PennyMac Financial Services, Inc.
PFSI Financial Mortgage Finance
PennyMac Financial Services, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $2.0 billion, up 28.4% from fiscal 2024. In the quarter to June 2026, revenue grew 11.8%, EPS fell 84.1%, free cash flow grew 1,600.3% and total debt rose 14.2%, each against the same quarter a year earlier. Dividend growth for five consecutive years; insiders bought in the last twelve months.
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PennyMac Financial Services, Inc. (PFSI) P/E ratio
As of 16 October 2026, PennyMac Financial Services, Inc. (PFSI) trades at a P/E ratio of 8.0×. Over the past ten years it has ranged from 2.1× (April 2020) to 34.2× (September 2024); the current reading is higher than 53% of that period. That is above the Mortgage Finance industry median of 6.7× and below the Financial sector median of 12.4×.
P/E ratio, daily
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Annual newest first
| Period | P/E ratio | Change |
|---|---|---|
| FY2025 | 13.6× | (18.53%) |
| FY2024 | 16.7× | (44.78%) |
| FY2023 | 30.3× | 363.00% |
| FY2022 | 6.5× | 45.63% |
| FY2021 | 4.5× | 51.37% |
| FY2020 | 3.0× | (56.25%) |
| FY2019 | 6.8× | (15.80%) |
| FY2018 | 8.1× | 49.98% |
| FY2017 | 5.4× | (4.15%) |
| FY2016 | 5.6× | (20.86%) |
Quarterly newest first
| Period | P/E ratio | Change |
|---|---|---|
| Jun 2026 | 11.5× | 28.92% |
| Mar 2026 | 8.9× | (34.39%) |
| Dec 2025 | 13.6× | 6.31% |
| Sep 2025 | 12.8× | (3.31%) |
| 42 more quarters | Free account |
Against its own ten years
P/E ratio against peers
| Company | P/E ratio |
|---|---|
| LDI loanDepot, Inc. compare | n/m |
| GHI Greystone Housing Impact Investors LP compare | n/m |
| UWMC UWM Holdings Corporation compare | n/m |
| BETR Better Home & Finance Holding Company compare | n/m |
| ONIT Onity Group Inc. compare | 1.5× |
| VEL Velocity Financial, Inc. compare | 5.3× |
| PFSI PennyMac Financial Services, Inc. | 8.0× |
| WD Walker & Dunlop, Inc. compare | 29.1× |
| RKT Rocket Companies, Inc. compare | 71.9× |
| Mortgage Finance industry median | 6.7× |
| Financial sector median | 12.4× |
| Market median | 18.1× |
What P/E ratio is
Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.
Stock Price ÷ EPS (Basic) (TTM)