stockrowCredit Acceptance Corporation
CACC Financial Credit Services
Credit Acceptance Corporation’s revenue for fiscal 2025 (year ended December 2025) was $2.3 billion, up 7.16% from fiscal 2024.
- Revenue
- +2.09%
- EPS
- −156.4%
- Free cash flow
- +11.8%
- Total debt
- +5.57%
Quarter to September 2026, against a year earlier
Follow CACC
Alert me
Credit Acceptance Corporation (CACC) Return on assets
Credit Acceptance Corporation's return on assets over the twelve months to 30 September 2026 was 3.85%, down 1.0 percentage points from fiscal 2025 (4.85%). Over the past ten years it has ranged from 3.01% (fiscal 2024) to 13.2% (fiscal 2021); the current reading is higher than 27% of that period. That is above the Credit Services industry median of 1.94% and above the Financial sector median of 1.15%.
Return on assets, annual
Embed this chart
Annual newest first
| Period | Return on assets | Change (points) |
|---|---|---|
| FY2025 | 4.85% | 1.84 |
| FY2024 | 3.01% | (0.93) |
| FY2023 | 3.94% | (3.74) |
| FY2022 | 7.68% | (5.50) |
| FY2021 | 13.2% | 7.53 |
| FY2020 | 5.65% | (3.96) |
| FY2019 | 9.61% | (0.62) |
| FY2018 | 10.2% | 0.01 |
| FY2017 | 10.2% | 1.45 |
| FY2016 | 8.77% | (0.96) |
Against its own ten years
Return on assets against peers
| Company | Return on assets |
|---|---|
| SEZL Sezzle Inc. compare | 43.0% |
| FCFS FirstCash Holdings, Inc. compare | 7.57% |
| ENVA Enova International, Inc. compare | 5.60% |
| CACC Credit Acceptance Corporation | 3.85% |
| OMF OneMain Holdings, Inc. compare | 2.75% |
| BFH Bread Financial Holdings, Inc. compare | 2.34% |
| NNI Nelnet, Inc. compare | 1.94% |
| SLM SLM Corporation compare | 1.86% |
| KLAR Klarna Group plc compare | −0.77% |
| Credit Services industry median | 1.94% |
| Financial sector median | 1.15% |
| Market median | 0.00% |
What Return on assets is
ROA tells an investor how much profit a company earns for shareholders from the assets it uses to run its business.
Annual: Net Income Allotted to Shareholders ÷ Average Assets; TTM: Net Income Allotted to Shareholders ÷ Average Assets (latest quarter)
More on CACC
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement