SoFi Technologies, Inc.

SOFI Financial Credit Services

SoFi Technologies, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $4.8 billion, up 26.6% from fiscal 2024.

Revenue
+41.9%
EPS
+58.3%
Free cash flow
−120.0%
Total debt
+42.3%

Quarter to September 2026, against a year earlier

16.14 1.24 −7.13%
Market cap
$20.8B
P/E
27.8×
Fwd P/E
27.5×
Dividend yield
—
F-score
3/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

SoFi Technologies, Inc. (SOFI) P/S ratio

Alert me on P/S ratio

As of 5 November 2026, SoFi Technologies, Inc. (SOFI) trades at a P/S ratio of 3.4×. Over the past ten years it has ranged from 0.0× (June 2021) to 18.2× (November 2021); the current reading is higher than 42% of that period. That is above the Credit Services industry median of 1.0× and above the Financial sector median of 2.3×.

P/S ratio, daily

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Annual newest first

Period P/S ratio Change
FY2025 6.3× 47.01%
FY2024 4.3× 37.13%
FY2023 3.1× 36.17%
FY2022 2.3× (69.96%)
FY2021 7.7× —
FY2020 0.0× —
FY2019 0.0× —
FY2018 0.0× —
FY2017 0.0× —

Quarterly newest first

Period P/S ratio Change
Sep 2026 3.3× (19.43%)
Jun 2026 4.1× 4.63%
Mar 2026 3.9× (37.55%)
Dec 2025 6.3× (9.37%)
21 more quarters

Against its own ten years

Low 0.0× High 18.2×
Ten-year median 3.8×
Current reading's percentile 36

P/S ratio against peers

Company P/S ratio
ALLY Ally Financial Inc. compare 0.7×
OMF OneMain Holdings, Inc. compare 1.0×
SYF Synchrony Financial compare 1.0×
KLAR Klarna Group plc compare 1.3×
PYPL PayPal Holdings, Inc. compare 1.5×
FCFS FirstCash Holdings, Inc. compare 1.9×
CACC Credit Acceptance Corporation compare 2.3×
SOFI SoFi Technologies, Inc. 3.4×
AFRM Affirm Holdings, Inc. compare 5.2×
Credit Services industry median 1.0×
Financial sector median 2.3×
Market median 1.9×

What P/S ratio is

Price to Sales Ratio shows how much investors pay for each dollar of a company’s annual sales, whether or not it is profitable.

(Stock Price × Shares (Basic, Weighted) (latest quarter)) ÷ Revenue (TTM)

The full definition of P/S ratio →

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