Ally Financial Inc.
ALLY Financial Credit Services
Ally Financial Inc.’s revenue for fiscal 2025 (year ended December 2025) was $15.3 billion, down 6.89% from fiscal 2024.
- Revenue
- +4.53%
- EPS
- +10.9%
- Free cash flow
- +32.7%
- Total debt
- +12.1%
Quarter to September 2026, against a year earlier
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Ally Financial Inc. (ALLY) Return on assets
Ally Financial Inc.'s return on assets over the twelve months to 30 September 2026 was 0.69%, up 0.3 percentage points from fiscal 2025 (0.38%). Over the past ten years it has ranged from −0.83% (fiscal 2015) to 1.68% (fiscal 2021); the current reading is higher than 27% of that period. That is below the Credit Services industry median of 1.94% and below the Financial sector median of 1.15%.
Return on assets, annual
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Annual newest first
| Period | Return on assets | Change (points) |
|---|---|---|
| FY2025 | 0.38% | 0.09 |
| FY2024 | 0.29% | (0.15) |
| FY2023 | 0.44% | (0.48) |
| FY2022 | 0.92% | (0.76) |
| FY2021 | 1.68% | 1.08 |
| FY2020 | 0.60% | (0.35) |
| FY2019 | 0.95% | 0.22 |
| FY2018 | 0.73% | 0.17 |
| FY2017 | 0.56% | (0.08) |
| FY2016 | 0.64% | 1.47 |
Against its own ten years
Return on assets against peers
| Company | Return on assets |
|---|---|
| SEZL Sezzle Inc. compare | 43.0% |
| AFRM Affirm Holdings, Inc. compare | 14.4% |
| FCFS FirstCash Holdings, Inc. compare | 7.57% |
| CACC Credit Acceptance Corporation compare | 3.85% |
| OMF OneMain Holdings, Inc. compare | 2.75% |
| SYF Synchrony Financial compare | 2.71% |
| SOFI SoFi Technologies, Inc. compare | 1.30% |
| ALLY Ally Financial Inc. | 0.69% |
| KLAR Klarna Group plc compare | −0.77% |
| Credit Services industry median | 1.94% |
| Financial sector median | 1.15% |
| Market median | 0.00% |
What Return on assets is
ROA tells an investor how much profit a company earns for shareholders from the assets it uses to run its business.
Annual: Net Income Allotted to Shareholders ÷ Average Assets; TTM: Net Income Allotted to Shareholders ÷ Average Assets (latest quarter)
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- Net income
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- Operating cash flow
- Gross margin
- Operating margin
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- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
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- Piotroski F-score
- The full statement