revenue growth for five.

11.19 0.00 0.00%

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Market cap: $256.9M
P/E: 8.0×
Fwd P/E: 8.6×
Dividend yield: 4.65%
F-score: 8/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	—	—	—	—	—	—	—
Sell	—	—	—	—	—	—	—	—	—	—	—	—

Insider Ownership 30.78%

Capital & Financial Ratios $m

Market Cap 256.92

Revenue 349.97

Net Income 45.22

Free Cash Flow 174.90

Net Debt 81.56

Current Ratio 1.22

Debt/Equity 0.57

P/E ratio 7.99

Fwd P/E 8.57

P/S ratio 0.74

P/B ratio 0.52

Past 5Y EPS Growth —

This Y EPS Growth (35.53%)

Next Y EPS Growth 20.04%

Next Y revenue growth (34.31%)

Next 5Y EPS Growth 4.81%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 69.15%

10-year low 10-year high

P/S against its own 10 years 34.24%

10-year low 10-year high

P/B against its own 10 years 69.07%

10-year low 10-year high

Dividends

Payout Ratio 0.39

Annual Dividend Rate 0.52

Annual Dividend Yield 4.65%

	total	individual payouts
2027	Powerpack
2026	0.55	0.12 0.14 0.14
2025	0.47	0.11 0.12 0.12 0.12
2024	0.41	0.10 0.10 0.10 0.11
2023	0.34	0.08 0.08 0.08 0.10
2022	0.32	0.08 0.08 0.08 0.08
2021	Powerpack
2020	Powerpack
2019	Powerpack
2018	Powerpack
2017	Powerpack
2016	0.60	0.25 0.25 0.05 0.05

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	150	170	202	206
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	2,295	2,579	2,673	2,899

	2023	2024	2025	Q'26
Payables	1,897	2,114	2,104	2,316
ST’ Debt	—	—	—	—
Other	—	—	—	—
	1,912	2,171	2,206	2,377

Compound Annual Growth %

	10y	5y	3y
Sales	23.45%	20.51%	19.67%
Cash Flow	0.00%	9.92%	5.11%
Earnings	3.89%	0.00%	(0.61%)
Book Value	6.21%	10.78%	11.10%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	81	89	—	—	—
’25	87	87	84	96	353
’24	72	72	77	81	302
’23	58	64	70	71	262
’22	45	54	51	55	206
’21	39	45	49	58	191
’20	29	39	38	33	139

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	41	17	—	—	—
’25	33	(23)	82	34	126
’24	32	28	25	24	109
’23	29	29	36	20	114
’22	25	27	28	30	109
’21	21	19	22	17	79
’20	17	17	23	22	79

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	41	17	—	—	—
’25	33	(23)	82	34	126
’24	32	28	25	24	109
’23	29	29	36	20	114
’22	25	27	28	30	109
’21	21	19	22	17	79
’20	17	17	23	22	79

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	0.20	0.31	—	—	—
’25	0.50	0.46	0.32	0.50	1.78
’24	0.42	0.30	0.37	0.43	1.52
’23	0.67	0.62	0.48	0.60	2.37
’22	0.39	0.54	0.32	0.57	1.83
’21	0.34	0.41	0.64	0.78	2.17
’20	(0.56)	(0.16)	(0.97)	0.26	(1.42)

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	2.87	1.60	3.58	4.30	1.29	3.50	5.42	5.64	6.48	7.71	Analyst estimates 2026–2028 Powerpack
	High	10.00	4.15	7.25	7.80	7.33	9.50	10.05	10.49	10.50	10.98
People
People	Employees	131	138	177	191	187	136	33	169	174	179
	Revenue/emp, $m	0.19	0.14	0.81	0.80	0.74	1.40	6.25	1.55	1.74	1.97
Income, $m
Income, $m	Revenue	25	20	143	153	139	191	206	262	302	353
	Gross margin, %	50.43	30.21	80.14	77.09	75.44	83.66	82.45	76.01	70.81	72.14
	EBT	(10)	(8)	(11)	2	(37)	82	68	86	63	80
	EBT margin, %	(38.94)	(39.78)	(7.51)	1.53	(26.60)	42.97	32.91	32.79	20.84	22.61
	Net income	24	0	(23)	2	(27)	58	50	61	42	55
	Depreciation	6	1	14	12	14	15	14	15	15	19
Per share, $
Per share, $	Revenue	1.06	0.82	5.90	6.28	5.69	7.75	8.74	11.66	13.40	15.51
	Earnings	0.00	(0.30)	(1.03)	0.06	(1.42)	2.20	1.86	2.45	1.59	1.89
	Cash flow	2.55	0.56	2.75	2.67	3.22	3.20	4.61	5.05	4.82	5.54
	Capex	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	Free cash flow	2.55	0.56	2.75	2.67	3.22	3.20	4.61	5.05	4.82	5.54
	Book value	11.86	12.01	11.98	13.74	12.46	14.46	15.71	18.29	19.47	22.31
	Shares, m	24	24	24	24	24	25	24	23	23	23
Valuation, ×
Valuation, ×	P/E	620.41	0.00	0.00	145.40	0.00	2.64	3.75	4.04	5.94	5.44
	P/S	2.88	4.42	0.80	1.16	0.86	0.75	0.80	0.85	0.70	0.66
	P/B	0.26	0.30	0.39	0.53	0.39	0.40	0.45	0.54	0.48	0.46
	EV/Sales	15.75	20.39	1.50	1.86	1.16	1.25	1.33	1.18	0.91	0.70
	EV/FCF	6.52	30.17	3.23	4.37	2.05	3.02	2.52	2.71	2.52	1.97
Cash, $m
Cash, $m	Operating cash flow	62	13	67	65	79	79	109	114	109	126
	Capex	—	—	—	—	—	—	—	—	—	—
	Free cash flow	62	13	67	65	79	79	109	114	109	126
Balance, $m
Balance, $m	Working capital	364	304	121	181	122	304	331	383	407	467
	Total debt	349	328	159	175	154	220	214	236	232	216
	Net debt	328	315	101	107	42	95	109	86	63	14
	Shareholders’ equity	286	287	290	334	305	356	371	412	439	508
Returns, %
Returns, %	ROA	3.41	0.04	(2.48)	(0.12)	(2.18)	3.08	2.12	2.27	1.32	1.48
	ROIC	(1.01)	(0.81)	(1.71)	0.33	(6.68)	11.34	8.85	10.81	7.84	9.56
	ROE	8.34	0.10	(8.68)	(0.56)	(10.89)	16.39	12.07	14.08	8.43	9.09

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
OPRT Oportun Financial Corporation	$423.5M	22.7×	4.6×	−0.48% (below 0%: shrinking)	+13.33% (above 0%: growing)	+5.05% (above 0%: growing)	82.02%	0.00%	Compare
FINV PPDAI Group Inc. Sponsored ADR	$410.6M	2.8×	4.1×	+0.42% (above 0%: growing)	−31.71% (below 0%: shrinking)	−7,180.65% (below 0%: shrinking)	78.46%	17.42%	Compare
RM Regional Management Corp.	$318.0M	6.8×	6.4×	+6.71% (above 0%: growing)	−14.95% (below 0%: shrinking)	+1.86% (above 0%: growing)	100.00%	19.97%	Compare
PMTS CPI Card Group Inc.	$297.9M	20.7×	9.0×	+14.97% (above 0%: growing)	+260.00% (above 0%: growing)	+4,762.29% (above 0%: growing)	32.50%	7.95%	Compare
FOA Finance of America Companies Inc.	$279.1M	— (loss-making)	— (loss-making)	−64.77% (below 0%: shrinking)	n/m	−89.96% (below 0%: shrinking)	100.00%	(69.79%)	Compare
MFIN Medallion Financial Corp.	$256.9M	8.0×	8.6×	+2.54% (above 0%: growing)	−34.69% (below 0%: shrinking)	+176.13% (above 0%: growing)	69.47%	0.00%
CPSS Consumer Portfolio Services, Inc.	$200.9M	9.2×	6.8×	+10.59% (above 0%: growing)	+31.82% (above 0%: growing)	+94.93% (above 0%: growing)	100.00%	60.37%	Compare
HTT High Templar Tech Limited - Sponsored ADR	$199.4M	3.5×	— (loss-making)	−90.80% (below 0%: shrinking)	n/m	+347.70% (above 0%: growing)	20.72%	(2,664.81%)	Compare
TROO TROOPS, Inc.	$196.7M	— (loss-making)	—	+10.79% (above 0%: growing)	+101.54% (above 0%: growing)	−94.20% (below 0%: shrinking)	23.83%	0.00%	Compare
Median of peers	$288.5M	8.0×	6.4×	+3.57%	+22.58%	+3.46%	80.24%	3.98%

All 55 Credit Services stocks →

Medallion Financial Corp. (MFIN) key facts

Strength: Medallion Financial Corp.’s revenue for fiscal 2025 (year ended December 2025) was $353.3 million, up 17.0% from fiscal 2024.
Medallion Financial Corp. (MFIN) is a Credit Services company in the Financial sector, listed on Nasdaq.
As of October 16, 2026, MFIN traded at $11.19, a market capitalization of $256.9 million.
Medallion Financial Corp. pays an annual dividend of $0.52 per share, a yield of 4.65%, with a payout ratio of 39.1%.
Return on equity was 9.09% and debt-to-equity 0.57.
Its Piotroski F-score is 8 out of 9 for fiscal 2025.