SoFi Technologies, Inc.
SOFI Financial Credit Services
SoFi Technologies, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $4.8 billion, up 26.6% from fiscal 2024.
- Revenue
- +41.9%
- EPS
- +58.3%
- Free cash flow
- −120.0%
- Total debt
- +42.3%
Quarter to September 2026, against a year earlier
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SoFi Technologies, Inc. (SOFI) P/S ratio
As of 5 November 2026, SoFi Technologies, Inc. (SOFI) trades at a P/S ratio of 3.4×. Over the past ten years it has ranged from 0.0× (June 2021) to 18.2× (November 2021); the current reading is higher than 42% of that period. That is above the Credit Services industry median of 1.0× and above the Financial sector median of 2.3×.
P/S ratio, daily
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Annual newest first
| Period | P/S ratio | Change |
|---|---|---|
| FY2025 | 6.3× | 47.01% |
| FY2024 | 4.3× | 37.13% |
| FY2023 | 3.1× | 36.17% |
| FY2022 | 2.3× | (69.96%) |
| FY2021 | 7.7× | — |
| FY2020 | 0.0× | — |
| FY2019 | 0.0× | — |
| FY2018 | 0.0× | — |
| FY2017 | 0.0× | — |
Quarterly newest first
| Period | P/S ratio | Change |
|---|---|---|
| Sep 2026 | 3.3× | (19.43%) |
| Jun 2026 | 4.1× | 4.63% |
| Mar 2026 | 3.9× | (37.55%) |
| Dec 2025 | 6.3× | (9.37%) |
| 21 more quarters | Free account |
Against its own ten years
P/S ratio against peers
| Company | P/S ratio |
|---|---|
| ALLY Ally Financial Inc. compare | 0.7× |
| OMF OneMain Holdings, Inc. compare | 1.0× |
| SYF Synchrony Financial compare | 1.0× |
| KLAR Klarna Group plc compare | 1.3× |
| PYPL PayPal Holdings, Inc. compare | 1.5× |
| FCFS FirstCash Holdings, Inc. compare | 1.9× |
| CACC Credit Acceptance Corporation compare | 2.3× |
| SOFI SoFi Technologies, Inc. | 3.4× |
| AFRM Affirm Holdings, Inc. compare | 5.2× |
| Credit Services industry median | 1.0× |
| Financial sector median | 2.3× |
| Market median | 1.9× |
What P/S ratio is
Price to Sales Ratio shows how much investors pay for each dollar of a company’s annual sales, whether or not it is profitable.
(Stock Price × Shares (Basic, Weighted) (latest quarter)) ÷ Revenue (TTM)
More on SOFI
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement