LexinFintech Holdings Ltd. Sponsored ADR LX

0.74 (0.01) (1.33%) as of 25 Sep
Market cap
$99.2M
P/E
0.8×

Insider Decisions

in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — — — — — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 19.72%

Capital & Financial Ratios

Market Cap 99.22
Revenue 1,901.61
Net Income 239.82
Free Cash Flow 933.68
Net Debt 182.52
Current Ratio 2.09
Debt/Equity 0.31
P/E ratio 0.84
P/S ratio 0.06
P/B ratio 0.07
Past 5Y EPS Growth (13.56%)
This Y EPS Growth (146.11%)
Next Y EPS Growth 225.63%
Next 5Y EPS Growth 5.95%
in millions of $

Dividends

Payout Ratio 0.00
Annual Dividend Rate 0.23
Annual Dividend Yield 5.76%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 0.25
0.19
2025 0.36
0.11
0.19
2024 0.14
0.07
0.07
2023 0.12
0.12
2022 Powerpack
2021 Powerpack
2020 Powerpack
2019 Powerpack
2018 Powerpack
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 615 552 565 361
Receivables 1,417 1,394 1,330 1,265
Inventory 5 3 3 4
Other 368 323 313 329
2,606 2,453 2,620 2,596
2023 2024 2025 Q'26
Payables 7 10 14 22
ST’ Debt 632 472 479 271
Other 255 148 78 84
1,736 1,316 1,384 1,244
in millions of $

Compound Annual Growth

10y 5y 3y
Sales — 1.05% 9.55%
Cash Flow — 0.00% 230.41%
Earnings — 21.34% 26.36%
Book Value — 15.06% 10.88%

Revenue

Mar Jun Sep Dec Year
’26 480 470 — — —
’25 428 501 480 472 1,881
’24 449 501 522 474 1,946
’23 434 421 481 502 1,839
’22 270 360 378 422 1,430
’21 449 506 461 370 1,786
’20 353 419 465 548 1,785
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 — — — — —
’25 — — — 517 517
’24 — — — 148 148
’23 — — — 393 393
’22 — — — 14 14
’21 — — — 419 419
’20 — — — (32) (32)
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 — — — — —
’25 — — — 466 466
’24 — — — 114 114
’23 — — — 360 360
’22 — — — (7) (7)
’21 — — — 400 400
’20 — — — (46) (46)
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.17 0.09 — — —
’25 0.33 0.40 0.41 0.17 1.35
’24 0.17 0.19 0.26 0.28 0.89
’23 0.27 0.28 0.30 0.02 0.89
’22 0.07 0.13 0.21 0.24 0.64
’21 0.53 0.59 0.44 0.20 1.80
’20 (0.53) 0.30 0.26 0.39 0.48
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

2.5
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
— 1.02 6.48 7.05 6.04 3.35 1.26 1.62 1.56 3.07

