Jiayin Group Inc. Sponsored ADR JFIN
- Market cap
- $37.9M
- P/E
- 2.0×
Follow JFIN
Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| — | — | — | 4.77 | 1.60 | 2.10 | 1.57 | 2.26 | 4.00 | 5.73 |
Analyst estimates 2026–2028 Powerpack |
Low Price
|
||
| — | — | — | 22.50 | 30.00 | 14.95 | 3.19 | 8.19 | 8.58 | 19.23 |
High Price
|
|||
| — | — | 831 | 970 | 894 | 706 | 796 | 925 | 1,028 | 1,155 |
Employees
|
|||
| 0 | 0 | 1 | 0 | 0 | 0 | 1 | 1 | 1 | 1 |
Revenue/Emp
|
|||
| 89 | 333 | 419 | 320 | 199 | 279 | 474 | 770 | 795 | 890 |
Revenue
|
|||
| 0.00% | 0.00% | 86.06% | 80.92% | 81.60% | 81.13% | 82.72% | 63.20% | 64.95% | 80.14% |
Gross Margin
|
|||
| (76) | 104 | 103 | 81 | 56 | 92 | 192 | 218 | 177 | 268 |
EBT
|
|||
| (85.94%) | 31.15% | 24.49% | 25.28% | 28.18% | 32.90% | 40.58% | 28.30% | 22.33% | 30.11% |
EBT Margin
|
|||
| (59) | 0 | 89 | 76 | 38 | 73 | 171 | 183 | 145 | 220 |
Net Income
|
|||
| — | — | 2 | 3 | 4 | 2 | 1 | 1 | 2 | 10 |
Depreciation
|
|||
| 1.66 | 6.23 | 8.38 | 6.09 | 3.69 | 5.17 | 8.81 | 14.39 | 14.96 | 17.04 |
Revenue/Sh
|
|||
| (0.27) | 0.37 | 1.78 | 1.44 | 0.72 | 1.36 | 3.18 | 3.40 | 2.72 | 4.20 |
Earnings/Sh
|
|||
| 0.72 | 0.29 | (0.66) | 0.07 | (0.10) | 0.54 | 0.36 | 1.03 | 3.68 | 3.44 |
Cash Flow/Sh
|
|||
| 0.00 | 0.00 | (0.05) | (0.08) | 0.00 | (0.01) | (0.05) | (0.08) | (1.91) | (1.73) |
Capex/Sh
|
|||
| 0.72 | 0.29 | (0.71) | 0.00 | (0.10) | 0.53 | 0.31 | 0.94 | 1.77 | 1.71 |
Free CF/Sh
|
|||
| (6.89) | (5.54) | (4.81) | (2.03) | (1.32) | 0.07 | 3.34 | 6.27 | 8.07 | 12.13 |
Book Value/Sh
|
|||
| 54 | 54 | 50 | 53 | 54 | 54 | 54 | 53 | 53 | 52 |
Shares
|
|||
| 21.25 | 21.25 | 21.25 | 3.46 | 4.36 | 1.61 | 0.75 | 1.49 | 2.31 | 1.38 |
PE Ratio
|
|||
| 0.00 | 0.00 | 0.00 | 0.86 | 0.83 | 0.43 | 0.28 | 0.35 | 0.43 | 0.34 |
PS Ratio
|
|||
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 29.41 | 0.73 | 0.81 | 0.79 | 0.48 |
PB Ratio
|
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| 0.00 | 0.00 | 0.00 | 0.79 | 0.74 | 0.34 | 0.19 | 0.30 | 0.32 | 0.37 |
EV/Sales
|
|||
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | (7.44) | 2.33 | 2.54 | 1.35 | 1.32 |
EV/FCF
|
|||
| 39 | 15 | (33) | 4 | (5) | 29 | 19 | 55 | 195 | 180 |
Op' Cash Flow
|
|||
| (1) | (3) | (2) | (4) | 0 | 0 | (3) | (4) | (101) | (90) |
Capex
|
|||
| 39 | 15 | (36) | 0 | (6) | 29 | 17 | 51 | 94 | 89 |
FCF
|
|||
| — | — | (253) | (128) | (95) | (25) | 150 | 299 | 282 | 463 |
Working Cap'
|
|||
| 13 | 16 | 10 | 5 | 1 | 6 | 4 | — | — | 97 |
Total Debt
|
|||
| (71) | (101) | (2) | (22) | (17) | (23) | (39) | (52) | (93) | 29 |
Net Debt
|
|||
| (368) | (297) | (240) | (107) | (71) | 4 | 180 | 335 | 428 | 634 |
Sh' Equity
|
|||
| (17.25%) | 54.77% | 152.58% | 69.76% | 42.77% | 63.60% | 57.94% | 29.64% | 18.84% | 22.04% |
ROA
|
|||
| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 75.71% | 41.48% | 31.84% | 24.26% |
ROIC
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| 17.64% | (24.01%) | (33.15%) | (43.72%) | (43.65%) | (221.03%) | 185.86% | 70.94% | 37.90% | 41.35% |
ROE
|
|||
Jiayin Group Inc. Sponsored ADR peers in Credit Services
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|---|---|---|---|
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| WEI Weidai Ltd. Sponsored ADR | $67.6M | 0.0× | Compare |
| ANTA Antalpha Platform Holding Company | $77.5M | 4.8× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| YRD Yirendai Ltd. | $86.0M | 0.0× | Compare |
| JF J and Friends Holdings Limited - Sponsored ADR | $16.2M | 0.0× | Compare |
| LX LexinFintech Holdings Ltd. Sponsored ADR | $99.2M | 0.8× | Compare |
| AIJTY Jianpu Technology Inc. | $12.8M | 0.0× | Compare |
Jiayin Group Inc. Sponsored ADR (JFIN) key facts
- Jiayin Group Inc. Sponsored ADR (JFIN) is a Credit Services company in the Financial sector, traded in the US as an ADR.
- Jiayin Group Inc. Sponsored ADR’s revenue for fiscal 2025 (year ended December 2025) was $889.8 million, up 12.0% from fiscal 2024.
- As of September 25, 2026, JFIN traded at $1.51, a market capitalization of $37.9 million.
- Jiayin Group Inc. Sponsored ADR pays an annual dividend of $0.40 per share, a yield of 15.8%.
- Return on equity was 41.4% and debt-to-equity 0.15.
Jiayin Group Inc. Sponsored ADR (JFIN) Latest News
28 Aug
Jiayin (JFIN) released its Q2 2026 earnings call transcript covering financial results and business outlook. Q2 2026 earnings and guidance directly shape JFIN stock trajectory and investor sentiment.
Jiayin Group Inc reported Q2 2026 earnings amid industry headwinds, outlining strategies to maintain operations and performance. Earnings details and responses to sector challenges can moderately affect JFIN financial outlook and investor sentiment.
Jiayin Group Q2 earnings call highlighted revenue, net income, user growth metrics and forward outlook for the online lending platform. Q2 earnings metrics and guidance directly shape near-term JFIN valuation and trading volume.
Jiayin Group Inc. reported its second quarter 2026 unaudited financial results. Quarterly earnings releases deliver financial metrics that can shift near-term investor sentiment and valuation.
23 Jun
Jiayin Group Inc reported Q1 2026 earnings and outlined strategic actions to address operational challenges during its earnings call. Earnings call details strategic responses to challenges that may moderately influence financial results and positioning.
Jiayin Group Inc. released unaudited financial results for the first quarter of 2026. Quarterly earnings release delivers core performance data that can shift near-term investor views on JFIN.
2 Apr
Jiayin Group (JFIN) increased its payout despite softer Q4 results, prompting speculation of a potential strategic shift. Softer Q4 performance balanced by larger payout suggests moderate impact on financial results and investor sentiment.
31 Mar
Jiayin Group Inc. (JFIN) Q4 2025 earnings call highlights strategic navigation of challenges amid operational hurdles. Q4 earnings highlights outline strategic initiatives tackling challenges, likely driving significant shifts in financial performance and investor sentiment.
Jiayin Group Inc. (JFIN) released highlights from its Q4 earnings call, covering financial performance, strategic updates, and future outlook. Q4 earnings call highlights disclose financial results and strategies significantly shaping JFIN's market performance and investor sentiment.
Jiayin Group Inc. Sponsored ADR (JFIN) reported unaudited financial results for the fourth quarter and full fiscal year 2025. Quarterly and annual earnings releases typically drive significant stock volatility and shape investor outlook on financial health.
5 Jan
Jiayin Group Inc. Sponsored ADR (JFIN) is highlighted as a potential investment opportunity in the US market for January 2026, emphasizing its growth prospects and market positioning. The article suggests that JFIN may be undervalued and worth exploring for investors looking for undiscovered gems in the current market landscape. JFIN's potential growth and market positioning may moderately influence its financial performance and investor sentiment.
3 Dec
Jiayin Group Inc. (JFIN) experienced a 6.1% decline in stock price despite reporting a nearly doubled EPS for the nine-month period year-on-year. The company's financial performance showed improvement, but market reactions suggest concerns over future growth prospects and overall investor sentiment. The significant increase in EPS indicates improved financial performance, but the stock decline reflects market skepticism about future growth.
1 Dec
Jiayin Group Inc. Sponsored ADR (JFIN) saw an increase in trading as Asian equities listed in the US gained traction on Monday. The rise in American Depositary Receipts (ADRs) reflects a broader trend in the market, with investors showing renewed interest in Asian companies amid fluctuating economic conditions. JFIN's performance is part of this larger movement, indicating potential shifts in investor sentiment towards Asian equities. The increase in trading activity for JFIN suggests a moderately noticeable influence on market sentiment and potential financial performance.
26 Nov
Jiayin Group Inc. Sponsored ADR (JFIN) saw a significant rise in trading as Asian equities listed in the US experienced a sharp increase on Wednesday. This surge reflects a broader trend in the market, highlighting investor interest in Asian companies and their performance in the US financial landscape. The rise in trading activity indicates a moderately noticeable influence on market sentiment and potential financial performance for JFIN.
25 Nov
Jiayin Group Inc. reported strong overseas growth and advancements in AI during its Q3 2025 earnings call. The company highlighted its strategic initiatives aimed at expanding its international presence and leveraging artificial intelligence to enhance operational efficiency. Financial metrics showed positive trends, indicating a robust performance despite market challenges. Investors expressed optimism about the company's future prospects based on these developments. Significant overseas growth and AI advancements are likely to alter the company's trajectory and investor sentiment.
Jiayin Group Inc. reported its Q3 2025 earnings, highlighting a significant increase in revenue and net income compared to the previous year. The company attributed this growth to enhanced operational efficiency and a broader customer base. Management expressed optimism about future performance, citing ongoing investments in technology and market expansion. Additionally, they addressed challenges in the regulatory landscape but emphasized their commitment to compliance and sustainable growth. Overall, the earnings call reflected a positive outlook for Jiayin Group's continued development in the financial services sector. Significant revenue growth and strategic investments indicate a likely positive shift in the company's trajectory.
Jiayin Group Inc. reported its unaudited financial results for the third quarter of 2025, highlighting key metrics such as revenue, net income, and operational performance. The company experienced fluctuations in its financial performance compared to previous quarters, reflecting ongoing market conditions and strategic initiatives. Management provided insights into future growth prospects and challenges faced in the current economic landscape. Financial results indicate moderate fluctuations that may influence investor sentiment and operational strategies.
13 Nov
Jiayin Group Inc. has demonstrated strong earnings growth, surpassing expectations in a recent stock scan. The company's financial performance indicates a positive trajectory, reflecting its ability to adapt and thrive in the current market environment. Investors may find this growth appealing as it suggests a solid foundation for future success. Strong earnings growth signals significant potential for future performance and investor interest.
12 Nov
Jiayin Group Inc. has announced its entry into a loan facility, which is expected to enhance its financial flexibility and support its business operations. The company aims to utilize the funds to expand its lending services and improve its overall capital structure. This strategic move is anticipated to bolster Jiayin's growth prospects in the competitive market. The loan facility is likely to provide moderate financial support and operational flexibility, impacting the company's performance positively but not fundamentally altering its trajectory.
20 Oct
Jiayin Group Inc. Sponsored ADR (JFIN) saw a significant rise in trading as Asian equities listed in the US experienced a surge on Monday. This uptick reflects broader market trends and investor sentiment towards Asian markets, potentially benefiting companies like Jiayin Group. The rise in trading activity indicates a moderately noticeable influence on market sentiment and could affect Jiayin Group's financial performance.
3 Oct
Jiayin Group Inc. has been included in the S&P Global BMI Index, which may enhance its visibility and credibility in the market. This inclusion could attract more institutional investors and improve trading volumes, potentially leading to a positive impact on the company's stock performance. Analysts are assessing the implications of this development on Jiayin's valuation and future growth prospects. Inclusion in a major index is likely to significantly enhance investor interest and market performance.
1 Oct
Jiayin Group Inc. Sponsored ADR (JFIN) saw an increase in trading as Asian equities listed in the US gained traction on Wednesday. The rise in American Depositary Receipts (ADRs) reflects a growing interest in Asian markets among US investors, potentially benefiting companies like Jiayin Group. Increased interest in Asian equities may moderately influence Jiayin Group's market performance and investor sentiment.
18 Sep
Jiayin Group Inc. Sponsored ADR (JFIN) is highlighted as a potential undiscovered gem in the U.S. market for September 2025, with analysts suggesting that the company's innovative strategies and market positioning could lead to significant growth opportunities. The article emphasizes the importance of identifying undervalued stocks and the potential for Jiayin to capitalize on emerging trends in the financial technology sector. Jiayin Group's innovative strategies and market positioning could significantly alter its trajectory and investor sentiment.
15 Sep
Jiayin Group Inc. Sponsored ADR (JFIN) is highlighted as a top dividend stock for September 2025, attracting attention for its potential to provide reliable income to investors. The company has demonstrated consistent dividend payments, making it an appealing option for those seeking dividend yields in a fluctuating market. Analysts suggest that JFIN's financial stability and growth prospects position it favorably among dividend-paying stocks, particularly in the current economic climate. JFIN's consistent dividend payments and financial stability may moderately influence investor sentiment and market performance.
5 Sep
Jiayin Group Inc. Sponsored ADR (JFIN) saw an increase in trading as Asian equities listed in the US gained traction on Friday. The rise in American Depositary Receipts (ADRs) reflects a broader trend of investor interest in Asian markets, potentially benefiting companies like Jiayin Group. Market dynamics indicate a growing appetite for Asian equities among US investors, which could influence trading volumes and stock performance for Jiayin Group. Increased investor interest in Asian equities may moderately influence Jiayin Group's market performance.
22 Aug
Jiayin Group Inc. reported its second quarter 2025 earnings, revealing an earnings per share (EPS) of CN¥9.85, a significant increase from CN¥4.49 in the same quarter of 2024. This growth indicates a strong financial performance for the company over the year. The substantial increase in EPS suggests a significant improvement in financial performance, likely influencing investor sentiment and the company's future trajectory.
21 Aug
Jiayin Group Inc. reported record growth in its Q2 2025 earnings call, highlighting strategic initiatives that contributed to its performance. The company emphasized its focus on expanding its market presence and enhancing operational efficiency, which has led to significant revenue increases. Management outlined future plans aimed at sustaining this growth trajectory and addressing market challenges. Record growth and strategic initiatives are likely to significantly impact future performance and investor sentiment.
20 Aug
Jiayin Group Inc. reported its unaudited financial results for the second quarter of 2025, highlighting key metrics such as revenue, net income, and operational performance. The company experienced fluctuations in its financial performance compared to previous quarters, reflecting ongoing market conditions and strategic initiatives. Management provided insights into future growth prospects and operational adjustments aimed at enhancing profitability and market position. Financial results indicate moderate fluctuations that may influence investor sentiment and operational strategies.
18 Aug
Jiayin Group Inc. Sponsored ADR (JFIN) is highlighted as a potential investment opportunity in August 2025, emphasizing its undervalued status and growth prospects in the U.S. market. The article outlines key factors contributing to Jiayin's appeal, including its innovative business model and strategic positioning within the financial technology sector. Investors are encouraged to consider JFIN as part of a diversified portfolio, given its potential for significant returns amidst a landscape of emerging U.S. companies. Jiayin Group's growth prospects and strategic positioning may moderately influence its financial performance and market sentiment.
13 Aug
Jiayin Group Inc. Sponsored ADR (JFIN) is highlighted as a top dividend stock for August 2025, reflecting its strong financial performance and commitment to returning value to shareholders. The company has consistently paid dividends, making it an attractive option for income-focused investors. Analysts suggest that JFIN's growth potential and dividend yield position it favorably in the market, especially in the current economic climate where investors seek stability and reliable income sources. JFIN's consistent dividend payments and financial performance may moderately influence investor sentiment and market positioning.