OneMain Holdings, Inc.

OMF Financial Credit Services

OneMain Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $6.2 billion, up 8.56% from fiscal 2024.

Revenue
+9.52%
EPS
−4.19%
Free cash flow
−2.42%
Total debt
+7.77%

Quarter to September 2026, against a year earlier

56.62 0.21 −0.37%
Market cap
$6.5B
P/E
8.7×
Fwd P/E
8.7×
Dividend yield
7.37%
F-score
n/a
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

OneMain Holdings, Inc. (OMF) Return on assets

Alert me on Return on assets

OneMain Holdings, Inc.'s return on assets over the twelve months to 30 September 2026 was 2.75%, down 0.2 percentage points from fiscal 2025 (2.94%). Over the past ten years it has ranged from −1.37% (fiscal 2015) to 5.90% (fiscal 2021); the current reading is higher than 64% of that period. That is above the Credit Services industry median of 1.94% and above the Financial sector median of 1.15%.

Return on assets, annual

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Annual newest first

Period Return on assets Change (points)
FY2025 2.94% 0.91
FY2024 2.03% (0.71)
FY2023 2.74% (1.17)
FY2022 3.91% (1.99)
FY2021 5.90% 2.68
FY2020 3.22% (0.77)
FY2019 3.99% 1.73
FY2018 2.26% 1.29
FY2017 0.97% (0.12)
FY2016 1.09% 2.46

Against its own ten years

Low −1.37% High 5.90%
Ten-year median 2.74%
Current reading's percentile 64

Return on assets against peers

Company Return on assets
SEZL Sezzle Inc. compare 43.0%
FCFS FirstCash Holdings, Inc. compare 7.57%
ENVA Enova International, Inc. compare 5.60%
CACC Credit Acceptance Corporation compare 3.85%
OMF OneMain Holdings, Inc. 2.75%
BFH Bread Financial Holdings, Inc. compare 2.34%
NNI Nelnet, Inc. compare 1.94%
ALLY Ally Financial Inc. compare 0.69%
KLAR Klarna Group plc compare −0.77%
Credit Services industry median 1.94%
Financial sector median 1.15%
Market median 0.00%

What Return on assets is

ROA tells an investor how much profit a company earns for shareholders from the assets it uses to run its business.

Annual: Net Income Allotted to Shareholders ÷ Average Assets; TTM: Net Income Allotted to Shareholders ÷ Average Assets (latest quarter)

The full definition of Return on assets →

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