Credit Acceptance Corporation (CACC) vs SoFi Technologies, Inc. (SOFI)
- Credit Acceptance Corporation CACC 545.29 −1.13%
- SoFi Technologies, Inc. SOFI 14.55 −3.58%
Credit Acceptance Corporation and SoFi Technologies, Inc. are both Credit Services companies. SoFi Technologies, Inc. is the larger, with a market value of $19.5B against $5.7B — 3.4× the size. Credit Acceptance Corporation trades at the lower P/E: 11.7× against 28.5×. SoFi Technologies, Inc. grew revenue faster over the last twelve months: 34.1% against 2.58%. Credit Acceptance Corporation has the higher net margin (21.5% vs 11.4%) and the higher return on invested capital (10.0% vs 4.26%). Across the 19 metrics below, Credit Acceptance Corporation leads on 14 and SoFi Technologies, Inc. on 5.
Valuation
Profitability
| Metric | CACC | SOFI | Credit Services median |
|---|---|---|---|
| Gross margin | 100.00% | 77.13% | 77.13% |
| Operating margin | 50.01% | 0.00% | 0.34% |
| Net margin | 21.54% | 11.39% | 9.25% |
| Free cash flow margin | 52.41% | (157.63%) | 12.91% |
| Return on equity | 31.93% | 7.09% | 8.49% |
| Return on assets | 5.79% | 1.25% | 2.16% |
| Return on invested capital | 10.02% | 4.26% | 4.09% |
Growth
Health
Dividend
Size
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