SoFi Technologies, Inc.

SOFI Financial Credit Services

SoFi Technologies, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $4.8 billion, up 26.6% from fiscal 2024. In the quarter to June 2026, revenue grew 39.1%, EPS grew 33.3%, free cash flow fell 160.2% and total debt fell 16.3%, each against the same quarter a year earlier. Revenue growth for five consecutive years; insiders bought in the last twelve months.

14.55 0.54 −3.58%
Market cap
$19.5B
P/E
28.5×
Fwd P/E
26.8×
Dividend yield
—
F-score
3/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

SoFi Technologies, Inc. (SOFI) P/E ratio

Alert me on P/E ratio

As of 16 October 2026, SoFi Technologies, Inc. (SOFI) trades at a P/E ratio of 28.5×. Over the past ten years it has ranged from 0.0× (September 2024) to 88.8× (December 2024); the current reading is higher than 67% of that period. That is above the Credit Services industry median of 9.4× and above the Financial sector median of 12.4×.

P/E ratio, daily

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Annual newest first

Period P/E ratio Change
FY2025 63.9× 90.73%
FY2024 33.5× —
FY2023 0.0× —
FY2022 0.0× —
FY2021 0.0× —
FY2020 0.0× —
FY2019 0.0× —
FY2018 0.0× —
FY2017 0.0× —

Quarterly newest first

Period P/E ratio Change
Jun 2026 35.2× 6.27%
Mar 2026 33.1× (48.19%)
Dec 2025 63.9× 40.18%
Sep 2025 45.6× 30.08%
20 more quarters

Against its own ten years

Low 0.0× High 88.8×
Ten-year median 0.0×
Current reading's percentile 67

P/E ratio against peers

Company P/E ratio
KLAR Klarna Group plc compare n/m
SYF Synchrony Financial compare 7.5×
OMF OneMain Holdings, Inc. compare 8.4×
ALLY Ally Financial Inc. compare 8.8×
PYPL PayPal Holdings, Inc. compare 10.6×
CACC Credit Acceptance Corporation compare 11.7×
AFRM Affirm Holdings, Inc. compare 13.0×
FCFS FirstCash Holdings, Inc. compare 24.6×
SOFI SoFi Technologies, Inc. 28.5×
Credit Services industry median 9.4×
Financial sector median 12.4×
Market median 18.1×

What P/E ratio is

Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.

Stock Price ÷ EPS (Basic) (TTM)

The full definition of P/E ratio →

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