LexinFintech Holdings Ltd. Sponsored ADR LX
- Market cap
- $99.2M
- P/E
- 0.8×
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Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| — | 1.02 | 6.48 | 7.05 | 6.04 | 3.35 | 1.26 | 1.62 | 1.56 | 3.07 |
Analyst estimates 2026–2028 Powerpack |
Low Price
|
||
| — | 15.90 | 20.00 | 14.66 | 16.93 | 15.42 | 3.99 | 3.86 | 6.37 | 11.64 |
High Price
|
|||
| 2,566 | 2,518 | 2,365 | 3,227 | 3,313 | 3,896 | 3,872 | 4,268 | 4,667 | 7,169 |
Employees
|
|||
| 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 |
Revenue/Emp
|
|||
| 652 | 858 | 1,105 | 1,523 | 1,785 | 1,786 | 1,430 | 1,839 | 1,946 | 1,881 |
Revenue
|
|||
| 13.88% | 23.65% | 39.65% | 47.10% | 31.20% | 50.52% | 30.76% | 34.56% | 35.39% | 33.98% |
Gross Margin
|
|||
| (9) | 73 | 307 | 389 | 105 | 435 | 149 | 187 | 185 | 297 |
EBT
|
|||
| (1.38%) | 8.50% | 27.77% | 25.52% | 5.89% | 24.34% | 10.43% | 10.16% | 9.53% | 15.78% |
EBT Margin
|
|||
| (18) | 37 | 288 | 330 | 91 | 366 | 120 | 150 | 151 | 240 |
Net Income
|
|||
| 1 | 3 | 4 | 6 | 8 | 14 | 14 | 15 | 15 | 15 |
Depreciation
|
|||
| 11.79 | 15.10 | 6.54 | 8.55 | 9.79 | 9.69 | 8.22 | 11.20 | 11.74 | 11.10 |
Revenue/Sh
|
|||
| (0.32) | 0.07 | 1.70 | 1.85 | 0.50 | 1.99 | 0.68 | 0.91 | 0.91 | 1.42 |
Earnings/Sh
|
|||
| 1.03 | 4.50 | 2.41 | (0.63) | (0.18) | 2.27 | 0.08 | 2.39 | 0.89 | 3.05 |
Cash Flow/Sh
|
|||
| (0.09) | (0.10) | (0.05) | (0.04) | (0.07) | (0.10) | (0.12) | (0.20) | (0.20) | (0.30) |
Capex/Sh
|
|||
| 0.94 | 4.40 | 2.36 | (0.67) | (0.25) | 2.17 | (0.04) | 2.19 | 0.69 | 2.75 |
Free CF/Sh
|
|||
| (1.66) | 4.60 | 3.54 | 5.32 | 4.65 | 6.87 | 7.21 | 8.33 | 8.88 | 10.09 |
Book Value/Sh
|
|||
| 55 | 57 | 169 | 178 | 182 | 184 | 174 | 164 | 166 | 169 |
Shares
|
|||
| 0.00 | 345.80 | 4.27 | 7.49 | 13.14 | 1.97 | 2.77 | 1.96 | 6.24 | 2.37 |
PE Ratio
|
|||
| 0.00 | 0.00 | 1.11 | 1.62 | 0.68 | 0.40 | 0.24 | 0.16 | 0.49 | 0.29 |
PS Ratio
|
|||
| 0.00 | 4.05 | 2.05 | 2.61 | 1.44 | 0.56 | 0.27 | 0.22 | 0.65 | 0.32 |
PB Ratio
|
|||
| 0.00 | 0.00 | 1.44 | 1.85 | 1.10 | 0.55 | 0.75 | 0.25 | 0.58 | 0.36 |
EV/Sales
|
|||
| 0.00 | 0.00 | 2.26 | 5.32 | 5.77 | 1.56 | 4.70 | 0.64 | 1.30 | 0.72 |
EV/FCF
|
|||
| 57 | 255 | 406 | (112) | (32) | 419 | 14 | 393 | 148 | 517 |
Op' Cash Flow
|
|||
| (5) | (6) | (8) | (7) | (13) | (19) | (22) | (32) | (34) | (50) |
Capex
|
|||
| 52 | 250 | 399 | (119) | (46) | 400 | (7) | 360 | 114 | 466 |
FCF
|
|||
| (66) | (19) | 333 | 963 | 674 | 1,015 | 768 | 870 | 1,138 | 1,236 |
Working Cap'
|
|||
| 1,166 | 1,669 | 762 | 1,182 | 1,419 | 1,174 | 1,320 | 771 | 716 | 681 |
Total Debt
|
|||
| 1,067 | 1,409 | 361 | 340 | 736 | 277 | 726 | 156 | 164 | 116 |
Net Debt
|
|||
| (92) | 262 | 597 | 948 | 848 | 1,266 | 1,254 | 1,368 | 1,471 | 1,709 |
Sh' Equity
|
|||
| (1.88%) | 0.22% | 14.11% | 14.40% | 3.10% | 11.41% | 3.60% | 4.58% | 4.78% | 7.54% |
ROA
|
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| 0.11% | 2.74% | 17.28% | 18.31% | 8.67% | 19.52% | 1.53% | 10.86% | 11.97% | 7.80% |
ROIC
|
|||
| (39.63%) | 4.71% | 66.97% | 42.66% | 10.16% | 34.66% | 9.43% | 11.45% | 10.62% | 15.08% |
ROE
|
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LexinFintech Holdings Ltd. Sponsored ADR peers in Credit Services
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|---|---|---|---|
| SUIG Sui Group Holdings Limited | $112.7M | 0.0× | Compare |
| YRD Yirendai Ltd. | $86.0M | 0.0× | Compare |
| XYF X Financial Sponsored ADR | $119.1M | 2.4× | Compare |
| ANTA Antalpha Platform Holding Company | $77.5M | 4.8× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| WEI Weidai Ltd. Sponsored ADR | $67.6M | 0.0× | Compare |
| VRM Vroom, Inc. | $51.0M | 0.0× | Compare |
| CPSS Consumer Portfolio Services, Inc. | $202.0M | 9.7× | Compare |
| TROO TROOPS, Inc. | $219.9M | 0.0× | Compare |
LexinFintech Holdings Ltd. Sponsored ADR (LX) key facts
- LexinFintech Holdings Ltd. Sponsored ADR (LX) is a Credit Services company in the Financial sector, traded in the US as an ADR.
- LexinFintech Holdings Ltd. Sponsored ADR’s revenue for fiscal 2025 (year ended December 2025) was $1.9 billion, down 3.35% from fiscal 2024.
- As of September 25, 2026, LX traded at $0.74, a market capitalization of $99.2 million.
- LexinFintech Holdings Ltd. Sponsored ADR pays an annual dividend of $0.23 per share, a yield of 5.76%.
- Return on equity was 15.1% and debt-to-equity 0.31.
LexinFintech Holdings Ltd. Sponsored ADR (LX) Latest News
31 Aug
LexinFintech Holdings Ltd. reported second quarter 2026 unaudited financial results. Quarterly earnings releases typically drive notable stock price movements and alter near-term investor sentiment for the reporting company.
LexinFintech Holdings Ltd (LX) released Q2 2026 earnings call highlights centered on navigating industry conditions. Earnings updates deliver performance details that moderately shift market views and operations outlook.
LexinFintech Holdings Ltd. Sponsored ADR (LX) Q2 earnings call highlighted revenue figures, net income, user growth metrics, and management outlook on consumer credit demand and risk management. Q2 earnings updates supply financial metrics and guidance that moderately shift near-term investor views without indicating structural change.
12 Jul
LexinFintech Holdings (LX) stock declines on credit fears while debate over potential undervaluation persists. Credit fears trigger near-term price pressure but lack evidence of fundamental operational or strategic change.
11 Jul
LexinFintech Holdings (LX) shares fell 16.5% on rising credit-market and regulatory concerns, with outlook on next steps for the company. Regulatory and credit-market concerns can significantly alter LexinFintech trajectory and investor sentiment.
2 Jun
LexinFintech (LX) released Q4 2025 earnings transcript covering financial results, operational metrics, and management commentary on performance and outlook. Q4 earnings release supplies critical financial data that typically drives notable shifts in LX valuation and trading activity.
27 May
LexinFintech Holdings Ltd. Sponsored ADR (LX) released its Q1 2026 earnings call transcript. Q1 2026 earnings figures and forward guidance directly affect near-term valuation and trading volume.
25 May
LexinFintech Holdings Ltd (LX) reported strong loan growth during its Q1 2026 earnings call. Positive Q1 loan growth metrics can moderately lift near-term investor sentiment and share performance.
