SoFi Technologies, Inc.
SOFI Financial Credit Services
SoFi Technologies, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $4.8 billion, up 26.6% from fiscal 2024.
- Revenue
- +41.9%
- EPS
- +58.3%
- Free cash flow
- −120.0%
- Total debt
- +42.3%
Quarter to September 2026, against a year earlier
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SoFi Technologies, Inc. (SOFI) P/E ratio
As of 5 November 2026, SoFi Technologies, Inc. (SOFI) trades at a P/E ratio of 27.8×. Over the past ten years it has ranged from 0.0× (September 2024) to 88.8× (December 2024); the current reading is higher than 67% of that period. That is above the Credit Services industry median of 9.0× and above the Financial sector median of 12.2×.
P/E ratio, daily
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Annual newest first
| Period | P/E ratio | Change |
|---|---|---|
| FY2025 | 63.9× | 90.73% |
| FY2024 | 33.5× | — |
| FY2023 | 0.0× | — |
| FY2022 | 0.0× | — |
| FY2021 | 0.0× | — |
| FY2020 | 0.0× | — |
| FY2019 | 0.0× | — |
| FY2018 | 0.0× | — |
| FY2017 | 0.0× | — |
Quarterly newest first
| Period | P/E ratio | Change |
|---|---|---|
| Sep 2026 | 27.1× | (22.91%) |
| Jun 2026 | 35.2× | 6.27% |
| Mar 2026 | 33.1× | (48.19%) |
| Dec 2025 | 63.9× | 40.18% |
| 21 more quarters | Free account |
Against its own ten years
P/E ratio against peers
| Company | P/E ratio |
|---|---|
| KLAR Klarna Group plc compare | n/m |
| SYF Synchrony Financial compare | 7.7× |
| OMF OneMain Holdings, Inc. compare | 8.7× |
| ALLY Ally Financial Inc. compare | 8.8× |
| PYPL PayPal Holdings, Inc. compare | 11.2× |
| AFRM Affirm Holdings, Inc. compare | 11.8× |
| CACC Credit Acceptance Corporation compare | 16.7× |
| FCFS FirstCash Holdings, Inc. compare | 20.4× |
| SOFI SoFi Technologies, Inc. | 27.8× |
| Credit Services industry median | 9.0× |
| Financial sector median | 12.2× |
| Market median | 17.9× |
What P/E ratio is
Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.
Stock Price ÷ EPS (Basic) (TTM)
More on SOFI
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement