Friday 6 November 2026 Export SOFI’s income statement to Excel — free account

SoFi Technologies, Inc.

SoFi Technologies, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $4.8 billion, up 26.6% from fiscal 2024.

Revenue: +41.9%
EPS: +58.3%
Free cash flow: −120.0%
Total debt: +42.3%

Quarter to September 2026, against a year earlier

16.37 0.33 +2.06%

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Market cap: $20.8B
P/E: 27.8×
Fwd P/E: 27.5×
Dividend yield: —
F-score: 3/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Earnings & Analysis Segments Valuation Filings

SoFi Technologies, Inc. (SOFI) revenue by segment, product and region

Revenue by product or service $m

Line	FY2022	FY2021	FY2020	FY2019
Technology Platform Fees	299 79.39%	192 77.45%	90 87.22%	0 0.00%
Referrals	36 9.56%	16 6.36%	6 5.70%	4 80.80%
Interchange	17 4.61%	11 4.30%	2 2.35%	—
Brokerage	15 4.10%	23 9.18%	3 3.36%	0 1.86%
License	6 1.46%	0 0.00%	0 0.00%	—
Financial Services And Technology Platform, Other	3 0.88%	7 2.72%	1 1.37%	—
Payment Network Fees	—	—	—	1 14.60%
Enterprise Services	—	—	—	0 2.74%
Equity Capital Market Services	—	—	—	0 0.00%
Revenue	377	248	103	5

Revenue by segment $m

Line	FY2021	FY2020	FY2019
Technology Platform	193 77.93%	91 88.35%	0 0.00%
Financial Services	55 22.07%	12 11.65%	5 100.00%
Lending	0 0.00%	0 0.00%	0 0.00%
Revenue	248	103	5

Operating figures as reported in each quarter’s results release or filing

Figure	Quarter	Latest	A year before	Change
At Work	Q3 FY2026	202.6K	147.3K	+37.47%
Credit Card	Q3 FY2026	656.1K	392.0K	+67.38%
Cross-buy	Q3 FY2026	51.0%	—	—
Crypto	Q3 FY2026	503.1K	—	—
Home loans	Q3 FY2026	71.6K	47.8K	+49.72%
Home loans origination volume	Q2 FY2026	$1.4B	$798.9M	+74.42%
Invest	Q3 FY2026	4.2M	3.0M	+37.30%
Members	Q3 FY2026	17.1M	12.6M	+35.71%
Money	Q3 FY2026	8.5M	6.3M	+34.17%
New member additions	Q3 FY2026	1.2M	905.0K	+32.60%
Personal loans	Q3 FY2026	2.6M	1.8M	+45.02%
Personal loans origination volume	Q2 FY2026	$10.7B	$7.0B	+53.81%
Product additions	Q3 FY2026	2.2M	1.4M	+57.14%
Referred loans	Q3 FY2026	194.5K	135.5K	+43.48%
Relay	Q3 FY2026	8.7M	6.0M	+44.68%
Student loans	Q3 FY2026	759.7K	622.8K	+21.98%
Student loans origination volume	Q2 FY2026	$2.7B	$993.3M	+170.48%
Total accounts — Technology Platform segment	Q3 FY2026	140.4M	157.9M	−11.03%
Total origination volume	Q2 FY2026	$14.8B	$8.8B	+68.91%
Total products	Q3 FY2026	26.7M	18.6M	+43.55%
Total products — Financial Services segment	Q3 FY2026	23.2M	16.1M	+44.44%
Total products — Lending segment	Q4 FY2025	2.6M	2.0M	+30.98%

	Q3 FY2026	Q2 FY2026	Q1 FY2026	Q4 FY2025	Q3 FY2025	Q2 FY2025	Q1 FY2025	Q4 FY2024	Q3 FY2024	Q2 FY2024	Q1 FY2024	Q4 FY2023
At Work	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Credit Card	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Cross-buy	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Crypto	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Home loans	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Home loans origination volume	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Invest	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Members	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Money	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
New member additions	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Personal loans	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Personal loans origination volume	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Product additions	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Referred loans	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Relay	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Student loans	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Student loans origination volume	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Total accounts — Technology Platform segment	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Total origination volume	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Total products	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Total products — Financial Services segment	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Total products — Lending segment	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡

As each company reports them in its 10-K and 10-Q filings, in US dollars. Where a later filing recast a year's segments, the year is shown as recast; a period whose breakdown does not add up to the company's revenue is left out.