Saturday 17 October 2026
Export SOFI’s income statement to Excel — free account
SoFi Technologies, Inc.
SOFI Financial Credit Services
SoFi Technologies, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $4.8 billion, up 26.6% from fiscal 2024. In the quarter to June 2026, revenue grew 39.1%, EPS grew 33.3%, free cash flow fell 160.2% and total debt fell 16.3%, each against the same quarter a year earlier. Revenue growth for five consecutive years; insiders bought in the last twelve months.
14.55
0.54
−3.58%
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| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Older periods | |
|---|---|---|---|---|---|
P/E ratio |
35.16 | 33.08 | 63.85 | 45.55 |
+8 more quarters Free account |
P/S ratio |
4.12 | 3.94 | 6.31 | 6.97 | |
P/FCF ratio |
0.00 | 0.00 | 0.00 | 0.00 | |
P/Operating CF |
(5.92) | (8.76) | (30.38) | (23.70) | |
P/B ratio |
2.08 | 1.87 | 2.87 | 3.52 | |
Price to Tangible BV |
2.54 | 2.29 | 3.55 | 4.58 | |
EV/Sales |
4.08 | 3.56 | 5.57 | 6.73 | |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
EV/Operating CF |
(2.68) | (3.01) | (7.10) | (10.13) | |
EV/FCF |
(2.59) | (2.89) | (6.65) | (9.41) | |
Quick Ratio |
0.08 | 0.09 | 0.14 | 0.11 | |
Current Ratio |
0.74 | 0.75 | 0.78 | 0.80 | |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
Debt/Assets |
5.42% | 3.38% | 3.58% | 5.99% | |
Debt/Equity |
0.30 | 0.17 | 0.17 | 0.31 | |
Asset Turnover |
0.11 | 0.11 | 0.11 | 0.11 | |
Operating CF/Net income |
(24.84) | (13.88) | (5.72) | (9.37) | |
Capex/Depreciation |
(1.34) | (1.02) | (1.08) | (1.07) | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
64.57% | 63.96% | 62.89% | 64.12% | |
Intangible Assets out of Total Assets |
0.03 | 0.04 | 0.04 | 0.04 | |
Share Based Compensation of Revenue |
4.89% | 5.11% | 5.14% | 5.24% | |
Graham Net Nets |
(0.66) | (0.61) | (0.35) | (0.31) | |
Graham Number |
9.95 | 9.56 | 9.17 | 9.89 | |
Earnings Yield |
2.84% | 3.02% | 1.57% | 2.20% | |
Free Cash Flow Yield |
(38.21%) | (31.30%) | (13.26%) | (10.27%) | |
Revenue per Share |
1.22 | 1.10 | 1.16 | 1.08 | |
Operating CF per Share |
(3.03) | (1.81) | (0.86) | (1.11) | |
Capex per Share |
(0.08) | (0.05) | (0.06) | (0.05) | |
Free Cash Flow per Share |
(3.11) | (1.87) | (0.92) | (1.17) | |
Cash per Share |
2.78 | 2.95 | 4.66 | 3.20 | |
Shareholders Equity per Share |
8.62 | 8.47 | 9.12 | 7.50 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
8.62 | 8.47 | 9.12 | 7.50 | |
Free Cash Flow |
(3,988.08) | (2,383.77) | (1,058.90) | (1,369.03) | |
Working Capital |
(11,887.80) | (10,374.74) | (8,512.85) | (6,888.26) | |
Capital Expenditures |
(97.64) | (68.78) | (67.72) | (63.16) | |
Net Current Asset Value |
(15,292.94) | (12,289.45) | (10,434.72) | (9,695.74) | |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | |
Capex to Sales |
0.06 | 0.05 | 0.05 | 0.05 | |
Price to Operating Income |
31.21 | 31.39 | 57.26 | 77.27 | |
| Other line items | |||||
Average Payables |
38,341.58 | 34,451.44 | 32,392.12 | 29,341.41 | |
Average Assets |
51,029.86 | 45,723.78 | 43,455.72 | 39,836.82 | |
Average Common Equity |
8,968.41 | 8,745.05 | 8,507.31 | 7,450.72 |
Columns are period end dates