stockrowMortgage Finance industry stocks
The Mortgage Finance industry has 13 US-listed companies on stockrow and is part of the Financial sector, with a combined market value of $51.3B. Rocket Companies, Inc. (RKT) is the largest at $42.1B, followed by PennyMac Financial Services, Inc. and UWM Holdings Corporation. The median Mortgage Finance stock trades at 10.2× trailing earnings, below the market median of 17.8×, with a median net margin of −1.66% (market: 1.14%). Median revenue growth over the last twelve months is 7.49%. 4 of the 13 pay a dividend; the median yield among payers is 11.1%.
Mortgage Finance medians
| Metric | Industry | Market |
|---|---|---|
| P/E | 10.2× | 17.8× |
| P/S | 1.5× | 1.9× |
| P/B | 0.5× | 1.7× |
| Price to free cash flow | 4.7× | 14.0× |
| Earnings yield | −2.50% | 1.54% |
| Free cash flow yield | −9.21% | 0.92% |
| Gross margin | 81.3% | 46.0% |
| Operating margin | 1.91% | 0.00% |
| Net margin | −1.66% | 1.14% |
| Free cash flow margin | −15.0% | 0.00% |
| Return on equity | −1.94% | 1.01% |
| Return on assets | −0.23% | 0.00% |
| Return on invested capital | 0.00% | 0.00% |
| Revenue growth (TTM) | 7.49% | 7.71% |
| EPS growth (last fiscal year) | 20.9% | 14.0% |
| Revenue growth, 5-year CAGR | −11.1% | 8.99% |
| Net income growth, 5-year CAGR | 0.00% | 0.00% |
| Debt to equity | 0.9× | 0.1× |
| Current ratio | 1.1× | 1.6× |
| Net debt to EBITDA | 15.3× | 0.6× |
| Dividend yield | 7.01% | 2.22% |
| Market cap | $269.2M | $649.5M |
All 13 companies
Open in screener| RKT | Rocket Companies, Inc. | 42.06b | 15.07 | 1.69% | 32.78 | 11.29% | 94.82% | 0.00% |
|---|---|---|---|---|---|---|---|---|
| PFSI | PennyMac Financial Services, Inc. | 3.49b | 65.15 | (2.89%) | 14.16 | 11.69% | 3.54% | 1.84% |
| UWMC | UWM Holdings Corporation | 2.62b | 1.52 | (6.75%) | — | (1.66%) | 3.22% | 19.74% |
| WD | Walker & Dunlop, Inc. | 1.37b | 38.68 | (2.89%) | — | (2.68%) | 0.87% | 7.01% |
| VEL | Velocity Financial, Inc. | 688.95m | 17.56 | 0.63% | 6.32 | 0.00% | 32.40% | — |
| BETR | Better Home & Finance Holding Company | 360.64m | 19.39 | 2.21% | — | (75.73%) | 57.78% | — |
| ONIT | Onity Group Inc. | 269.18m | 31.14 | (3.35%) | 2.03 | 10.77% | 14.36% | — |
| LDI | loanDepot, Inc. | 211.52m | 0.62 | (1.59%) | — | (5.52%) | 11.44% | — |
| GHI | Greystone Housing Impact Investors LP | 103.08m | 4.42 | (0.23%) | — | (7.74%) | (13.63%) | 15.16% |
| IOR | Income Opportunity Realty Investors, Inc. | 72.74m | 18.52 | 0.00% | 20.13 | 0.00% | — | — |
| BLNE | Beeline Holdings, Inc. | 21.15m | 0.61 | 0.00% | — | (227.79%) | 152.12% | — |
| PTIV | Pineapple Financial Inc. | 19.21m | 0.73 | (3.95%) | — | (90.19%) | (2.54%) | — |
| CNF | CNFinance Holdings Limited Sponsored ADR | 13.65m | 2.00 | 0.50% | 0.59 | 8.88% | (7.19%) | — |