stockrowSoFi Technologies, Inc.
SOFI Financial Credit Services
SoFi Technologies, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $4.8 billion, up 26.6% from fiscal 2024.
- Revenue
- +41.9%
- EPS
- +58.3%
- Free cash flow
- −120.0%
- Total debt
- +42.3%
Quarter to September 2026, against a year earlier
Follow SOFI
Alert me
SoFi Technologies, Inc. (SOFI) Return on equity
SoFi Technologies, Inc.'s return on equity over the twelve months to 30 September 2026 was 7.35%, up 1.7 percentage points from fiscal 2025 (5.66%). Over the past ten years it has ranged from −24.6% (fiscal 2021) to 138.2% (fiscal 2020); the current reading is higher than 50% of that period. That is below the Credit Services industry median of 9.05% and below the Financial sector median of 9.01%.
Return on equity, annual
Embed this chart
Annual newest first
| Period | Return on equity | Change (points) |
|---|---|---|
| FY2025 | 5.66% | (2.49) |
| FY2024 | 8.15% | 14.68 |
| FY2023 | −6.53% | 1.00 |
| FY2022 | −7.53% | 17.10 |
| FY2021 | −24.6% | (162.83) |
| FY2020 | 138.2% | 8.66 |
| FY2019 | 129.5% | 5.71 |
| FY2018 | 123.8% | — |
Against its own ten years
Return on equity against peers
| Company | Return on equity |
|---|---|
| AFRM Affirm Holdings, Inc. compare | 44.5% |
| PYPL PayPal Holdings, Inc. compare | 23.8% |
| CACC Credit Acceptance Corporation compare | 22.7% |
| OMF OneMain Holdings, Inc. compare | 22.7% |
| SYF Synchrony Financial compare | 21.1% |
| FCFS FirstCash Holdings, Inc. compare | 18.2% |
| ALLY Ally Financial Inc. compare | 10.5% |
| SOFI SoFi Technologies, Inc. | 7.35% |
| KLAR Klarna Group plc compare | −5.67% |
| Credit Services industry median | 9.05% |
| Financial sector median | 9.01% |
| Market median | 0.51% |
What Return on equity is
ROE shows how much profit a company earns for its shareholders on the equity they have in the business.
Annual: Net Income Allotted to Shareholders ÷ Average Common Equity; TTM: Net Income Allotted to Shareholders ÷ Average Common Equity (latest quarter)
More on SOFI
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement