Ally Financial Inc.

ALLY Financial Credit Services

Ally Financial Inc.’s revenue for fiscal 2025 (year ended December 2025) was $15.3 billion, down 6.89% from fiscal 2024.

Revenue
+4.53%
EPS
+10.9%
Free cash flow
+32.7%
Total debt
+12.1%

Quarter to September 2026, against a year earlier

38.89 0.47 −1.19%
Market cap
$11.7B
P/E
8.8×
Fwd P/E
8.1×
Dividend yield
3.21%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Ally Financial Inc. (ALLY) Return on assets

Alert me on Return on assets

Ally Financial Inc.'s return on assets over the twelve months to 30 September 2026 was 0.69%, up 0.3 percentage points from fiscal 2025 (0.38%). Over the past ten years it has ranged from −0.83% (fiscal 2015) to 1.68% (fiscal 2021); the current reading is higher than 27% of that period. That is below the Credit Services industry median of 1.94% and below the Financial sector median of 1.15%.

Return on assets, annual

Embed this chart

Annual newest first

Period Return on assets Change (points)
FY2025 0.38% 0.09
FY2024 0.29% (0.15)
FY2023 0.44% (0.48)
FY2022 0.92% (0.76)
FY2021 1.68% 1.08
FY2020 0.60% (0.35)
FY2019 0.95% 0.22
FY2018 0.73% 0.17
FY2017 0.56% (0.08)
FY2016 0.64% 1.47

Against its own ten years

Low −0.83% High 1.68%
Ten-year median 0.60%
Current reading's percentile 27

Return on assets against peers

Company Return on assets
SEZL Sezzle Inc. compare 43.0%
AFRM Affirm Holdings, Inc. compare 14.4%
FCFS FirstCash Holdings, Inc. compare 7.57%
CACC Credit Acceptance Corporation compare 3.85%
OMF OneMain Holdings, Inc. compare 2.75%
SYF Synchrony Financial compare 2.71%
SOFI SoFi Technologies, Inc. compare 1.30%
ALLY Ally Financial Inc. 0.69%
KLAR Klarna Group plc compare −0.77%
Credit Services industry median 1.94%
Financial sector median 1.15%
Market median 0.00%

What Return on assets is

ROA tells an investor how much profit a company earns for shareholders from the assets it uses to run its business.

Annual: Net Income Allotted to Shareholders ÷ Average Assets; TTM: Net Income Allotted to Shareholders ÷ Average Assets (latest quarter)

The full definition of Return on assets →

More on ALLY