Analyst estimates 2026–2028

Powerpack
Low Price
— 15.90 20.00 14.66 16.93 15.42 3.99 3.86 6.37 11.64
High Price
2,566 2,518 2,365 3,227 3,313 3,896 3,872 4,268 4,667 7,169
Employees
0 0 0 0 1 0 0 0 0 0
Revenue/Emp
652 858 1,105 1,523 1,785 1,786 1,430 1,839 1,946 1,881
Revenue
13.88% 23.65% 39.65% 47.10% 31.20% 50.52% 30.76% 34.56% 35.39% 33.98%
Gross Margin
(9) 73 307 389 105 435 149 187 185 297
EBT
(1.38%) 8.50% 27.77% 25.52% 5.89% 24.34% 10.43% 10.16% 9.53% 15.78%
EBT Margin
(18) 37 288 330 91 366 120 150 151 240
Net Income
1 3 4 6 8 14 14 15 15 15
Depreciation
11.79 15.10 6.54 8.55 9.79 9.69 8.22 11.20 11.74 11.10
Revenue/Sh
(0.32) 0.07 1.70 1.85 0.50 1.99 0.68 0.91 0.91 1.42
Earnings/Sh
1.03 4.50 2.41 (0.63) (0.18) 2.27 0.08 2.39 0.89 3.05
Cash Flow/Sh
(0.09) (0.10) (0.05) (0.04) (0.07) (0.10) (0.12) (0.20) (0.20) (0.30)
Capex/Sh
0.94 4.40 2.36 (0.67) (0.25) 2.17 (0.04) 2.19 0.69 2.75
Free CF/Sh
(1.66) 4.60 3.54 5.32 4.65 6.87 7.21 8.33 8.88 10.09
Book Value/Sh
55 57 169 178 182 184 174 164 166 169
Shares
0.00 345.80 4.27 7.49 13.14 1.97 2.77 1.96 6.24 2.37
PE Ratio
0.00 0.00 1.11 1.62 0.68 0.40 0.24 0.16 0.49 0.29
PS Ratio
0.00 4.05 2.05 2.61 1.44 0.56 0.27 0.22 0.65 0.32
PB Ratio
0.00 0.00 1.44 1.85 1.10 0.55 0.75 0.25 0.58 0.36
EV/Sales
0.00 0.00 2.26 5.32 5.77 1.56 4.70 0.64 1.30 0.72
EV/FCF
57 255 406 (112) (32) 419 14 393 148 517
Op' Cash Flow
(5) (6) (8) (7) (13) (19) (22) (32) (34) (50)
Capex
52 250 399 (119) (46) 400 (7) 360 114 466
FCF
(66) (19) 333 963 674 1,015 768 870 1,138 1,236
Working Cap'
1,166 1,669 762 1,182 1,419 1,174 1,320 771 716 681
Total Debt
1,067 1,409 361 340 736 277 726 156 164 116
Net Debt
(92) 262 597 948 848 1,266 1,254 1,368 1,471 1,709
Sh' Equity
(1.88%) 0.22% 14.11% 14.40% 3.10% 11.41% 3.60% 4.58% 4.78% 7.54%
ROA
0.11% 2.74% 17.28% 18.31% 8.67% 19.52% 1.53% 10.86% 11.97% 7.80%
ROIC
(39.63%) 4.71% 66.97% 42.66% 10.16% 34.66% 9.43% 11.45% 10.62% 15.08%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

LexinFintech Holdings Ltd. Sponsored ADR peers in Credit Services

All 55 Credit Services stocks →

LexinFintech Holdings Ltd. Sponsored ADR (LX) key facts

  • LexinFintech Holdings Ltd. Sponsored ADR (LX) is a Credit Services company in the Financial sector, traded in the US as an ADR.
  • LexinFintech Holdings Ltd. Sponsored ADR’s revenue for fiscal 2025 (year ended December 2025) was $1.9 billion, down 3.35% from fiscal 2024.
  • As of September 25, 2026, LX traded at $0.74, a market capitalization of $99.2 million.
  • LexinFintech Holdings Ltd. Sponsored ADR pays an annual dividend of $0.23 per share, a yield of 5.76%.
  • Return on equity was 15.1% and debt-to-equity 0.31.

Source: company filings (standardised) and stockrow calculations.

LexinFintech Holdings Ltd. Sponsored ADR (LX) Latest News

News by impact score

Fine-tune

31 Aug

4

LexinFintech Holdings Ltd. reported second quarter 2026 unaudited financial results. Quarterly earnings releases typically drive notable stock price movements and alter near-term investor sentiment for the reporting company.

3 transcript

LexinFintech Holdings Ltd (LX) released Q2 2026 earnings call highlights centered on navigating industry conditions. Earnings updates deliver performance details that moderately shift market views and operations outlook.

3 transcript

LexinFintech Holdings Ltd. Sponsored ADR (LX) Q2 earnings call highlighted revenue figures, net income, user growth metrics, and management outlook on consumer credit demand and risk management. Q2 earnings updates supply financial metrics and guidance that moderately shift near-term investor views without indicating structural change.

12 Jul

3

LexinFintech Holdings (LX) stock declines on credit fears while debate over potential undervaluation persists. Credit fears trigger near-term price pressure but lack evidence of fundamental operational or strategic change.

11 Jul

4

LexinFintech Holdings (LX) shares fell 16.5% on rising credit-market and regulatory concerns, with outlook on next steps for the company. Regulatory and credit-market concerns can significantly alter LexinFintech trajectory and investor sentiment.

2 Jun

4 transcript

LexinFintech (LX) released Q4 2025 earnings transcript covering financial results, operational metrics, and management commentary on performance and outlook. Q4 earnings release supplies critical financial data that typically drives notable shifts in LX valuation and trading activity.

27 May

4 transcript

LexinFintech Holdings Ltd. Sponsored ADR (LX) released its Q1 2026 earnings call transcript. Q1 2026 earnings figures and forward guidance directly affect near-term valuation and trading volume.

25 May

3

LexinFintech Holdings Ltd (LX) reported strong loan growth during its Q1 2026 earnings call. Positive Q1 loan growth metrics can moderately lift near-term investor sentiment and share performance.

3 transcript

LexinFintech Holdings Ltd. Sponsored ADR (LX) Q1 earnings call highlighted revenue growth, improved credit metrics, expanded user base in consumer lending, and strategic focus on technology upgrades and risk management amid regulatory environment. Q1 earnings metrics and outlook comments can moderately shift short-term investor sentiment and trading in LX shares.

24 May

4

LexinFintech Holdings Ltd. reported first quarter 2026 unaudited financial results. Quarterly financial results directly affect investor views on company performance and valuation.

19 Mar

4

LexinFintech Holdings Ltd (LX) reported strong user growth in Q4 2025 earnings call highlights. Strong user growth in Q4 2025 earnings highlights major positive shift in user base and market performance for LX.

4

LexinFintech Holdings Ltd. (LX) Q4 earnings call highlights key financial results, performance metrics, and forward guidance for the fintech lender. Q4 earnings call highlights detail financial performance and outlook, significantly shaping investor sentiment and stock trajectory.

4

LexinFintech Holdings Ltd. (LX) released Q4 earnings snapshot detailing key financial metrics for the quarter. Q4 earnings snapshot reveals financial performance that significantly impacts stock trajectory and investor sentiment.

4

LexinFintech Holdings Ltd. reported fourth quarter and full year 2025 unaudited financial results. Earnings reports directly drive stock price volatility and shape future investor expectations.

13 Feb

3

LexinFintech Holdings Ltd. Sponsored ADR (LX) is highlighted as a promising penny stock for February 2026, indicating potential growth opportunities in the financial technology sector. The company is noted for its innovative approach to consumer finance and digital lending, which may attract investor interest. Analysts suggest that LX could benefit from favorable market conditions and strategic initiatives aimed at expanding its customer base and enhancing service offerings. The company's innovative approach and potential market conditions may moderately influence its financial performance and competitive positioning.

3

LexinFintech Holdings Ltd. Sponsored ADR (LX) is highlighted as one of three promising penny stocks with a market cap of at least $200 million. The company operates in the fintech sector, focusing on providing online consumer finance solutions in China. Its growth potential is attributed to increasing demand for digital financial services and a strong market position. Investors are encouraged to consider LX as part of their portfolio due to its promising outlook and market opportunities. The company's position in the growing fintech sector suggests a moderately noticeable influence on its future performance.

12 Feb

3

LexinFintech Holdings Ltd. is highlighted as a standout penny stock for February 2026, attracting attention due to its potential for growth in the fintech sector. The company is noted for its innovative financial solutions and expanding market presence, which may appeal to investors looking for opportunities in lower-priced stocks. Analysts suggest that LexinFintech's strategic initiatives could position it favorably in a competitive landscape, making it a stock to watch in the coming months. LexinFintech's growth potential and strategic initiatives may moderately influence its market performance.

3

LexinFintech Holdings Ltd. Sponsored ADR (LX) is highlighted as one of three promising penny stocks with a market cap of at least $600 million. The company operates in the fintech sector, focusing on providing online financial services to young consumers in China. Its innovative approach and growth potential make it an attractive option for investors looking for undervalued stocks. Analysts suggest that LX's market position and financial performance could improve, driven by increasing demand for digital financial solutions. The company's growth potential in the fintech sector may moderately influence its financial performance and market positioning.

10 Feb

4

LexinFintech Holdings Ltd. Sponsored ADR (LX) is highlighted as a promising penny stock for February 2026, with potential for growth driven by its innovative financial technology solutions and expanding market presence. The company is positioned to capitalize on increasing demand for digital financial services, making it an attractive option for investors looking for high-risk, high-reward opportunities in the penny stock sector. The company's innovative solutions and market expansion are likely to significantly impact its future performance and investor sentiment.

3

LexinFintech Holdings Ltd. Sponsored ADR (LX) is highlighted as one of three promising penny stocks with market capitalizations exceeding $100 million. The article outlines the company's potential for growth and investment opportunities, emphasizing its position in the fintech sector and the increasing demand for its services. Investors are encouraged to consider LX as part of their portfolio due to its favorable market conditions and strategic initiatives. LexinFintech's position in the fintech sector and market conditions may moderately influence its financial performance and competitive positioning.

9 Feb

3

LexinFintech Holdings Ltd. Sponsored ADR (LX) is highlighted as one of three promising penny stocks with market capitalizations up to $400 million. The article emphasizes the company's potential for growth and investment opportunities, suggesting that LX could be a valuable addition to investors' portfolios. It provides insights into the company's operations and market positioning, indicating a favorable outlook amidst the competitive landscape. The company's growth potential and market positioning may moderately influence its financial performance and investor sentiment.

3

LexinFintech Holdings Ltd. Sponsored ADR (LX) is highlighted as one of three promising penny stocks with a market cap exceeding $400 million. The company operates in the fintech sector, focusing on providing online consumer finance solutions in China. Investors are encouraged to consider LX due to its growth potential and market position, particularly in the context of increasing demand for digital financial services. The company's position in the growing fintech sector suggests a moderately noticeable influence on its future performance.

6 Feb

3

LexinFintech Holdings Ltd. Sponsored ADR (LX) is highlighted as a penny stock with a market cap exceeding $50 million, attracting attention for potential investment opportunities. The company operates in the fintech sector, focusing on providing online consumer finance solutions in China. Investors are encouraged to monitor LX for possible growth and market performance improvements amid evolving financial landscapes. The company's position in the fintech sector and its market cap suggest a moderately noticeable influence on its future performance.

5 Feb

3

LexinFintech Holdings Ltd. Sponsored ADR (LX) is highlighted as a penny stock to watch in February 2026, indicating potential investment opportunities. The company operates in the fintech sector, focusing on providing online financial services to consumers in China. Recent market trends and financial performance suggest that LX may experience growth, attracting investor interest. Analysts are optimistic about the company's strategic initiatives and market positioning, which could enhance its appeal in the competitive landscape. Moderate influence is expected due to the company's strategic initiatives and market positioning.

4 Feb

3

LexinFintech Holdings Ltd. Sponsored ADR (LX) is highlighted as a top penny stock to watch in February 2026, reflecting potential investor interest and market activity surrounding the company. The article outlines key factors that may influence LX's performance, including market trends and financial metrics that could attract attention from traders and investors alike. Moderate influence is expected due to potential market interest and financial metrics that may affect investor sentiment.

3 Feb

3

LexinFintech Holdings Ltd. Sponsored ADR (LX) is highlighted among penny stocks for February 2026, indicating potential interest from investors. The company is noted for its innovative financial technology solutions aimed at the younger demographic in China. Recent market trends suggest a growing demand for digital financial services, which could benefit LexinFintech's growth trajectory. Analysts are keeping a close watch on the company's performance amid evolving market conditions and competitive pressures. Growing demand for digital financial services may moderately influence LexinFintech's financial performance and competitive positioning.

2 Feb

3

LexinFintech Holdings Ltd. Sponsored ADR (LX) is highlighted as one of the top penny stock picks, with Siebert Financial leading the charge. The article emphasizes the potential for growth in LX, driven by its innovative financial services and market positioning. Investors are encouraged to consider LX as a viable option in the current market landscape. LexinFintech's innovative financial services may moderately influence its market performance and investor sentiment.

30 Jan

3

LexinFintech Holdings Ltd. is highlighted alongside Ideal Power and two other penny stocks as promising investment opportunities. The article discusses the potential for growth in these stocks, emphasizing market trends and investor interest in the penny stock sector. LexinFintech's performance is analyzed in the context of its financial health and market positioning, suggesting it may benefit from current market dynamics. LexinFintech's market positioning and financial health may see moderate influence from current trends in the penny stock sector.

29 Jan

3

LexinFintech Holdings Ltd. Sponsored ADR (LX) is highlighted as a penny stock to watch for potential growth in January 2026, indicating investor interest and market speculation surrounding its future performance. The company is positioned within the fintech sector, which may benefit from ongoing trends in digital finance and consumer lending. Analysts suggest that LX could see increased attention from investors looking for affordable stocks with growth potential. The company's positioning in the fintech sector suggests a moderately noticeable influence on its market performance due to ongoing trends.

27 Jan

3

LexinFintech Holdings Ltd. Sponsored ADR (LX) is highlighted as a top penny stock to watch in January 2026, reflecting potential growth opportunities in the fintech sector. The company is noted for its innovative financial services and strong market positioning, which may attract investor interest. Analysts suggest that LX could benefit from favorable market conditions and strategic initiatives aimed at expanding its customer base and enhancing service offerings. The company's innovative strategies and market positioning may moderately influence its financial performance and competitive standing.

stockrow.com/LX · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com