stockrowSoFi Technologies, Inc.
SOFI Financial Credit Services
SoFi Technologies, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $4.8 billion, up 26.6% from fiscal 2024.
- Revenue
- +41.9%
- EPS
- +58.3%
- Free cash flow
- −120.0%
- Total debt
- +42.3%
Quarter to September 2026, against a year earlier
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SoFi Technologies, Inc. (SOFI) Return on assets
SoFi Technologies, Inc.'s return on assets over the twelve months to 30 September 2026 was 1.30%, up 0.2 percentage points from fiscal 2025 (1.11%). Over the past ten years it has ranged from −6.17% (fiscal 2019) to 1.44% (fiscal 2024); the current reading is higher than 88% of that period. That is below the Credit Services industry median of 1.94% and above the Financial sector median of 1.15%.
Return on assets, annual
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Annual newest first
| Period | Return on assets | Change (points) |
|---|---|---|
| FY2025 | 1.11% | (0.33) |
| FY2024 | 1.44% | 2.83 |
| FY2023 | −1.39% | 1.17 |
| FY2022 | −2.56% | 3.35 |
| FY2021 | −5.91% | (2.20) |
| FY2020 | −3.71% | 2.46 |
| FY2019 | −6.17% | (2.99) |
| FY2018 | −3.18% | — |
Against its own ten years
Return on assets against peers
| Company | Return on assets |
|---|---|
| AFRM Affirm Holdings, Inc. compare | 14.4% |
| FCFS FirstCash Holdings, Inc. compare | 7.57% |
| PYPL PayPal Holdings, Inc. compare | 5.86% |
| CACC Credit Acceptance Corporation compare | 3.85% |
| OMF OneMain Holdings, Inc. compare | 2.75% |
| SYF Synchrony Financial compare | 2.71% |
| SOFI SoFi Technologies, Inc. | 1.30% |
| ALLY Ally Financial Inc. compare | 0.69% |
| KLAR Klarna Group plc compare | −0.77% |
| Credit Services industry median | 1.94% |
| Financial sector median | 1.15% |
| Market median | 0.00% |
What Return on assets is
ROA tells an investor how much profit a company earns for shareholders from the assets it uses to run its business.
Annual: Net Income Allotted to Shareholders ÷ Average Assets; TTM: Net Income Allotted to Shareholders ÷ Average Assets (latest quarter)
More on SOFI
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement