Pricing Log in Create free account
Friday 6 November 2026 Export SOFI’s income statement to Excel — free account

SoFi Technologies, Inc.

SOFI Financial Credit Services

SoFi Technologies, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $4.8 billion, up 26.6% from fiscal 2024.

Revenue
+41.9%
EPS
+58.3%
Free cash flow
−120.0%
Total debt
+42.3%

Quarter to September 2026, against a year earlier

16.14 1.24 −7.13%
Market cap
$20.8B
P/E
27.8×
Fwd P/E
27.5×
Dividend yield
—
F-score
3/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Earnings & Analysis
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios
Segments Valuation Filings

SoFi Technologies, Inc. (SOFI) P/B ratio

Alert me on P/B ratio

As of 5 November 2026, SoFi Technologies, Inc. (SOFI) trades at a P/B ratio of 1.8×. Over the past ten years it has ranged from 0.8× (December 2022) to 47,678× (December 2020); the current reading is higher than 55% of that period. That is above the Credit Services industry median of 1.2× and above the Financial sector median of 1.3×.

P/B ratio, daily

Embed this chart

Annual newest first

Period P/B ratio Change
FY2025 2.9× 15.82%
FY2024 2.5× 42.27%
FY2023 1.7× 123.82%
FY2022 0.8× (59.08%)
FY2021 1.9× 3.04%
FY2020 1.8× (100.00%)
FY2019 39,920× 0.00%
FY2018 39,920× 0.00%
FY2017 39,920× —

Quarterly newest first

Period P/B ratio Change
Sep 2026 1.8× (13.47%)
Jun 2026 2.1× 10.90%
Mar 2026 1.9× (34.69%)
Dec 2025 2.9× (18.55%)
21 more quarters

Against its own ten years

Low 0.8× High 47,678×
Ten-year median 1.7×
Current reading's percentile 55

P/B ratio against peers

Company P/B ratio
ALLY Ally Financial Inc. compare 0.9×
SYF Synchrony Financial compare 1.6×
SOFI SoFi Technologies, Inc. 1.8×
KLAR Klarna Group plc compare 1.9×
OMF OneMain Holdings, Inc. compare 1.9×
PYPL PayPal Holdings, Inc. compare 2.6×
FCFS FirstCash Holdings, Inc. compare 3.6×
CACC Credit Acceptance Corporation compare 3.9×
AFRM Affirm Holdings, Inc. compare 4.2×
Credit Services industry median 1.2×
Financial sector median 1.3×
Market median 1.7×

What P/B ratio is

Price to Book Value tells an investor how much the market pays for a company’s shares relative to the accounting net worth that belongs to common shareholders.

Stock Price ÷ (Common Equity (Total) (latest quarter) ÷ Shares (Basic, Weighted) (latest quarter))

The full definition of P/B ratio →

More on SOFI