stockrowSoFi Technologies, Inc.
SOFI Financial Credit Services
SoFi Technologies, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $4.8 billion, up 26.6% from fiscal 2024.
- Revenue
- +41.9%
- EPS
- +58.3%
- Free cash flow
- −120.0%
- Total debt
- +42.3%
Quarter to September 2026, against a year earlier
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SoFi Technologies, Inc. (SOFI) Current ratio
SoFi Technologies, Inc.'s current ratio at the end of the quarter to 30 September 2026 was 0.0×, down 0.8× from fiscal 2025 (0.8×). Over the past ten years it has ranged from 0.8× (fiscal 2025) to 22.9× (fiscal 2021) — the current reading is the lowest in ten years. That is below the Credit Services industry median of 1.3× and below the Financial sector median of 1.0×.
Current ratio, annual
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Annual newest first
| Period | Current ratio | Change |
|---|---|---|
| FY2025 | 0.8× | (4.67%) |
| FY2024 | 0.8× | (21.24%) |
| FY2023 | 1.0× | (48.21%) |
| FY2022 | 2.0× | (91.28%) |
| FY2021 | 22.9× | 66.96% |
| FY2020 | 13.7× | — |
Quarterly newest first
| Period | Current ratio | Change |
|---|---|---|
| Sep 2026 | 0.0× | — |
| Jun 2026 | 0.7× | (0.35%) |
| Mar 2026 | 0.7× | (3.94%) |
| Dec 2025 | 0.8× | (2.29%) |
| 21 more quarters | Free account |
Against its own ten years
Current ratio against peers
| Company | Current ratio |
|---|---|
| CACC Credit Acceptance Corporation compare | 13.5× |
| AFRM Affirm Holdings, Inc. compare | 11.8× |
| FCFS FirstCash Holdings, Inc. compare | 4.8× |
| PYPL PayPal Holdings, Inc. compare | 1.3× |
| SYF Synchrony Financial compare | 1.2× |
| KLAR Klarna Group plc compare | 1.1× |
| ALLY Ally Financial Inc. compare | 0.9× |
| SOFI SoFi Technologies, Inc. | 0.0× |
| OMF OneMain Holdings, Inc. compare | 0.0× |
| Credit Services industry median | 1.3× |
| Financial sector median | 1.0× |
| Market median | 1.6× |
What Current ratio is
Current Ratio shows whether a company’s short-term assets are enough to cover the bills and debts it must pay within the next year.
Current Assets (Total) ÷ Current Liabilities (Total)
More on SOFI
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement