stockrowSoFi Technologies, Inc.
SOFI Financial Credit Services
SoFi Technologies, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $4.8 billion, up 26.6% from fiscal 2024.
- Revenue
- +41.9%
- EPS
- +58.3%
- Free cash flow
- −120.0%
- Total debt
- +42.3%
Quarter to September 2026, against a year earlier
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SoFi Technologies, Inc. (SOFI) Net income
SoFi Technologies, Inc.'s net income for fiscal 2025 was $481.3M, unchanged from fiscal 2024. Over the twelve months to 30 September 2026 it was $737.9M. Over the past ten years it has ranged from −$483.9M (fiscal 2021) to $498.7M (fiscal 2024); the current reading is higher than 89% of that period. SoFi Technologies, Inc. ranks 11th of 53 Credit Services companies by net income.
Net income, annual
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Annual newest first
| Period | Net income | Change |
|---|---|---|
| FY2025 | $481.3M | (3.48%) |
| FY2024 | $498.7M | — |
| FY2023 | −$300.7M | — |
| FY2022 | −$320.4M | — |
| FY2021 | −$483.9M | — |
| FY2020 | −$224.1M | — |
| FY2019 | −$239.7M | — |
| FY2018 | −$252.0M | — |
| FY2017 | $1.0M | — |
Quarterly newest first
| Period | Net income | Change |
|---|---|---|
| Sep 2026 | $241.0M | 53.90% |
| Jun 2026 | $156.6M | (6.08%) |
| Mar 2026 | $166.7M | (3.93%) |
| Dec 2025 | $173.5M | 24.50% |
| 23 more quarters | Free account |
Against its own ten years
Net income against peers
| Company | Net income |
|---|---|
| PYPL PayPal Holdings, Inc. compare | $4.7B |
| SYF Synchrony Financial compare | $3.3B |
| AFRM Affirm Holdings, Inc. compare | $2.0B |
| ALLY Ally Financial Inc. compare | $1.5B |
| OMF OneMain Holdings, Inc. compare | $767.0M |
| SOFI SoFi Technologies, Inc. | $737.9M |
| FCFS FirstCash Holdings, Inc. compare | $406.5M |
| CACC Credit Acceptance Corporation compare | $337.1M |
| KLAR Klarna Group plc compare | −$61.0M |
What Net income is
Net Income tells an investor how much profit a company kept in a period after every cost, interest charge and tax.
Reported line item
More on SOFI
- Revenue
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement