stockrowAffirm Holdings, Inc.
AFRM Financial Credit Services
Affirm Holdings, Inc.’s revenue for fiscal 2026 (year ended June 2026) was $4.3 billion, up 32.2% from fiscal 2025.
- Revenue
- +35.2%
- EPS
- +100.0%
- Free cash flow
- −54.9%
- Total debt
- +27.8%
Quarter to September 2026, against a year earlier
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Affirm Holdings, Inc. (AFRM) Return on assets
Affirm Holdings, Inc.'s return on assets over the twelve months to 30 September 2026 was 14.4%, up 0.1 percentage points from fiscal 2026 (14.3%). Over the past ten years it has ranged from −23.4% (fiscal 2019) to 14.3% (fiscal 2026) — the current reading is the highest in ten years. That is above the Credit Services industry median of 1.94% and above the Financial sector median of 1.15%.
Return on assets, annual
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Annual newest first
| Period | Return on assets | Change (points) |
|---|---|---|
| FY2026 | 14.3% | 13.82 |
| FY2025 | 0.50% | 6.36 |
| FY2024 | −5.86% | 7.17 |
| FY2023 | −13.0% | (1.08) |
| FY2022 | −12.0% | 2.12 |
| FY2021 | −14.1% | (4.21) |
| FY2020 | −9.86% | 13.57 |
| FY2019 | −23.4% | — |
Against its own ten years
Return on assets against peers
| Company | Return on assets |
|---|---|
| AFRM Affirm Holdings, Inc. | 14.4% |
| FCFS FirstCash Holdings, Inc. compare | 7.57% |
| PYPL PayPal Holdings, Inc. compare | 5.86% |
| OMF OneMain Holdings, Inc. compare | 2.75% |
| SYF Synchrony Financial compare | 2.71% |
| COF Capital One Financial Corporation compare | 1.58% |
| SOFI SoFi Technologies, Inc. compare | 1.30% |
| ALLY Ally Financial Inc. compare | 0.69% |
| KLAR Klarna Group plc compare | −0.77% |
| Credit Services industry median | 1.94% |
| Financial sector median | 1.15% |
| Market median | 0.00% |
What Return on assets is
ROA tells an investor how much profit a company earns for shareholders from the assets it uses to run its business.
Annual: Net Income Allotted to Shareholders ÷ Average Assets; TTM: Net Income Allotted to Shareholders ÷ Average Assets (latest quarter)
More on AFRM
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement