stockrowPayPal Holdings, Inc.
PYPL Financial Credit Services
PayPal Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $33.2 billion, up 4.32% from fiscal 2024.
- Revenue
- +1.98%
- EPS
- −3.53%
- Free cash flow
- −16.6%
- Total debt
- +19.5%
Quarter to September 2026, against a year earlier
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PayPal Holdings, Inc. (PYPL) Return on assets
PayPal Holdings, Inc.'s return on assets over the twelve months to 30 September 2026 was 5.86%, down 0.7 percentage points from fiscal 2025 (6.59%). Over the past ten years it has ranged from 3.13% (fiscal 2022) to 6.90% (fiscal 2020); the current reading is higher than 91% of that period. That is above the Credit Services industry median of 1.94% and above the Financial sector median of 1.15%.
Return on assets, annual
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Annual newest first
| Period | Return on assets | Change (points) |
|---|---|---|
| FY2025 | 6.59% | 1.43 |
| FY2024 | 5.16% | (0.12) |
| FY2023 | 5.28% | 2.15 |
| FY2022 | 3.13% | (2.57) |
| FY2021 | 5.70% | (1.20) |
| FY2020 | 6.90% | 1.70 |
| FY2019 | 5.20% | 0.31 |
| FY2018 | 4.89% | 0.03 |
| FY2017 | 4.86% | 0.34 |
| FY2016 | 4.52% | (0.31) |
Against its own ten years
Return on assets against peers
| Company | Return on assets |
|---|---|
| AFRM Affirm Holdings, Inc. compare | 14.4% |
| FCFS FirstCash Holdings, Inc. compare | 7.57% |
| PYPL PayPal Holdings, Inc. | 5.86% |
| AXP American Express Company compare | 3.98% |
| SYF Synchrony Financial compare | 2.71% |
| COF Capital One Financial Corporation compare | 1.58% |
| SOFI SoFi Technologies, Inc. compare | 1.30% |
| ALLY Ally Financial Inc. compare | 0.69% |
| KLAR Klarna Group plc compare | −0.77% |
| Credit Services industry median | 1.94% |
| Financial sector median | 1.15% |
| Market median | 0.00% |
What Return on assets is
ROA tells an investor how much profit a company earns for shareholders from the assets it uses to run its business.
Annual: Net Income Allotted to Shareholders ÷ Average Assets; TTM: Net Income Allotted to Shareholders ÷ Average Assets (latest quarter)
More on PYPL
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement