stockrowPayPal Holdings, Inc. (PYPL) vs SoFi Technologies, Inc. (SOFI)
- PayPal Holdings, Inc. PYPL 59.31 +0.59%
- SoFi Technologies, Inc. SOFI 16.15 +0.69%
PayPal Holdings, Inc. and SoFi Technologies, Inc. are both Credit Services companies. PayPal Holdings, Inc. is the larger, with a market value of $49.0B against $20.8B — 2.4× the size. PayPal Holdings, Inc. trades at the lower P/E: 11.2× against 27.8×. SoFi Technologies, Inc. grew revenue faster over the last twelve months: 37.6% against 4.36%. PayPal Holdings, Inc. has the higher net margin (13.8% vs 12.1%) and the higher return on invested capital (16.1% vs 4.90%). Across the 19 metrics below, PayPal Holdings, Inc. leads on 14 and SoFi Technologies, Inc. on 5.
Valuation
Profitability
| Metric | PYPL | SOFI | Credit Services median |
|---|---|---|---|
| Gross margin | 40.55% | 77.36% | 77.36% |
| Operating margin | 16.99% | 0.00% | 0.34% |
| Net margin | 13.78% | 12.06% | 8.35% |
| Free cash flow margin | 18.43% | (166.99%) | 8.73% |
| Return on equity | 23.83% | 7.35% | 7.66% |
| Return on assets | 5.86% | 1.30% | 1.94% |
| Return on invested capital | 16.06% | 4.90% | 4.85% |
Growth
Health
Dividend
Size
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