Friday 6 November 2026
Export SOFI’s income statement to Excel — free account
SoFi Technologies, Inc.
SOFI Financial Credit Services
SoFi Technologies, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $4.8 billion, up 26.6% from fiscal 2024.
- Revenue
- +41.9%
- EPS
- +58.3%
- Free cash flow
- −120.0%
- Total debt
- +42.3%
Quarter to September 2026, against a year earlier
16.05
0.01
+0.06%
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| Sep '26 From the 10-Q filed 5 Nov | Jun '26 | Mar '26 | Dec '25 | Older periods | |
|---|---|---|---|---|---|
P/E ratio |
27.10 | 35.16 | 33.08 | 63.85 |
+8 more quarters Free account |
P/S ratio |
3.32 | 4.12 | 3.94 | 6.31 | |
P/FCF ratio |
0.00 | 0.00 | 0.00 | 0.00 | |
P/Operating CF |
(6.75) | (5.92) | (8.76) | (30.38) | |
P/B ratio |
1.80 | 2.08 | 1.87 | 2.87 | |
Price to Tangible BV |
2.19 | 2.54 | 2.29 | 3.55 | |
EV/Sales |
— | 4.08 | 3.56 | 5.57 | |
EV/EBITDA |
— | 0.00 | 0.00 | 0.00 | |
EV/Operating CF |
— | (2.68) | (3.01) | (7.10) | |
EV/FCF |
— | (2.59) | (2.89) | (6.65) | |
Quick Ratio |
0.07 | 0.08 | 0.09 | 0.14 | |
Current Ratio |
0.00 | 0.74 | 0.75 | 0.78 | |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
Debt/Assets |
5.70% | 5.42% | 3.38% | 3.58% | |
Debt/Equity |
0.34 | 0.30 | 0.17 | 0.17 | |
Asset Turnover |
0.11 | 0.11 | 0.11 | 0.11 | |
Operating CF/Net income |
(12.50) | (24.84) | (13.88) | (5.72) | |
Capex/Depreciation |
0.00 | (1.34) | (1.02) | (1.08) | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
0.00% | 64.57% | 63.96% | 62.89% | |
Intangible Assets out of Total Assets |
0.00 | 0.03 | 0.04 | 0.04 | |
Share Based Compensation of Revenue |
3.94% | 4.89% | 5.11% | 5.14% | |
Graham Net Nets |
(1.08) | (0.66) | (0.61) | (0.35) | |
Graham Number |
10.68 | 9.95 | 9.56 | 9.17 | |
Earnings Yield |
3.69% | 2.84% | 3.02% | 1.57% | |
Free Cash Flow Yield |
(51.71%) | (38.21%) | (31.30%) | (13.26%) | |
Revenue per Share |
1.39 | 1.22 | 1.10 | 1.16 | |
Operating CF per Share |
(2.33) | (3.03) | (1.81) | (0.86) | |
Capex per Share |
0.00 | (0.08) | (0.05) | (0.06) | |
Free Cash Flow per Share |
(2.33) | (3.11) | (1.87) | (0.92) | |
Cash per Share |
2.78 | 2.78 | 2.95 | 4.66 | |
Shareholders Equity per Share |
8.74 | 8.62 | 8.47 | 9.12 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
8.74 | 8.62 | 8.47 | 9.12 | |
Free Cash Flow |
(3,012.15) | (3,988.08) | (2,383.77) | (1,058.90) | |
Working Capital |
(52,492.23) | (11,887.80) | (10,374.74) | (8,512.85) | |
Capital Expenditures |
— | (97.64) | (68.78) | (67.72) | |
Net Current Asset Value |
(56,471.64) | (15,292.94) | (12,289.45) | (10,434.72) | |
EV/EBIT |
— | 0.00 | 0.00 | 0.00 | |
Capex to Sales |
0.00 | 0.06 | 0.05 | 0.05 | |
Price to Operating Income |
22.40 | 31.21 | 31.39 | 57.26 | |
| Other line items | |||||
Average Payables |
43,099.12 | 38,341.58 | 34,451.44 | 32,392.12 | |
Average Assets |
56,530.11 | 51,029.86 | 45,723.78 | 43,455.72 | |
Average Common Equity |
10,037.55 | 8,968.41 | 8,745.05 | 8,507.31 |
Columns are period end dates · fundamentals updated 5 Nov 2026