Green Dot Corporation GDOT

12.25 (0.54) (4.22%) as of 25 Sep
Market cap
$728.8M
P/E
0.0×
Growth Flags show if company had growth for consecutive years

Insider Decisions

Total sells 0.27
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — — — — — — — — —
Sell — 2 — — — — — — — — — —
Insider Ownership 3.71%

Capital & Financial Ratios

Market Cap 728.84
Revenue 2,269.57
Net Income (25.95)
Free Cash Flow 83.04
Net Debt (1,079.69)
Current Ratio 0.45
Debt/Equity 0.07
P/E ratio 0.00
P/S ratio 0.31
P/B ratio 0.74
Past 5Y EPS Growth (43.27%)
This Y EPS Growth 2.13%
Next Y EPS Growth 4.17%
Next 5Y EPS Growth 5.96%
in millions of $

Dividends

Payout Ratio 0.00
Annual Dividend Rate —
Annual Dividend Yield —
total individual payouts
2024 Powerpack
2023 Powerpack
2022 Powerpack
2021 Powerpack
2020 Powerpack
2019 Powerpack
2017 Powerpack
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 720 1,617 1,422 1,143
Receivables 110 132 198 139
Inventory — — — —
Other 738 616 947 970
1,638 2,428 2,640 2,317
2023 2024 2025 Q'26
Payables 120 104 115 59
ST’ Debt 61 — — —
Other 3,665 4,296 4,754 4,974
3,953 4,502 5,030 5,187
in millions of $

Compound Annual Growth

10y 5y 3y
Sales 11.59% 10.66% 12.80%
Cash Flow (1.24%) (7.91%) (20.68%)
Earnings 0.00% 0.00% 0.00%
Book Value 2.99% (2.49%) 4.44%

Revenue

Mar Jun Sep Dec Year
’26 656 596 — — —
’25 559 504 495 523 2,080
’24 452 407 410 455 1,724
’23 416 366 353 366 1,501
’22 401 363 344 342 1,450
’21 393 369 339 331 1,433
’20 362 316 291 284 1,254
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 95 100 — — —
’25 109 69 23 (62) 139
’24 89 31 (16) (23) 81
’23 101 27 5 (35) 98
’22 116 72 65 26 278
’21 81 39 28 20 167
’20 104 57 37 10 209
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 76 80 — — —
’25 89 49 4 (76) 66
’24 75 14 (37) (45) 7
’23 81 9 (13) (55) 22
’22 97 54 41 2 193
’21 70 25 12 2 110
’20 88 42 25 (5) 150
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.93 (0.04) — — —
’25 0.47 (0.85) (0.56) (0.84) (1.79)
’24 0.09 (0.54) (0.15) 0.09 (0.50)
’23 0.69 0.01 (0.12) (0.45) 0.13
’22 0.70 0.27 0.09 0.11 1.19
’21 0.46 0.45 0.13 (0.19) 0.85
’20 0.87 0.06 (0.06) (0.45) 0.42
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

2.3
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
15.28 23.40 54.08 21.97 14.20 33.26 15.03 7.30 7.70 6.12