LexinFintech Holdings Ltd. Sponsored ADR (LX) Q1 earnings call highlighted revenue growth, improved credit metrics, expanded user base in consumer lending, and strategic focus on technology upgrades and risk management amid regulatory environment. Q1 earnings metrics and outlook comments can moderately shift short-term investor sentiment and trading in LX shares.
24 May
LexinFintech Holdings Ltd. reported first quarter 2026 unaudited financial results. Quarterly financial results directly affect investor views on company performance and valuation.
19 Mar
LexinFintech Holdings Ltd (LX) reported strong user growth in Q4 2025 earnings call highlights. Strong user growth in Q4 2025 earnings highlights major positive shift in user base and market performance for LX.
LexinFintech Holdings Ltd. (LX) Q4 earnings call highlights key financial results, performance metrics, and forward guidance for the fintech lender. Q4 earnings call highlights detail financial performance and outlook, significantly shaping investor sentiment and stock trajectory.
LexinFintech Holdings Ltd. (LX) released Q4 earnings snapshot detailing key financial metrics for the quarter. Q4 earnings snapshot reveals financial performance that significantly impacts stock trajectory and investor sentiment.
LexinFintech Holdings Ltd. reported fourth quarter and full year 2025 unaudited financial results. Earnings reports directly drive stock price volatility and shape future investor expectations.
13 Feb
LexinFintech Holdings Ltd. Sponsored ADR (LX) is highlighted as a promising penny stock for February 2026, indicating potential growth opportunities in the financial technology sector. The company is noted for its innovative approach to consumer finance and digital lending, which may attract investor interest. Analysts suggest that LX could benefit from favorable market conditions and strategic initiatives aimed at expanding its customer base and enhancing service offerings. The company's innovative approach and potential market conditions may moderately influence its financial performance and competitive positioning.
LexinFintech Holdings Ltd. Sponsored ADR (LX) is highlighted as one of three promising penny stocks with a market cap of at least $200 million. The company operates in the fintech sector, focusing on providing online consumer finance solutions in China. Its growth potential is attributed to increasing demand for digital financial services and a strong market position. Investors are encouraged to consider LX as part of their portfolio due to its promising outlook and market opportunities. The company's position in the growing fintech sector suggests a moderately noticeable influence on its future performance.
12 Feb
LexinFintech Holdings Ltd. is highlighted as a standout penny stock for February 2026, attracting attention due to its potential for growth in the fintech sector. The company is noted for its innovative financial solutions and expanding market presence, which may appeal to investors looking for opportunities in lower-priced stocks. Analysts suggest that LexinFintech's strategic initiatives could position it favorably in a competitive landscape, making it a stock to watch in the coming months. LexinFintech's growth potential and strategic initiatives may moderately influence its market performance.
LexinFintech Holdings Ltd. Sponsored ADR (LX) is highlighted as one of three promising penny stocks with a market cap of at least $600 million. The company operates in the fintech sector, focusing on providing online financial services to young consumers in China. Its innovative approach and growth potential make it an attractive option for investors looking for undervalued stocks. Analysts suggest that LX's market position and financial performance could improve, driven by increasing demand for digital financial solutions. The company's growth potential in the fintech sector may moderately influence its financial performance and market positioning.
10 Feb
LexinFintech Holdings Ltd. Sponsored ADR (LX) is highlighted as a promising penny stock for February 2026, with potential for growth driven by its innovative financial technology solutions and expanding market presence. The company is positioned to capitalize on increasing demand for digital financial services, making it an attractive option for investors looking for high-risk, high-reward opportunities in the penny stock sector. The company's innovative solutions and market expansion are likely to significantly impact its future performance and investor sentiment.
LexinFintech Holdings Ltd. Sponsored ADR (LX) is highlighted as one of three promising penny stocks with market capitalizations exceeding $100 million. The article outlines the company's potential for growth and investment opportunities, emphasizing its position in the fintech sector and the increasing demand for its services. Investors are encouraged to consider LX as part of their portfolio due to its favorable market conditions and strategic initiatives. LexinFintech's position in the fintech sector and market conditions may moderately influence its financial performance and competitive positioning.
