Mortgage Finance industry stocks
The Mortgage Finance industry has 14 US-listed companies on stockrow and is part of the Financial sector, with a combined market value of $42.3B. Rocket Companies, Inc. (RKT) is the largest at $34.0B, followed by PennyMac Financial Services, Inc. and UWM Holdings Corporation. The median Mortgage Finance stock trades at 7.1× trailing earnings, below the market median of 17.9×, with a median net margin of −0.83% (market: 0.55%). Median revenue growth over the last twelve months is 11.4%. 5 of the 14 pay a dividend; the median yield among payers is 5.81%.
Mortgage Finance medians
| Metric | Industry | Market |
|---|---|---|
| P/E | 7.1× | 17.9× |
| P/S | 1.5× | 2.0× |
| P/B | 0.5× | 1.8× |
| Price to free cash flow | 6.6× | 14.0× |
| EV/EBITDA | 22.0× | 11.0× |
| EV/Sales | 6.0× | 2.2× |
| Earnings yield | 2.09% | 1.18% |
| Free cash flow yield | −17.0% | 0.48% |
| Gross margin | 84.4% | 46.3% |
| Operating margin | 12.5% | 0.00% |
| Net margin | −0.83% | 0.55% |
| Free cash flow margin | −45.1% | 0.00% |
| Return on equity | −1.16% | 1.76% |
| Return on assets | 0.38% | 0.00% |
| Return on invested capital | 0.36% | 0.00% |
| Revenue growth (TTM) | 11.4% | 7.41% |
| Revenue growth, 5-year CAGR | −11.2% | 8.85% |
| Net income growth, 5-year CAGR | 0.00% | 0.00% |
| Debt to equity | 1.2× | 0.2× |
| Current ratio | 1.4× | 1.6× |
| Net debt to EBITDA | 9.9× | 0.6× |
| Dividend yield | 5.81% | 2.75% |
| Payout ratio | 0.0× | 0.0× |
| Market cap | $215.0M | $612.7M |
All 14 companies
Open in screener| RKT | Rocket Companies, Inc. | 34.04b | 12.17 | 2.01% | 81.13 | 4.77% | 98.61% | — |
|---|---|---|---|---|---|---|---|---|
| PFSI | PennyMac Financial Services, Inc. | 3.39b | 65.46 | 0.31% | 8.66 | 17.73% | 25.90% | 0.89% |
| UWMC | UWM Holdings Corporation | 1.96b | 1.22 | 0.00% | 0.00 | (1.66%) | 3.22% | 5.81% |
| WD | Walker & Dunlop, Inc. | 1.28b | 37.98 | 1.80% | 33.91 | 2.84% | 8.01% | 2.65% |
| VEL | Velocity Financial, Inc. | 608.01m | 15.35 | (0.32%) | 5.56 | 0.00% | 32.40% | — |
| ONIT | Onity Group Inc. | 259.07m | 30.75 | (0.84%) | 1.80 | 11.98% | 16.27% | — |
| LDI | loanDepot, Inc. | 223.82m | 0.67 | 1.52% | 0.00 | (5.52%) | 11.44% | 18.71% |
| BETR | Better Home & Finance Holding Company | 206.08m | 10.45 | (3.60%) | 0.00 | (75.73%) | 57.78% | — |
| GHI | Greystone Housing Impact Investors LP | 135.18m | 5.85 | 0.69% | 0.00 | (7.74%) | (13.63%) | 8.88% |
| IOR | Income Opportunity Realty Investors, Inc. | 74.05m | 18.23 | 0.00% | 19.82 | 0.00% | — | — |
| BLNE | Beeline Holdings, Inc. | 33.45m | 0.89 | (7.29%) | 0.41 | (227.79%) | 142.33% | — |
| PAPL | Pineapple Financial Inc. | 25.52m | 1.00 | (0.99%) | 0.00 | (90.19%) | (2.54%) | — |
| CNF | CNFinance Holdings Limited Sponsored ADR | 12.83m | 1.97 | 5.35% | 0.58 | 8.88% | (7.19%) | — |
| AAMCF | Accelitron Advanced Motor Controls, Inc. | 3.19m | 0.37 | 0.00% | 0.00 | (16,643.42%) | (107.17%) | — |