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Friday 6 November 2026
Export VRM’s income statement to Excel — free account
Vroom, Inc.
Vroom, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $178.8 million, down 11.4% from fiscal 2024.
- Revenue
- −4.68%
- EPS
- +99.4%
- Free cash flow
- +8.45%
- Total debt
- −6.09%
Quarter to June 2026, against a year earlier
6.48
0.19
−2.85%
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Target Price Range
Analyst price targets
Free accountTen years at a glance Fiscal years to December
| Ten-year view | Analyst estimates Powerpack | |||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group | Line | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM Jun ’26 | Trend | 10 yrs | 2026e | 2027e | 2028e | Next 3/yr |
| Income, $m | ||||||||||||||||||
| Income, $m | Revenue | — | — | 855 | 1,192 | 1,358 | 3,184 | 1,949 | 178 | 202 | 179 | 175 | (20.0%) | — | — | — | — | |
| Gross margin, % | — | — | 7.11 | 4.85 | 5.27 | 6.35 | 12.56 | 100.00 | 100.00 | 100.00 | 100.00 | +92.9 pt | ||||||
| EBT | — | — | (85) | (143) | (203) | (370) | (472) | (84) | (137) | (9) | (57) | (27.8%) | ||||||
| EBT margin, % | — | — | (9.93) | (11.98) | (14.93) | (11.62) | (24.20) | (47.32) | (68.07) | (4.84) | (32.55) | +5.1 pt | ||||||
| Net income | — | 0 | (85) | (143) | (203) | (371) | (452) | (85) | (138) | (9) | (57) | n/m | ||||||
| Per share, $ | ||||||||||||||||||
| Per share, $ | Revenue | — | — | 8,012.66 | 11,079.03 | 1,480.88 | 1,867.19 | 1,130.56 | 102.40 | 111.33 | 34.50 | 33.53 | (54.1%) | |||||
| Earnings | — | — | (920.00) | (2,563.20) | (221.20) | (217.50) | (261.31) | (209.17) | (91.07) | — | (11.12) | (32.0%) | ||||||
| Cash flow | — | — | (608.01) | (2,004.53) | (387.49) | (333.47) | (63.27) | (306.19) | (53.52) | 13.34 | 14.89 | n/m | ||||||
| Capex | — | — | 119.78 | (32.80) | (12.36) | (16.66) | (14.06) | (1.51) | (1.92) | (1.39) | (1.29) | n/m | ||||||
| Free cash flow | — | — | (488.23) | (2,037.32) | (399.84) | (350.13) | (77.33) | (307.69) | (55.45) | 11.95 | 13.61 | n/m | ||||||
| Book value | — | — | 0.00 | (5,334.46) | 1,338.43 | 536.65 | 275.69 | 73.25 | (17.07) | 22.50 | 19.14 | n/m | ||||||
| Shares, m | — | — | 0 | 0 | 1 | 2 | 2 | 2 | 2 | 5 | 5 | +74.1% | ||||||
| Valuation, × | ||||||||||||||||||
| Valuation, × | P/E | — | — | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.0 | |||||
| P/S | — | — | 0.33 | 0.33 | 3.99 | 0.46 | 0.07 | 0.48 | 0.05 | 0.58 | 0.19 | 0.8 | ||||||
| P/B | — | — | 0.00 | 0.00 | 4.41 | 1.61 | 0.28 | 0.67 | 0.00 | 0.88 | 0.34 | 1.0 | ||||||
| EV/Sales | — | — | 0.05 | 0.05 | (0.10) | 0.07 | 0.00 | 3.92 | 2.52 | 3.83 | — | 1.3 | ||||||
| EV/FCF | — | — | (0.25) | (0.25) | 0.39 | (0.35) | (0.03) | (1.31) | (5.07) | 11.07 | — | 0.5 | ||||||
| Cash, $m | ||||||||||||||||||
| Cash, $m | Operating cash flow | — | — | (65) | (216) | (355) | (569) | (109) | (534) | (97) | 69 | 78 | n/m | |||||
| Capex | — | — | 13 | (4) | (11) | (28) | (24) | (3) | (3) | (7) | (7) | n/m | ||||||
| Free cash flow | — | — | (52) | (219) | (367) | (597) | (133) | (536) | (101) | 62 | 71 | n/m | ||||||
| Balance, $m | ||||||||||||||||||
| Balance, $m | Working capital | — | — | 145 | 205 | 1,115 | 1,275 | 517 | 654 | 555 | 569 | (241) | +21.6% | |||||
| Net debt | — | — | (44) | (46) | (743) | (84) | (23) | 418 | 303 | 385 | 454 | n/m | ||||||
| Shareholders’ equity | — | — | — | (574) | 1,227 | 915 | 475 | 128 | (31) | 117 | 100 | n/m | ||||||
| Returns, % | ||||||||||||||||||
| Returns, % | ROA | — | — | 0.00 | (97.88) | (17.73) | (18.13) | (22.68) | (23.57) | (12.99) | (0.79) | (6.02) | (0.8) pt | |||||
| ROIC | — | — | 0.00 | 0.00 | (23.06) | (26.97) | (78.95) | (11.31) | (24.02) | (5.28) | (4.90) | (5.3) pt | ||||||
| ROE | — | — | 22.55 | 63.32 | (62.09) | (34.63) | (65.00) | (120.95) | (341.43) | (18.59) | (45.98) | (41.1) pt | ||||||
| People | ||||||||||||||||||
| People | Employees | — | — | — | 800 | 944 | 1,807 | 1,323 | 1,682 | 710 | 655 | — | (3.3%) | |||||
| Revenue/emp, $m | — | — | 0.00 | 1.49 | 1.44 | 1.76 | 1.47 | 0.11 | 0.28 | 0.27 | — | n/m | ||||||
Negative figures in brackets.
