FirstCash Holdings, Inc.

FCFS Financial Credit Services

FirstCash Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $3.7 billion, up 8.04% from fiscal 2024.

Revenue
+17.7%
EPS
+25.3%
Free cash flow
−12.7%
Total debt
+10.6%

Quarter to September 2026, against a year earlier

188.15 5.19 −2.68%
Market cap
$8.0B
P/E
20.4×
Fwd P/E
18.5×
Dividend yield
0.89%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

FirstCash Holdings, Inc. (FCFS) Return on assets

Alert me on Return on assets

FirstCash Holdings, Inc.'s return on assets over the twelve months to 30 September 2026 was 7.57%, up 0.8 percentage points from fiscal 2025 (6.76%). Over the past ten years it has ranged from 4.02% (fiscal 2021) to 8.26% (fiscal 2015); the current reading is higher than 64% of that period. That is above the Credit Services industry median of 1.94% and above the Financial sector median of 1.15%.

Return on assets, annual

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Annual newest first

Period Return on assets Change (points)
FY2025 6.76% 0.86
FY2024 5.90% 0.55
FY2023 5.35% (1.20)
FY2022 6.55% 2.53
FY2021 4.02% (0.41)
FY2020 4.43% (2.81)
FY2019 7.24% (0.11)
FY2018 7.35% 0.51
FY2017 6.84% 2.69
FY2016 4.15% (4.11)

Against its own ten years

Low 4.02% High 8.26%
Ten-year median 6.55%
Current reading's percentile 64

Return on assets against peers

Company Return on assets
SEZL Sezzle Inc. compare 43.0%
FCFS FirstCash Holdings, Inc. 7.57%
ENVA Enova International, Inc. compare 5.60%
CACC Credit Acceptance Corporation compare 3.85%
OMF OneMain Holdings, Inc. compare 2.75%
BFH Bread Financial Holdings, Inc. compare 2.34%
NNI Nelnet, Inc. compare 1.94%
ALLY Ally Financial Inc. compare 0.69%
KLAR Klarna Group plc compare −0.77%
Credit Services industry median 1.94%
Financial sector median 1.15%
Market median 0.00%

What Return on assets is

ROA tells an investor how much profit a company earns for shareholders from the assets it uses to run its business.

Annual: Net Income Allotted to Shareholders ÷ Average Assets; TTM: Net Income Allotted to Shareholders ÷ Average Assets (latest quarter)

The full definition of Return on assets →

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