Analyst estimates 2026–2028

Powerpack
Low Price
25.42 65.88 93.00 84.00 64.97 61.85 38.14 21.37 13.58 15.41
High Price
974 1,152 1,100 1,200 1,200 1,200 1,200 1,200 1,150 900
Employees
1 1 1 1 1 1 1 1 1 2
Revenue/Emp
719 901 1,066 1,109 1,254 1,433 1,450 1,501 1,724 2,080
Revenue
100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Gross Margin
62 103 124 121 28 64 84 15 (23) (97)
EBT
8.56% 11.48% 11.62% 10.92% 2.24% 4.44% 5.79% 0.97% (1.31%) (4.68%)
EBT Margin
42 86 119 100 23 47 64 7 (27) (99)
Net Income
65 68 74 82 87 87 79 81 83 86
Depreciation
14.51 17.85 20.40 21.24 23.91 26.51 27.17 28.73 32.21 37.76
Revenue/Sh
0.82 1.70 2.27 1.91 0.43 0.87 1.20 0.13 (0.50) (1.79)
Earnings/Sh
2.31 4.32 4.81 3.64 3.99 3.09 5.20 1.87 1.52 2.51
Cash Flow/Sh
(0.87) (0.87) (1.17) (1.50) (1.13) (1.06) (1.58) (1.45) (1.39) (1.32)
Capex/Sh
1.44 3.45 3.64 2.14 2.86 2.03 3.62 0.41 0.13 1.20
Free CF/Sh
13.80 15.15 17.42 17.77 19.26 19.80 14.65 16.45 16.32 16.16
Book Value/Sh
50 50 52 52 52 54 53 52 54 55
Shares
29.17 34.84 34.72 12.33 126.82 41.66 13.35 69.00 0.00 0.00
PE Ratio
1.63 3.34 3.90 1.10 2.33 1.37 0.58 0.34 0.33 0.34
PS Ratio
1.71 3.93 4.56 1.31 2.90 1.83 1.08 0.59 0.65 0.79
PB Ratio
0.64 2.27 2.89 0.20 1.16 0.45 0.04 (0.08) (0.54) (0.28)
EV/Sales
6.44 11.74 16.21 1.96 9.68 5.92 0.30 (5.91) (131.98) (8.94)
EV/FCF
115 218 251 190 209 167 278 98 81 139
Op' Cash Flow
(43) (44) (61) (78) (59) (57) (84) (76) (74) (73)
Capex
71 174 190 112 150 110 193 22 7 66
FCF
53 (15) 39 (3) (664) (1,834) (2,496) (2,315) (2,074) (2,389)
Working Cap'
102 81 60 79 24 15 38 61 49 64
Total Debt
(690) (941) (1,055) (997) (1,473) (1,311) (782) (659) (1,568) (1,358)
Net Debt
684 765 910 927 1,010 1,071 781 859 874 890
Sh' Equity
2.38% 4.36% 5.29% 4.21% 0.69% 1.06% 1.35% 0.14% (0.52%) (1.73%)
ROA
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 7.08% 0.00% 0.00%
ROIC
6.06% 11.86% 14.18% 10.88% 2.35% 4.52% 6.91% 0.82% (3.08%) (11.21%)
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Green Dot Corporation (GDOT) key facts

  • Green Dot Corporation (GDOT) is a Credit Services company in the Financial sector, listed on the New York Stock Exchange.
  • Green Dot Corporation’s revenue for fiscal 2025 (year ended December 2025) was $2.1 billion, up 20.7% from fiscal 2024.
  • Green Dot Corporation reported a net loss of $98.9 million, or a loss of $1.79 per share, for fiscal 2025.
  • As of September 25, 2026, GDOT traded at $12.25, a market capitalization of $728.8 million.
  • Trailing earnings are negative, so a P/E ratio is not meaningful; the stock trades at 0.3× sales.
  • Return on equity was −11.2% and debt-to-equity 0.07.

Source: company filings (standardised) and stockrow calculations.

Green Dot Corporation (GDOT) Latest News

News by impact score

Fine-tune

20 Aug

3

Green Dot Corporation gains from embedded finance market expansion despite elevated investment costs. Embedded finance market growth offers GDOT expansion opportunities offset by ongoing high costs.

18 Aug

4

Green Dot nears closure of its pending split, with direct effects on investor holdings and company structure ahead of the transaction date. Pending split closure marks a major corporate restructuring that can shift Green Dot's trajectory and investor sentiment.

10 Aug

3

Green Dot (GDOT) Q2 earnings missed estimates. Q2 earnings miss signals potential weakness in financial performance that may pressure near-term stock valuation.

3

Green Dot Corporation released its second quarter 2026 financial results. Quarterly results supply updated financial metrics that can shift near-term investor views.

27 Jul

3

Green Dot Corporation named a leader in earned wage access by Everest Group. Leader designation in earned wage access boosts company reputation and potential market share in core fintech operations.

23 Jun

5

Green Dot and CommerceOne shareholders have approved CommerceOne's acquisition of Green Dot. Shareholder approval advances full acquisition of Green Dot by CommerceOne, ending its independent operations.

11 May

4

Green Dot Corporation reported first quarter 2026 results. Quarterly earnings reports significantly influence financial performance, stock price, and investor sentiment for Green Dot Corporation.

4

Walmart accelerates investments in automation and fintech, strengthening ties with partners like Green Dot Corporation, which powers Walmart's MoneyCard and banking services. Walmart's fintech push directly enhances Green Dot's core Walmart partnership, a major revenue driver.

28 Apr

4

Mercury has secured a conditional national bank charter from the OCC, enabling it to operate as a full-fledged bank and expand services independently. Mercury's OCC charter allows direct banking without reliance on partners like Green Dot, significantly intensifying competition in fintech and BaaS markets.

18 Mar

3

Green Dot Corporation (GDOT) reported a Q4 net loss despite a year-over-year revenue increase. Q4 net loss alongside year-over-year revenue growth creates moderately noticeable influence on financial performance.

16 Mar

4

Green Dot Corporation reported Q4 earnings with total operating revenues of $148.0 million, down 10% year-over-year, net income of $6.0 million or $0.11 diluted EPS, and adjusted EBITDA of $28.4 million. Q4 earnings reveal revenue decline and profitability metrics that signal potential shifts in financial trajectory and investor confidence.

4

Green Dot Corporation reported fourth quarter 2025 results, detailing financial performance, revenue, earnings, and future outlook. Q4 earnings results significantly affect financial metrics, guidance, and stock trajectory.

12 Mar

3

Green Dot Corporation (GDOT) has delayed its earnings release. Earnings delay raises concerns about potential financial issues, moderately impacting investor sentiment and short-term stock performance.

5 Mar

4

DolFinTech launches digital banking services available online and at over 500 locations nationwide. DolFinTech's nationwide digital banking rollout represents a major expansion enhancing Green Dot's market presence and revenue streams.

12 Feb

4

Signia Capital Management has chosen to invest in Green Dot Corporation (GDOT), citing various growth signals that indicate potential for future success. The investment reflects confidence in GDOT's strategic direction and market positioning, suggesting that the company may experience positive developments moving forward. Signia Capital Management's investment indicates significant confidence in GDOT's growth potential and strategic direction.

20 Jan

4

Green Dot Corporation is positioned for growth due to its innovative financial technology solutions, expanding partnerships, and a strong focus on customer engagement. The company is enhancing its product offerings and leveraging data analytics to improve user experience. Recent strategic initiatives are expected to drive revenue growth and strengthen its market position, making it a compelling option for investors looking for stability and potential upside in the fintech sector. Significant strategic initiatives and product enhancements are likely to alter the company's trajectory and investor sentiment.

7 Jan

4

Implied volatility for Green Dot Corporation's stock options has surged, indicating increased investor uncertainty and expectations of significant price movements in the near future. This spike in volatility often reflects market reactions to upcoming events or changes in the company's outlook, suggesting that traders are anticipating notable developments that could impact Green Dot's stock performance. Increased implied volatility typically signals significant market expectations regarding future events that could affect the company's trajectory.

6 Jan

3

Green Dot Corporation (GDOT) is highlighted as one of five low price-to-sales growth stocks that could yield significant returns. The article emphasizes GDOT's potential for growth due to its innovative financial technology solutions and strategic positioning in the market. Investors are encouraged to consider GDOT as a viable option for capitalizing on future market trends, particularly in the fintech sector. Green Dot's positioning in the fintech market suggests a moderate influence on its future performance.

26 Dec

3

Western Union continues to be a strong player in the money transfer market, leveraging its extensive network and brand recognition. Despite competition from digital payment platforms, its strategic partnerships and focus on innovation position it well for future growth. The company's efforts to enhance customer experience and expand services are expected to drive revenue. Investors should consider its resilience and adaptability in a rapidly changing financial landscape. Western Union's strategic initiatives and market positioning may moderately influence its financial performance and competitive standing.

19 Dec

4

Green Dot Corporation (GDOT) is highlighted as one of three undervalued stocks that investors should consider before 2026. The company is recognized for its innovative financial technology solutions and strong market position, which could lead to significant growth. Analysts suggest that GDOT's current valuation does not reflect its potential, making it an attractive investment opportunity as the market evolves. Green Dot Corporation's innovative solutions and market position are expected to significantly influence its future performance and investor sentiment.

18 Dec

4

Green Dot Corporation (GDOT) is highlighted among five low price-to-sales stocks expected to experience strong growth by 2026. The article emphasizes GDOT's strategic positioning and potential for significant revenue increases, making it an attractive investment opportunity for those seeking growth stocks at a reasonable valuation. Strong growth potential and strategic positioning could significantly alter the company's trajectory and investor sentiment.

4

Green Dot Corporation is positioned for growth due to its innovative financial technology solutions, expanding partnerships, and increasing demand for digital banking services. The company is focusing on enhancing its product offerings and customer experience, which is expected to drive revenue growth. Additionally, strategic initiatives aimed at improving operational efficiency and market penetration are likely to bolster investor confidence and market performance. Significant strategic moves and product innovations are anticipated to alter the company's trajectory and enhance investor sentiment.

17 Dec

4

Green Dot Corporation (GDOT) has shown strong performance this year compared to other business services stocks, driven by strategic initiatives and market positioning. The company's focus on innovation and customer engagement has contributed to its competitive edge, attracting investor interest. Analysts are optimistic about GDOT's growth potential, highlighting its ability to adapt to changing market dynamics and consumer needs. Overall, GDOT's performance reflects a positive outlook within the business services sector. Significant strategic initiatives and market positioning are likely to alter the company's trajectory and investor sentiment.

16 Dec

4

Green Dot Corporation (GDOT) has been upgraded to a 'Buy' rating by analysts due to its strong financial performance and strategic initiatives aimed at expanding its market presence. The company is focusing on enhancing its digital banking services and partnerships, which are expected to drive growth. Analysts believe that these moves position GDOT favorably in the competitive fintech landscape, making it an attractive investment opportunity. Strategic initiatives and market expansion efforts are likely to significantly impact future performance and investor sentiment.

3

Green Dot Corporation (GDOT) is currently being evaluated for its value as a stock, with analysts considering various financial metrics and market conditions. The company's performance in the fintech sector, particularly in prepaid debit cards and banking services, is under scrutiny. Investors are weighing the potential for growth against current valuations, as well as the competitive landscape and economic factors that may influence future performance. Overall, GDOT's stock is being assessed for its attractiveness as a long-term investment. Current evaluations suggest a moderate influence on GDOT's financial performance and market positioning.

10 Dec

3

Green Dot Corporation (GDOT) has seen a 15.2% increase in its stock price since the last earnings report, indicating positive market sentiment. Analysts are evaluating whether this upward trend can be sustained, considering factors such as financial performance and market conditions. The company's strategic initiatives and product offerings are under scrutiny as investors look for signs of continued growth. The stock price increase suggests a moderately noticeable influence on market sentiment and financial performance, but sustainability remains uncertain.

5 Dec

3

Clip Money has expanded its partnership with Claire’s, adding 780 stores in Q3, making Claire’s its largest customer. This development signifies a strategic growth for Clip Money, enhancing its market presence and customer base. The partnership with Claire’s is expected to moderately influence Clip Money's financial performance and market positioning.

26 Nov

4

Green Dot Corporation has announced a strategic decision to split its banking and fintech operations into separate entities. This move aims to enhance focus and operational efficiency within each sector, allowing for tailored strategies and growth opportunities. The separation is expected to attract more investment and better serve customers by providing specialized services. The company believes that this restructuring will position both entities for improved performance in their respective markets. The separation of banking and fintech operations is a significant strategic move that could enhance focus and operational efficiency, impacting future performance.

24 Nov

4

Green Dot Corporation is undergoing a significant transformation, engaging in a series of deals totaling $1.1 billion to dismantle its current structure. This strategic move aims to streamline operations and enhance focus on core business areas, potentially reshaping its market position and financial outlook. The company is divesting non-core assets and reallocating resources to strengthen its competitive edge in the financial technology sector. The series of strategic deals is likely to significantly alter Green Dot's operational focus and market positioning.

4

Green Dot Corporation has announced strategic transactions with Smith Ventures and CommerceOne Financial Corp. These transactions are expected to enhance Green Dot's operational capabilities and expand its market reach, positioning the company for future growth and innovation in the financial technology sector. Strategic transactions with notable partners are likely to significantly impact Green Dot's future performance and market positioning.

stockrow.com/GDOT · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com