stockrowSoFi Technologies, Inc.
SOFI Financial Credit Services
SoFi Technologies, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $4.8 billion, up 26.6% from fiscal 2024.
- Revenue
- +41.9%
- EPS
- +58.3%
- Free cash flow
- −120.0%
- Total debt
- +42.3%
Quarter to September 2026, against a year earlier
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SoFi Technologies, Inc. (SOFI) EPS (diluted)
SoFi Technologies, Inc.'s EPS (diluted) for fiscal 2025 was $0.39, unchanged from fiscal 2024. Over the twelve months to 30 September 2026 it was $0.55. Over the past ten years it has ranged from −$4.30 (fiscal 2020) to $0.39 (fiscal 2025) — the current reading is the highest in ten years. SoFi Technologies, Inc. ranks 36th of 51 Credit Services companies by EPS (diluted).
EPS (diluted), annual
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Annual newest first
| Period | EPS (diluted) | Change |
|---|---|---|
| FY2025 | $0.39 | 0.00% |
| FY2024 | $0.39 | — |
| FY2023 | −$0.36 | — |
| FY2022 | −$0.40 | — |
| FY2021 | −$1.00 | — |
| FY2020 | −$4.30 | — |
| FY2019 | −$3.65 | — |
| FY2018 | −$2.51 | — |
Quarterly newest first
| Period | EPS (diluted) | Change |
|---|---|---|
| Sep 2026 | $0.18 | 50.00% |
| Jun 2026 | $0.12 | 0.00% |
| Mar 2026 | $0.12 | (7.69%) |
| Dec 2025 | $0.13 | 18.18% |
| 22 more quarters | Free account |
Against its own ten years
EPS (diluted) against peers
| Company | EPS (diluted) |
|---|---|
| CACC Credit Acceptance Corporation compare | $30.62 |
| SYF Synchrony Financial compare | $9.58 |
| FCFS FirstCash Holdings, Inc. compare | $9.23 |
| OMF OneMain Holdings, Inc. compare | $6.57 |
| AFRM Affirm Holdings, Inc. compare | $5.76 |
| PYPL PayPal Holdings, Inc. compare | $5.24 |
| ALLY Ally Financial Inc. compare | $4.36 |
| SOFI SoFi Technologies, Inc. | $0.55 |
| KLAR Klarna Group plc compare | −$0.37 |
What EPS (diluted) is
Diluted EPS tells an investor how much profit a company earned for each share, counting the extra shares that options and convertible securities could create.
Reported line item
More on SOFI
- Revenue
- Net income
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement