Green Dot Corporation GDOT
- Market cap
- $728.8M
- P/E
- 0.0×
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Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 15.28 | 23.40 | 54.08 | 21.97 | 14.20 | 33.26 | 15.03 | 7.30 | 7.70 | 6.12 |
Analyst estimates 2026–2028 Powerpack |
Low Price
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| 25.42 | 65.88 | 93.00 | 84.00 | 64.97 | 61.85 | 38.14 | 21.37 | 13.58 | 15.41 |
High Price
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| 974 | 1,152 | 1,100 | 1,200 | 1,200 | 1,200 | 1,200 | 1,200 | 1,150 | 900 |
Employees
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| 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 |
Revenue/Emp
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| 719 | 901 | 1,066 | 1,109 | 1,254 | 1,433 | 1,450 | 1,501 | 1,724 | 2,080 |
Revenue
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| 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
Gross Margin
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| 62 | 103 | 124 | 121 | 28 | 64 | 84 | 15 | (23) | (97) |
EBT
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| 8.56% | 11.48% | 11.62% | 10.92% | 2.24% | 4.44% | 5.79% | 0.97% | (1.31%) | (4.68%) |
EBT Margin
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| 42 | 86 | 119 | 100 | 23 | 47 | 64 | 7 | (27) | (99) |
Net Income
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| 65 | 68 | 74 | 82 | 87 | 87 | 79 | 81 | 83 | 86 |
Depreciation
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| 14.51 | 17.85 | 20.40 | 21.24 | 23.91 | 26.51 | 27.17 | 28.73 | 32.21 | 37.76 |
Revenue/Sh
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| 0.82 | 1.70 | 2.27 | 1.91 | 0.43 | 0.87 | 1.20 | 0.13 | (0.50) | (1.79) |
Earnings/Sh
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| 2.31 | 4.32 | 4.81 | 3.64 | 3.99 | 3.09 | 5.20 | 1.87 | 1.52 | 2.51 |
Cash Flow/Sh
|
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| (0.87) | (0.87) | (1.17) | (1.50) | (1.13) | (1.06) | (1.58) | (1.45) | (1.39) | (1.32) |
Capex/Sh
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| 1.44 | 3.45 | 3.64 | 2.14 | 2.86 | 2.03 | 3.62 | 0.41 | 0.13 | 1.20 |
Free CF/Sh
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| 13.80 | 15.15 | 17.42 | 17.77 | 19.26 | 19.80 | 14.65 | 16.45 | 16.32 | 16.16 |
Book Value/Sh
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| 50 | 50 | 52 | 52 | 52 | 54 | 53 | 52 | 54 | 55 |
Shares
|
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| 29.17 | 34.84 | 34.72 | 12.33 | 126.82 | 41.66 | 13.35 | 69.00 | 0.00 | 0.00 |
PE Ratio
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| 1.63 | 3.34 | 3.90 | 1.10 | 2.33 | 1.37 | 0.58 | 0.34 | 0.33 | 0.34 |
PS Ratio
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| 1.71 | 3.93 | 4.56 | 1.31 | 2.90 | 1.83 | 1.08 | 0.59 | 0.65 | 0.79 |
PB Ratio
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| 0.64 | 2.27 | 2.89 | 0.20 | 1.16 | 0.45 | 0.04 | (0.08) | (0.54) | (0.28) |
EV/Sales
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| 6.44 | 11.74 | 16.21 | 1.96 | 9.68 | 5.92 | 0.30 | (5.91) | (131.98) | (8.94) |
EV/FCF
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| 115 | 218 | 251 | 190 | 209 | 167 | 278 | 98 | 81 | 139 |
Op' Cash Flow
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| (43) | (44) | (61) | (78) | (59) | (57) | (84) | (76) | (74) | (73) |
Capex
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| 71 | 174 | 190 | 112 | 150 | 110 | 193 | 22 | 7 | 66 |
FCF
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| 53 | (15) | 39 | (3) | (664) | (1,834) | (2,496) | (2,315) | (2,074) | (2,389) |
Working Cap'
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| 102 | 81 | 60 | 79 | 24 | 15 | 38 | 61 | 49 | 64 |
Total Debt
|
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| (690) | (941) | (1,055) | (997) | (1,473) | (1,311) | (782) | (659) | (1,568) | (1,358) |
Net Debt
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| 684 | 765 | 910 | 927 | 1,010 | 1,071 | 781 | 859 | 874 | 890 |
Sh' Equity
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| 2.38% | 4.36% | 5.29% | 4.21% | 0.69% | 1.06% | 1.35% | 0.14% | (0.52%) | (1.73%) |
ROA
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| 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 7.08% | 0.00% | 0.00% |
ROIC
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| 6.06% | 11.86% | 14.18% | 10.88% | 2.35% | 4.52% | 6.91% | 0.82% | (3.08%) | (11.21%) |
ROE
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Green Dot Corporation peers in Credit Services
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| NAVI Navient Corporation | $872.2M | 0.0× | Compare |
| QFIN Qfin Holdings Inc. - Sponsored ADR | $914.3M | 1.7× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| OPFI OppFi Inc. | $531.7M | 1.9× | Compare |
| LU Lufax Holding Ltd. Sponsored ADR | $1.1B | 0.0× | Compare |
| JCAP Jefferson Capital, Inc. | $1.1B | 7.9× | Compare |
| FINV PPDAI Group Inc. Sponsored ADR | $406.7M | 2.8× | Compare |
Green Dot Corporation (GDOT) key facts
- Green Dot Corporation (GDOT) is a Credit Services company in the Financial sector, listed on the New York Stock Exchange.
- Green Dot Corporation’s revenue for fiscal 2025 (year ended December 2025) was $2.1 billion, up 20.7% from fiscal 2024.
- Green Dot Corporation reported a net loss of $98.9 million, or a loss of $1.79 per share, for fiscal 2025.
- As of September 25, 2026, GDOT traded at $12.25, a market capitalization of $728.8 million.
- Trailing earnings are negative, so a P/E ratio is not meaningful; the stock trades at 0.3× sales.
- Return on equity was −11.2% and debt-to-equity 0.07.
Green Dot Corporation (GDOT) Latest News
20 Aug
Green Dot Corporation gains from embedded finance market expansion despite elevated investment costs. Embedded finance market growth offers GDOT expansion opportunities offset by ongoing high costs.
18 Aug
Green Dot nears closure of its pending split, with direct effects on investor holdings and company structure ahead of the transaction date. Pending split closure marks a major corporate restructuring that can shift Green Dot's trajectory and investor sentiment.
10 Aug
Green Dot (GDOT) Q2 earnings missed estimates. Q2 earnings miss signals potential weakness in financial performance that may pressure near-term stock valuation.
Green Dot Corporation released its second quarter 2026 financial results. Quarterly results supply updated financial metrics that can shift near-term investor views.
27 Jul
Green Dot Corporation named a leader in earned wage access by Everest Group. Leader designation in earned wage access boosts company reputation and potential market share in core fintech operations.
23 Jun
Green Dot and CommerceOne shareholders have approved CommerceOne's acquisition of Green Dot. Shareholder approval advances full acquisition of Green Dot by CommerceOne, ending its independent operations.
11 May
Green Dot Corporation reported first quarter 2026 results. Quarterly earnings reports significantly influence financial performance, stock price, and investor sentiment for Green Dot Corporation.
Walmart accelerates investments in automation and fintech, strengthening ties with partners like Green Dot Corporation, which powers Walmart's MoneyCard and banking services. Walmart's fintech push directly enhances Green Dot's core Walmart partnership, a major revenue driver.
28 Apr
Mercury has secured a conditional national bank charter from the OCC, enabling it to operate as a full-fledged bank and expand services independently. Mercury's OCC charter allows direct banking without reliance on partners like Green Dot, significantly intensifying competition in fintech and BaaS markets.
18 Mar
Green Dot Corporation (GDOT) reported a Q4 net loss despite a year-over-year revenue increase. Q4 net loss alongside year-over-year revenue growth creates moderately noticeable influence on financial performance.
16 Mar
Green Dot Corporation reported Q4 earnings with total operating revenues of $148.0 million, down 10% year-over-year, net income of $6.0 million or $0.11 diluted EPS, and adjusted EBITDA of $28.4 million. Q4 earnings reveal revenue decline and profitability metrics that signal potential shifts in financial trajectory and investor confidence.
Green Dot Corporation reported fourth quarter 2025 results, detailing financial performance, revenue, earnings, and future outlook. Q4 earnings results significantly affect financial metrics, guidance, and stock trajectory.
12 Mar
Green Dot Corporation (GDOT) has delayed its earnings release. Earnings delay raises concerns about potential financial issues, moderately impacting investor sentiment and short-term stock performance.
5 Mar
DolFinTech launches digital banking services available online and at over 500 locations nationwide. DolFinTech's nationwide digital banking rollout represents a major expansion enhancing Green Dot's market presence and revenue streams.
12 Feb
Signia Capital Management has chosen to invest in Green Dot Corporation (GDOT), citing various growth signals that indicate potential for future success. The investment reflects confidence in GDOT's strategic direction and market positioning, suggesting that the company may experience positive developments moving forward. Signia Capital Management's investment indicates significant confidence in GDOT's growth potential and strategic direction.
20 Jan
Green Dot Corporation is positioned for growth due to its innovative financial technology solutions, expanding partnerships, and a strong focus on customer engagement. The company is enhancing its product offerings and leveraging data analytics to improve user experience. Recent strategic initiatives are expected to drive revenue growth and strengthen its market position, making it a compelling option for investors looking for stability and potential upside in the fintech sector. Significant strategic initiatives and product enhancements are likely to alter the company's trajectory and investor sentiment.
7 Jan
Implied volatility for Green Dot Corporation's stock options has surged, indicating increased investor uncertainty and expectations of significant price movements in the near future. This spike in volatility often reflects market reactions to upcoming events or changes in the company's outlook, suggesting that traders are anticipating notable developments that could impact Green Dot's stock performance. Increased implied volatility typically signals significant market expectations regarding future events that could affect the company's trajectory.
6 Jan
Green Dot Corporation (GDOT) is highlighted as one of five low price-to-sales growth stocks that could yield significant returns. The article emphasizes GDOT's potential for growth due to its innovative financial technology solutions and strategic positioning in the market. Investors are encouraged to consider GDOT as a viable option for capitalizing on future market trends, particularly in the fintech sector. Green Dot's positioning in the fintech market suggests a moderate influence on its future performance.
26 Dec
Western Union continues to be a strong player in the money transfer market, leveraging its extensive network and brand recognition. Despite competition from digital payment platforms, its strategic partnerships and focus on innovation position it well for future growth. The company's efforts to enhance customer experience and expand services are expected to drive revenue. Investors should consider its resilience and adaptability in a rapidly changing financial landscape. Western Union's strategic initiatives and market positioning may moderately influence its financial performance and competitive standing.
19 Dec
Green Dot Corporation (GDOT) is highlighted as one of three undervalued stocks that investors should consider before 2026. The company is recognized for its innovative financial technology solutions and strong market position, which could lead to significant growth. Analysts suggest that GDOT's current valuation does not reflect its potential, making it an attractive investment opportunity as the market evolves. Green Dot Corporation's innovative solutions and market position are expected to significantly influence its future performance and investor sentiment.
18 Dec
Green Dot Corporation (GDOT) is highlighted among five low price-to-sales stocks expected to experience strong growth by 2026. The article emphasizes GDOT's strategic positioning and potential for significant revenue increases, making it an attractive investment opportunity for those seeking growth stocks at a reasonable valuation. Strong growth potential and strategic positioning could significantly alter the company's trajectory and investor sentiment.
Green Dot Corporation is positioned for growth due to its innovative financial technology solutions, expanding partnerships, and increasing demand for digital banking services. The company is focusing on enhancing its product offerings and customer experience, which is expected to drive revenue growth. Additionally, strategic initiatives aimed at improving operational efficiency and market penetration are likely to bolster investor confidence and market performance. Significant strategic moves and product innovations are anticipated to alter the company's trajectory and enhance investor sentiment.
17 Dec
Green Dot Corporation (GDOT) has shown strong performance this year compared to other business services stocks, driven by strategic initiatives and market positioning. The company's focus on innovation and customer engagement has contributed to its competitive edge, attracting investor interest. Analysts are optimistic about GDOT's growth potential, highlighting its ability to adapt to changing market dynamics and consumer needs. Overall, GDOT's performance reflects a positive outlook within the business services sector. Significant strategic initiatives and market positioning are likely to alter the company's trajectory and investor sentiment.
16 Dec
Green Dot Corporation (GDOT) has been upgraded to a 'Buy' rating by analysts due to its strong financial performance and strategic initiatives aimed at expanding its market presence. The company is focusing on enhancing its digital banking services and partnerships, which are expected to drive growth. Analysts believe that these moves position GDOT favorably in the competitive fintech landscape, making it an attractive investment opportunity. Strategic initiatives and market expansion efforts are likely to significantly impact future performance and investor sentiment.
Green Dot Corporation (GDOT) is currently being evaluated for its value as a stock, with analysts considering various financial metrics and market conditions. The company's performance in the fintech sector, particularly in prepaid debit cards and banking services, is under scrutiny. Investors are weighing the potential for growth against current valuations, as well as the competitive landscape and economic factors that may influence future performance. Overall, GDOT's stock is being assessed for its attractiveness as a long-term investment. Current evaluations suggest a moderate influence on GDOT's financial performance and market positioning.
10 Dec
Green Dot Corporation (GDOT) has seen a 15.2% increase in its stock price since the last earnings report, indicating positive market sentiment. Analysts are evaluating whether this upward trend can be sustained, considering factors such as financial performance and market conditions. The company's strategic initiatives and product offerings are under scrutiny as investors look for signs of continued growth. The stock price increase suggests a moderately noticeable influence on market sentiment and financial performance, but sustainability remains uncertain.
5 Dec
Clip Money has expanded its partnership with Claire’s, adding 780 stores in Q3, making Claire’s its largest customer. This development signifies a strategic growth for Clip Money, enhancing its market presence and customer base. The partnership with Claire’s is expected to moderately influence Clip Money's financial performance and market positioning.
26 Nov
Green Dot Corporation has announced a strategic decision to split its banking and fintech operations into separate entities. This move aims to enhance focus and operational efficiency within each sector, allowing for tailored strategies and growth opportunities. The separation is expected to attract more investment and better serve customers by providing specialized services. The company believes that this restructuring will position both entities for improved performance in their respective markets. The separation of banking and fintech operations is a significant strategic move that could enhance focus and operational efficiency, impacting future performance.
24 Nov
Green Dot Corporation is undergoing a significant transformation, engaging in a series of deals totaling $1.1 billion to dismantle its current structure. This strategic move aims to streamline operations and enhance focus on core business areas, potentially reshaping its market position and financial outlook. The company is divesting non-core assets and reallocating resources to strengthen its competitive edge in the financial technology sector. The series of strategic deals is likely to significantly alter Green Dot's operational focus and market positioning.
Green Dot Corporation has announced strategic transactions with Smith Ventures and CommerceOne Financial Corp. These transactions are expected to enhance Green Dot's operational capabilities and expand its market reach, positioning the company for future growth and innovation in the financial technology sector. Strategic transactions with notable partners are likely to significantly impact Green Dot's future performance and market positioning.