SoFi Technologies, Inc.

SOFI Financial Credit Services

SoFi Technologies, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $4.8 billion, up 26.6% from fiscal 2024.

Revenue
+41.9%
EPS
+58.3%
Free cash flow
−120.0%
Total debt
+42.3%

Quarter to September 2026, against a year earlier

16.22 0.18 +1.12%
Market cap
$20.8B
P/E
27.8×
Fwd P/E
27.5×
Dividend yield
—
F-score
3/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

SoFi Technologies, Inc. (SOFI) Price to free cash flow

Alert me on Price to free cash flow

SoFi Technologies, Inc. has no meaningful price to free cash flow: its trailing twelve-month free cash flow is negative. Over the past ten years it has ranged from 0.0× (November 2026) to 53.5× (November 2021) — the current reading is the lowest in ten years.

Price to free cash flow, daily

Embed this chart

Annual newest first

Period Price to free cash flow Change
FY2025 0.0× —
FY2024 0.0× —
FY2023 0.0× —
FY2022 0.0× —
FY2021 0.0× —
FY2020 0.0× —
FY2019 0.0× —
FY2018 0.0× —
FY2017 0.0× —

Quarterly newest first

Period Price to free cash flow Change
Sep 2026 0.0× —
Jun 2026 0.0× —
Mar 2026 0.0× —
Dec 2025 0.0× —
21 more quarters

Against its own ten years

Low 0.0× High 53.5×
Ten-year median 0.0×
Current reading's percentile 91

Price to free cash flow against peers

Company Price to free cash flow
KLAR Klarna Group plc compare n/m
SOFI SoFi Technologies, Inc. n/m
OMF OneMain Holdings, Inc. compare 2.0×
ALLY Ally Financial Inc. compare 2.4×
SYF Synchrony Financial compare 2.5×
CACC Credit Acceptance Corporation compare 4.3×
PYPL PayPal Holdings, Inc. compare 7.9×
FCFS FirstCash Holdings, Inc. compare 15.6×
AFRM Affirm Holdings, Inc. compare 29.2×
Credit Services industry median 2.5×
Financial sector median 9.7×
Market median 14.1×

What Price to free cash flow is

Price to Free Cash Flow Ratio shows how much investors pay for each dollar of cash a company generates after its capital spending.

Stock Price ÷ ((Operating Cash Flow (TTM) + Property, Plant, Equipment Change (Net) (TTM) + Intangible Assets Change (Net) (TTM)) ÷ (Shares (Basic, Weighted) (latest quarter)))

The full definition of Price to free cash flow →

More on SOFI