SoFi Technologies, Inc.

SOFI Financial Credit Services

SoFi Technologies, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $4.8 billion, up 26.6% from fiscal 2024.

Revenue
+41.9%
EPS
+58.3%
Free cash flow
−120.0%
Total debt
+42.3%

Quarter to September 2026, against a year earlier

16.14 1.24 −7.13%
Market cap
$20.8B
P/E
27.8×
Fwd P/E
27.5×
Dividend yield
—
F-score
3/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

SoFi Technologies, Inc. (SOFI) P/E ratio

Alert me on P/E ratio

As of 5 November 2026, SoFi Technologies, Inc. (SOFI) trades at a P/E ratio of 27.8×. Over the past ten years it has ranged from 0.0× (September 2024) to 88.8× (December 2024); the current reading is higher than 67% of that period. That is above the Credit Services industry median of 9.0× and above the Financial sector median of 12.2×.

P/E ratio, daily

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Annual newest first

Period P/E ratio Change
FY2025 63.9× 90.73%
FY2024 33.5× —
FY2023 0.0× —
FY2022 0.0× —
FY2021 0.0× —
FY2020 0.0× —
FY2019 0.0× —
FY2018 0.0× —
FY2017 0.0× —

Quarterly newest first

Period P/E ratio Change
Sep 2026 27.1× (22.91%)
Jun 2026 35.2× 6.27%
Mar 2026 33.1× (48.19%)
Dec 2025 63.9× 40.18%
21 more quarters

Against its own ten years

Low 0.0× High 88.8×
Ten-year median 0.0×
Current reading's percentile 67

P/E ratio against peers

Company P/E ratio
KLAR Klarna Group plc compare n/m
SYF Synchrony Financial compare 7.7×
OMF OneMain Holdings, Inc. compare 8.7×
ALLY Ally Financial Inc. compare 8.8×
PYPL PayPal Holdings, Inc. compare 11.2×
AFRM Affirm Holdings, Inc. compare 11.8×
CACC Credit Acceptance Corporation compare 16.7×
FCFS FirstCash Holdings, Inc. compare 20.4×
SOFI SoFi Technologies, Inc. 27.8×
Credit Services industry median 9.0×
Financial sector median 12.2×
Market median 17.9×

What P/E ratio is

Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.

Stock Price ÷ EPS (Basic) (TTM)

The full definition of P/E ratio →

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