Jianpu Technology Inc.

AIJTY Financial Credit Services

Jianpu Technology Inc.’s revenue for fiscal 2025 (year ended December 2025) was $140.0 million, up 1.55% from fiscal 2024.

0.47 0.03 +6.82%
Market cap
$12.8M
P/E
0.0×
Fwd P/E
−1.4×
Dividend yield
0.00%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Insider Decisions last twelve months

Bought, $m 0.08
Trades a month
Jan 26 Apr 26 Jul 26 Oct 26
Buy — — — — 1 1 — — 1 — — —
Sell — — — — — — — — — — — —
Insider Ownership 25.86%

Capital & Financial Ratios $m

Size
Market Cap 12.76
Revenue ttm 150.62
Net income ttm (3.81)
Free cash flow ttm (69.97)
Net debt Q (46.61)
Valuation
P/E 0.00
Forward P/E (1.38) (negative: loss-making)
Price / sales 0.07
Forward P/S Powerpack
Price / FCF 0.00
Price / book 0.23
Financial health
Current ratio Q 1.87
Debt / equity Q 0.00
Interest coverage Q 4.22
Growth
Revenue growth Q +2.06% (above 0%: growing)
Operating income growth Q +63.68% (above 0%: growing)
EPS, this year —
EPS, next year A —
Revenue, next year A −61.19% (below 0%: weak)
EPS, past 5 yrs —
EPS, next 5 yrs A —

Green and red mark values outside typical ranges; (Q) is the latest quarter, (A) analysts’ estimates. How we judge →

Valuation vs history

P/S against its own 10 years 7.93%
10-year low 10-year high
P/B against its own 10 years 14.95%
10-year low 10-year high

Dividends

Yield
0.00%
Annual rate
0.00
Payout ratio
—

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 53 93 44 47
Receivables 23 20 14 7
Inventory — — — —
Other 39 — — —
121 122 65 60
2023 2024 2025 Q'26
Payables 15 15 14 10
ST’ Debt 33 28 — —
Other 6 7 8 7
70 65 40 32

Compound Annual Growth %

10y 5y 3y
Sales 17.98% 9.29% (0.83%)
Cash Flow 0.00% 0.00% 0.00%
Earnings 0.00% 0.00% 0.00%
Book Value 0.00% (17.65%) (12.75%)

EPS $

Mar Jun Sep Dec Year
’26 — — — — —
’25 — — — — 0.22
’24 — — — — 0.71
’23 (0.14) (0.01) (0.04) 0.01 (0.18)
’22 (0.39) (0.31) (0.12) (0.10) (0.90)
’21 — — — — (1.48)
’20 — — — — (2.20)
Fiscal quarters ending in the months shown.

Revenue $m

Mar Jun Sep Dec Year
’26 — — — — —
’25 — — — — 140
’24 — — — — 138
’23 42 39 35 34 151
’22 33 40 38 33 143
’21 — 53 — 72 126
’20 — — — — 90
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 — — — — —
’25 — — — — 15
’24 — — — — 11
’23 — — — — 1
’22 — — — — (22)
’21 — — — — (46)
’20 — — — — (16)
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 — — — — —
’25 — — — — 17
’24 — — — — 10
’23 — — — 1 1
’22 — — — (22) (23)
’21 — — — — (47)
’20 — — — — (16)
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

3
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Ten-year view Analyst estimates Powerpack
Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 TTM Jun ’26 Trend 10 yrs 2026e 2027e 2028e Next 3/yr
Income, $m
Income, $m Revenue 53 222 293 206 90 126 143 151 138 140 151 +11.5% — — — —
Gross margin, % 81.29 90.05 88.90 90.67 79.83 19.24 21.46 25.57 36.58 33.22 25.57 (48.1) pt
EBT (27) (27) (24) (77) (48) (32) (20) (4) 15 5 (4) n/m
EBT margin, % (51.10) (12.02) (8.16) (37.51) (53.51) (25.42) (13.66) (2.53) 10.55 3.27 (2.53) +54.4 pt
Net income (27) (31) (23) (76) (48) (32) (19) (4) 15 5 (4) n/m
Per share, $
Per share, $ Revenue 3.04 12.57 14.02 9.81 4.24 5.96 6.77 7.09 6.90 7.23 7.09 +10.1%
Earnings (1.60) (1.84) (1.12) (3.09) (2.20) (1.48) (0.90) (0.18) 0.73 0.24 (0.18) n/m
Cash flow (2.04) (0.24) (0.51) (1.37) (0.78) (2.18) (1.06) 0.03 0.55 0.78 (2.89) n/m
Capex (0.04) (0.16) (0.29) (0.11) 0.03 (0.02) (0.01) 0.00 (0.04) 0.08 (0.41) n/m
Free cash flow (2.08) (0.41) (0.80) (1.48) (0.75) (2.20) (1.07) 0.03 0.50 0.87 (3.30) n/m
Book value 0.45 13.38 11.88 7.28 5.25 3.86 2.98 2.77 3.57 2.17 0.00 +19.1%
Shares, m 17 18 21 21 21 21 21 21 20 19 21 +1.3%
Valuation, ×
Valuation, × P/E 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0
P/S 0.00 0.00 2.38 1.22 0.31 0.12 0.23 0.13 0.04 0.14 0.07 0.5
P/B 19.67 72.95 2.81 1.64 0.46 0.28 0.53 0.33 0.10 0.27 0.23 9.9
EV/Sales 0.00 0.00 1.77 0.77 (0.04) (0.34) (0.16) 0.00 (0.29) (0.33) — 0.1
EV/FCF 0.00 0.00 (8.89) (2.59) 0.13 1.01 0.34 0.01 0.63 0.70 — (0.9)
Cash, $m
Cash, $m Operating cash flow (35) (4) (11) (29) (16) (46) (22) 1 11 15 (61) n/m
Capex (1) (3) (6) (2) 1 0 0 0 (1) 2 (9) n/m
Free cash flow (36) (7) (17) (31) (16) (47) (23) 1 10 17 (70) n/m
Balance, $m
Balance, $m Working capital 7 232 202 122 94 67 54 50 57 25 28 +15.5%
Net debt — (237) (177) (91) (63) (84) (57) (20) (66) (44) (47) (19.0%)
Shareholders’ equity 8 236 248 153 111 82 63 59 71 42 43 +20.6%
Returns, %
Returns, % ROA (175.39) (19.79) (7.37) (21.84) (20.54) (16.37) (12.42) (2.79) 10.81 4.17 0.00 +179.6 pt
ROIC (216.59) 0.00 (23.00) (80.46) (64.44) 0.00 (208.22) (11.85) 75.40 0.00 0.00 +216.6 pt
ROE (947.43) (25.44) (9.89) (32.36) (35.29) (32.54) (26.33) (6.18) 22.34 8.09 0.00 +955.5 pt
People
People Employees 669 784 1,109 839 1,109 839 696 393 339 264 — (9.8%)
Revenue/emp, $m 0.08 0.28 0.26 0.25 0.08 0.15 0.21 0.38 0.41 0.53 — +23.6%
Negative figures in brackets.
estimates

All 10 years →

Fiscal years to Dec 2025 · latest quarter Dec 2023 · fundamentals updated 26 Oct 2026

Jianpu Technology Inc. vs peers in Credit Services (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
SUIG Sui Group Holdings Limited $71.0M — (loss-making) — (loss-making) −61.71% (below 0%: shrinking) n/m −651.07% (below 0%: shrinking) 100.00% (5,439.12%) Compare
ANTA Antalpha Platform Holding Company $39.5M 2.8× — (loss-making) −28.24% (below 0%: shrinking) n/m 0.00% 56.88% (205.39%) Compare
JFIN Jiayin Group Inc. Sponsored ADR $38.0M 1.9× — (loss-making) −58.75% (below 0%: shrinking) n/m +213.65% (above 0%: growing) 25.45% (33.47%) Compare
VRM Vroom, Inc. $34.9M — (loss-making) — (loss-making) −4.68% (below 0%: shrinking) n/m +8.45% (above 0%: growing) 100.00% 49.68% Compare
YRD Yirendai Ltd. $31.7M — (loss-making) 2.1× −43.13% (below 0%: shrinking) n/m −332.34% (below 0%: shrinking) 78.70% (39.50%) Compare
JF J and Friends Holdings Limited - Sponsored ADR $15.7M — (loss-making) — −64.26% (below 0%: shrinking) n/m — 0.00% 0.00% Compare
AIJTY Jianpu Technology Inc. $12.8M — (loss-making) — (loss-making) +2.06% (above 0%: growing) n/m −75.61% (below 0%: shrinking) 27.49% (3.82%)
CUROQ CURO Group Holdings Corp. $5.9M — (loss-making) — (loss-making) −2.09% (below 0%: shrinking) n/m −130.32% (below 0%: shrinking) 44.96% 20.75% Compare
SNTG Sentage Holdings Inc. $4.4M — (loss-making) — −99.99% (below 0%: shrinking) −309.09% (below 0%: shrinking) +29.42% (above 0%: growing) 0.00% 0.00% Compare
Median of peers $33.3M — — −50.94% — 0.00% 50.92% (16.73%)

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stockrow.com/AIJTY · Data as of Oct 26, 2026 · For information only; not investment advice. · © 2026 stockrow.com