estimates
Fiscal years to Dec 2025 · latest quarter Jun 2026 · fundamentals updated 26 Oct 2026
Vroom, Inc. vs peers in Credit Services (Q) = latest quarter vs a year earlier
| Company | Market cap | P/E | Fwd P/E | Revenue growth (Q) | EPS growth (Q) | FCF growth (Q) | Gross margin (Q) | EBIT margin (Q) | Compare |
|---|---|---|---|---|---|---|---|---|---|
| XYF X Financial Sponsored ADR | $107.3M | 2.7× | — | −53.85% (below 0%: shrinking) | −89.20% (below 0%: shrinking) | +194.87% (above 0%: growing) | 57.63% | 19.62% | Compare |
| LX LexinFintech Holdings Ltd. Sponsored ADR | $83.7M | 0.8× | — (loss-making) | −6.21% (below 0%: shrinking) | −78.57% (below 0%: shrinking) | +2,545.55% (above 0%: growing) | 15.55% | (3.30%) | Compare |
| SUIG Sui Group Holdings Limited | $71.0M | — (loss-making) | — (loss-making) | −69.33% (below 0%: shrinking) | n/m | +98.94% (above 0%: growing) | 100.00% | 0.00% | Compare |
| ANTA Antalpha Platform Holding Company | $39.5M | 2.7× | — (loss-making) | −28.24% (below 0%: shrinking) | n/m | 0.00% | 56.88% | (205.39%) | Compare |
| JFIN Jiayin Group Inc. Sponsored ADR | $38.0M | 1.9× | — (loss-making) | −58.75% (below 0%: shrinking) | n/m | +213.65% (above 0%: growing) | 25.45% | (33.47%) | Compare |
| VRM Vroom, Inc. | $34.9M | — (loss-making) | — (loss-making) | −4.68% (below 0%: shrinking) | n/m | +8.45% (above 0%: growing) | 100.00% | 49.68% | |
| YRD Yirendai Ltd. | $31.7M | — (loss-making) | 2.1× | −43.13% (below 0%: shrinking) | n/m | −332.34% (below 0%: shrinking) | 78.70% | (39.50%) | Compare |
| JF J and Friends Holdings Limited - Sponsored ADR | $15.7M | — (loss-making) | — | −64.26% (below 0%: shrinking) | n/m | — | 0.00% | 0.00% | Compare |
| AIJTY Jianpu Technology Inc. | $12.8M | — (loss-making) | — (loss-making) | +2.06% (above 0%: growing) | n/m | −75.61% (below 0%: shrinking) | 27.49% | (3.82%) | Compare |
| Median of peers | $38.7M | 2.3× | — | −48.49% | — | +98.94% | 42.18% | (3.56%) |
Pay and ownership Proxy statement filed 28 April 2026
Chief executive’s pay
| Year | Total pay | Actually paid | $100 invested |
|---|---|---|---|
| 2025 | 10.74m | 8.66m | 64.13 |
| 2024 | 2.77m | 914.54k | — |
| 2023 | 2.34m | 1.09m | — |
Ownership
Directors and executive officers, together
2.87%
Mudrick Capital Management, L.P.
76.20%
Silverback Asset Management, LLC
8.16%
Total pay is as the Summary Compensation Table states it; actually paid revalues the year’s share awards
at its end, as the SEC’s pay-versus-performance rule asks. $100 invested is what $100 in the company’s
shares at the start of the earliest year shown was worth at each year’s end.
Ownership is the proxy’s own table: the directors and officers as a group, and every holder of 5% or more.
Read the proxy statement