Mortgage Finance industry stocks
The Mortgage Finance industry has 14 US-listed companies on stockrow and is part of the Financial sector, with a combined market value of $39.0B. Rocket Companies, Inc. (RKT) is the largest at $31.4B, followed by PennyMac Financial Services, Inc. and UWM Holdings Corporation. The median Mortgage Finance stock trades at 6.7× trailing earnings, below the market median of 18.1×, with a median net margin of −0.83% (market: 0.45%). Median revenue growth over the last twelve months is 11.4%. 4 of the 14 pay a dividend; the median yield among payers is 10.9%.
Mortgage Finance medians
| Metric | Industry | Market |
|---|---|---|
| P/E | 6.7× | 18.1× |
| P/S | 1.4× | 1.9× |
| P/B | 0.5× | 1.7× |
| Price to free cash flow | 6.3× | 14.2× |
| Earnings yield | 2.41% | 1.20% |
| Free cash flow yield | −19.3% | 0.27% |
| Gross margin | 84.4% | 46.2% |
| Operating margin | 12.5% | 0.00% |
| Net margin | −0.83% | 0.45% |
| Free cash flow margin | −45.1% | 0.00% |
| Return on equity | −1.16% | 1.35% |
| Return on assets | 0.38% | 0.00% |
| Return on invested capital | 0.36% | 0.00% |
| Revenue growth (TTM) | 11.4% | 7.41% |
| EPS growth (last fiscal year) | 6.60% | 13.7% |
| Revenue growth, 5-year CAGR | −11.2% | 8.93% |
| Net income growth, 5-year CAGR | 0.00% | 0.00% |
| Debt to equity | 1.2× | 0.1× |
| Current ratio | 1.4× | 1.6× |
| Net debt to EBITDA | 9.9× | 0.6× |
| Dividend yield | 8.31% | 2.26% |
| Market cap | $198.2M | $584.7M |
All 14 companies
Open in screener| RKT | Rocket Companies, Inc. | 31.35b | 10.78 | (2.62%) | 71.87 | 4.77% | 98.61% | 0.00% |
|---|---|---|---|---|---|---|---|---|
| PFSI | PennyMac Financial Services, Inc. | 3.18b | 60.32 | (1.42%) | 7.98 | 17.73% | 25.90% | 1.99% |
| UWMC | UWM Holdings Corporation | 1.85b | 1.05 | (8.70%) | 0.00 | (1.66%) | 3.22% | 28.57% |
| WD | Walker & Dunlop, Inc. | 1.14b | 32.61 | (2.13%) | 29.12 | 2.84% | 8.01% | 8.31% |
| VEL | Velocity Financial, Inc. | 584.72m | 14.71 | (0.68%) | 5.33 | 0.00% | 32.40% | — |
| ONIT | Onity Group Inc. | 222.81m | 25.59 | (4.05%) | 1.50 | 11.98% | 16.27% | — |
| BETR | Better Home & Finance Holding Company | 204.56m | 9.95 | (7.53%) | 0.00 | (75.73%) | 57.78% | — |
| LDI | loanDepot, Inc. | 191.74m | 0.53 | (7.02%) | 0.00 | (5.52%) | 11.44% | — |
| GHI | Greystone Housing Impact Investors LP | 115.17m | 4.97 | 0.40% | 0.00 | (7.74%) | (13.63%) | 13.48% |
| IOR | Income Opportunity Realty Investors, Inc. | 74.40m | 18.00 | (1.37%) | 19.57 | 0.00% | — | — |
| BLNE | Beeline Holdings, Inc. | 24.42m | 0.78 | 11.43% | 0.36 | (227.79%) | 142.33% | — |
| PAPL | Pineapple Financial Inc. | 22.99m | 0.89 | (2.20%) | 0.00 | (90.19%) | (2.54%) | — |
| CNF | CNFinance Holdings Limited Sponsored ADR | 13.45m | 1.94 | (1.02%) | 0.57 | 8.88% | (7.19%) | — |
| AAMCF | Accelitron Advanced Motor Controls, Inc. | 3.19m | 0.37 | 0.00% | 0.00 | (16,643.42%) | (107.17%) | — |