9 Feb
LexinFintech Holdings Ltd. Sponsored ADR (LX) is highlighted as one of three promising penny stocks with market capitalizations up to $400 million. The article emphasizes the company's potential for growth and investment opportunities, suggesting that LX could be a valuable addition to investors' portfolios. It provides insights into the company's operations and market positioning, indicating a favorable outlook amidst the competitive landscape. The company's growth potential and market positioning may moderately influence its financial performance and investor sentiment.
LexinFintech Holdings Ltd. Sponsored ADR (LX) is highlighted as one of three promising penny stocks with a market cap exceeding $400 million. The company operates in the fintech sector, focusing on providing online consumer finance solutions in China. Investors are encouraged to consider LX due to its growth potential and market position, particularly in the context of increasing demand for digital financial services. The company's position in the growing fintech sector suggests a moderately noticeable influence on its future performance.
6 Feb
LexinFintech Holdings Ltd. Sponsored ADR (LX) is highlighted as a penny stock with a market cap exceeding $50 million, attracting attention for potential investment opportunities. The company operates in the fintech sector, focusing on providing online consumer finance solutions in China. Investors are encouraged to monitor LX for possible growth and market performance improvements amid evolving financial landscapes. The company's position in the fintech sector and its market cap suggest a moderately noticeable influence on its future performance.
5 Feb
LexinFintech Holdings Ltd. Sponsored ADR (LX) is highlighted as a penny stock to watch in February 2026, indicating potential investment opportunities. The company operates in the fintech sector, focusing on providing online financial services to consumers in China. Recent market trends and financial performance suggest that LX may experience growth, attracting investor interest. Analysts are optimistic about the company's strategic initiatives and market positioning, which could enhance its appeal in the competitive landscape. Moderate influence is expected due to the company's strategic initiatives and market positioning.
4 Feb
LexinFintech Holdings Ltd. Sponsored ADR (LX) is highlighted as a top penny stock to watch in February 2026, reflecting potential investor interest and market activity surrounding the company. The article outlines key factors that may influence LX's performance, including market trends and financial metrics that could attract attention from traders and investors alike. Moderate influence is expected due to potential market interest and financial metrics that may affect investor sentiment.
3 Feb
LexinFintech Holdings Ltd. Sponsored ADR (LX) is highlighted among penny stocks for February 2026, indicating potential interest from investors. The company is noted for its innovative financial technology solutions aimed at the younger demographic in China. Recent market trends suggest a growing demand for digital financial services, which could benefit LexinFintech's growth trajectory. Analysts are keeping a close watch on the company's performance amid evolving market conditions and competitive pressures. Growing demand for digital financial services may moderately influence LexinFintech's financial performance and competitive positioning.
2 Feb
LexinFintech Holdings Ltd. Sponsored ADR (LX) is highlighted as one of the top penny stock picks, with Siebert Financial leading the charge. The article emphasizes the potential for growth in LX, driven by its innovative financial services and market positioning. Investors are encouraged to consider LX as a viable option in the current market landscape. LexinFintech's innovative financial services may moderately influence its market performance and investor sentiment.
30 Jan
LexinFintech Holdings Ltd. is highlighted alongside Ideal Power and two other penny stocks as promising investment opportunities. The article discusses the potential for growth in these stocks, emphasizing market trends and investor interest in the penny stock sector. LexinFintech's performance is analyzed in the context of its financial health and market positioning, suggesting it may benefit from current market dynamics. LexinFintech's market positioning and financial health may see moderate influence from current trends in the penny stock sector.
29 Jan
LexinFintech Holdings Ltd. Sponsored ADR (LX) is highlighted as a penny stock to watch for potential growth in January 2026, indicating investor interest and market speculation surrounding its future performance. The company is positioned within the fintech sector, which may benefit from ongoing trends in digital finance and consumer lending. Analysts suggest that LX could see increased attention from investors looking for affordable stocks with growth potential. The company's positioning in the fintech sector suggests a moderately noticeable influence on its market performance due to ongoing trends.
27 Jan
LexinFintech Holdings Ltd. Sponsored ADR (LX) is highlighted as a top penny stock to watch in January 2026, reflecting potential growth opportunities in the fintech sector. The company is noted for its innovative financial services and strong market positioning, which may attract investor interest. Analysts suggest that LX could benefit from favorable market conditions and strategic initiatives aimed at expanding its customer base and enhancing service offerings. The company's innovative strategies and market positioning may moderately influence its financial performance and competitive standing.