SoFi Technologies, Inc.
SOFI Financial Credit Services
SoFi Technologies, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $4.8 billion, up 26.6% from fiscal 2024. In the quarter to June 2026, revenue grew 39.1%, EPS grew 33.3%, free cash flow fell 160.2% and total debt fell 16.3%, each against the same quarter a year earlier. Revenue growth for five consecutive years; insiders bought in the last twelve months.
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SoFi Technologies, Inc. (SOFI) P/E ratio
As of 16 October 2026, SoFi Technologies, Inc. (SOFI) trades at a P/E ratio of 28.5×. Over the past ten years it has ranged from 0.0× (September 2024) to 88.8× (December 2024); the current reading is higher than 67% of that period. That is above the Credit Services industry median of 9.4× and above the Financial sector median of 12.4×.
P/E ratio, daily
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Annual newest first
| Period | P/E ratio | Change |
|---|---|---|
| FY2025 | 63.9× | 90.73% |
| FY2024 | 33.5× | — |
| FY2023 | 0.0× | — |
| FY2022 | 0.0× | — |
| FY2021 | 0.0× | — |
| FY2020 | 0.0× | — |
| FY2019 | 0.0× | — |
| FY2018 | 0.0× | — |
| FY2017 | 0.0× | — |
Quarterly newest first
| Period | P/E ratio | Change |
|---|---|---|
| Jun 2026 | 35.2× | 6.27% |
| Mar 2026 | 33.1× | (48.19%) |
| Dec 2025 | 63.9× | 40.18% |
| Sep 2025 | 45.6× | 30.08% |
| 20 more quarters | Free account |
Against its own ten years
P/E ratio against peers
| Company | P/E ratio |
|---|---|
| KLAR Klarna Group plc compare | n/m |
| SYF Synchrony Financial compare | 7.5× |
| OMF OneMain Holdings, Inc. compare | 8.4× |
| ALLY Ally Financial Inc. compare | 8.8× |
| PYPL PayPal Holdings, Inc. compare | 10.6× |
| CACC Credit Acceptance Corporation compare | 11.7× |
| AFRM Affirm Holdings, Inc. compare | 13.0× |
| FCFS FirstCash Holdings, Inc. compare | 24.6× |
| SOFI SoFi Technologies, Inc. | 28.5× |
| Credit Services industry median | 9.4× |
| Financial sector median | 12.4× |
| Market median | 18.1× |
What P/E ratio is
Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.
Stock Price ÷ EPS (Basic) (TTM)