stockrowCredit Acceptance Corporation (CACC) vs SoFi Technologies, Inc. (SOFI)
- Credit Acceptance Corporation CACC 530.17 +1.45%
- SoFi Technologies, Inc. SOFI 16.23 +1.18%
Credit Acceptance Corporation and SoFi Technologies, Inc. are both Credit Services companies. SoFi Technologies, Inc. is the larger, with a market value of $20.8B against $5.3B — 3.9× the size. Credit Acceptance Corporation trades at the lower P/E: 16.7× against 27.8×. SoFi Technologies, Inc. grew revenue faster over the last twelve months: 37.6% against 1.68%. Credit Acceptance Corporation has the higher net margin (14.4% vs 12.1%) and the higher return on invested capital (7.81% vs 4.90%). Across the 19 metrics below, Credit Acceptance Corporation leads on 14 and SoFi Technologies, Inc. on 5.
Valuation
Profitability
| Metric | CACC | SOFI | Credit Services median |
|---|---|---|---|
| Gross margin | 100.00% | 77.36% | 76.61% |
| Operating margin | 39.82% | 0.00% | 0.34% |
| Net margin | 14.39% | 12.06% | 8.35% |
| Free cash flow margin | 53.65% | (166.99%) | 8.73% |
| Return on equity | 22.72% | 7.35% | 9.05% |
| Return on assets | 3.85% | 1.30% | 1.94% |
| Return on invested capital | 7.81% | 4.90% | 4.56% |
Growth
Health
Dividend
Size
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