SoFi Technologies, Inc.

SOFI Financial Credit Services

SoFi Technologies, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $4.8 billion, up 26.6% from fiscal 2024.

Revenue
+41.9%
EPS
+58.3%
Free cash flow
−120.0%
Total debt
+42.3%

Quarter to September 2026, against a year earlier

16.14 1.24 −7.13%
Market cap
$20.8B
P/E
27.8×
Fwd P/E
27.5×
Dividend yield
—
F-score
3/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

SoFi Technologies, Inc. (SOFI) Revenue growth

Alert me on Revenue growth

SoFi Technologies, Inc.'s revenue growth over the twelve months to 30 September 2026 was 37.6%, up 11.0 percentage points from fiscal 2025 (26.6%). Over the past ten years it has ranged from −27.3% (fiscal 2018) to 65.2% (fiscal 2023); the current reading is higher than 44% of that period. That is above the Credit Services industry median of 4.49% and above the Financial sector median of 7.33%.

Revenue growth, annual

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Annual newest first

Period Revenue growth Change (points)
FY2025 26.6% (2.69)
FY2024 29.3% (35.87)
FY2023 65.2% 3.12
FY2022 62.1% 17.28
FY2021 44.8% 40.62
FY2020 4.18% (15.99)
FY2019 20.2% 47.44
FY2018 −27.3% (64.77)
FY2017 37.5% —

Quarterly newest first

Period Revenue growth Change (points)
Sep 2026 41.9% 2.77
Jun 2026 39.1% 3.26
Mar 2026 35.8% 3.36
Dec 2025 32.5% 4.32
19 more quarters

Against its own ten years

Low −27.3% High 65.2%
Ten-year median 29.3%
Current reading's percentile 44

Revenue growth against peers

Company Revenue growth
SOFI SoFi Technologies, Inc. 37.6%
KLAR Klarna Group plc compare 34.2%
AFRM Affirm Holdings, Inc. compare 32.7%
FCFS FirstCash Holdings, Inc. compare 22.9%
OMF OneMain Holdings, Inc. compare 7.88%
ALLY Ally Financial Inc. compare 4.45%
PYPL PayPal Holdings, Inc. compare 4.36%
CACC Credit Acceptance Corporation compare 1.68%
SYF Synchrony Financial compare 0.48%
Credit Services industry median 4.49%
Financial sector median 7.33%
Market median 7.58%

What Revenue growth is

Revenue Growth shows how fast a company’s sales are rising or falling compared with the same period a year earlier.

(Revenue − Revenue a year earlier) ÷ |Revenue a year earlier|

The full definition of Revenue growth →

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