stockrowPennyMac Financial Services, Inc.
PFSI Financial Mortgage Finance
PennyMac Financial Services, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $2.0 billion, up 28.4% from fiscal 2024.
- Revenue
- −25.9%
- EPS
- −84.3%
- Free cash flow
- +218.4%
- Total debt
- +7.47%
Quarter to September 2026, against a year earlier
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PennyMac Financial Services, Inc. (PFSI) Net income
PennyMac Financial Services, Inc.'s net income for fiscal 2025 was $501.1M, up 60.9% from $311.4M in fiscal 2024. Over the twelve months to 30 September 2026 it was $239.5M. Over the past ten years it has ranged from $144.7M (fiscal 2023) to $1.6B (fiscal 2020); the current reading is higher than 82% of that period. PennyMac Financial Services, Inc. ranks 2nd of 13 Mortgage Finance companies by net income.
Net income, annual
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Annual newest first
| Period | Net income | Change |
|---|---|---|
| FY2025 | $501.1M | 60.90% |
| FY2024 | $311.4M | 115.29% |
| FY2023 | $144.7M | (69.58%) |
| FY2022 | $475.5M | (52.61%) |
| FY2021 | $1.0B | (39.07%) |
| FY2020 | $1.6B | 319.09% |
| FY2019 | $393.0M | 60.76% |
| FY2018 | $244.4M | (21.53%) |
| FY2017 | $311.5M | (7.55%) |
| FY2016 | $337.0M | 36.12% |
Quarterly newest first
| Period | Net income | Change |
|---|---|---|
| Sep 2026 | $28.7M | 31.89% |
| Jun 2026 | $21.7M | (73.61%) |
| Mar 2026 | $82.3M | (22.94%) |
| Dec 2025 | $106.8M | (41.14%) |
| 43 more quarters | Free account |
Against its own ten years
Net income against peers
| Company | Net income |
|---|---|
| RKT Rocket Companies, Inc. compare | $1.3B |
| PFSI PennyMac Financial Services, Inc. | $239.5M |
| ONIT Onity Group Inc. compare | $127.5M |
| VEL Velocity Financial, Inc. compare | $110.0M |
| GHI Greystone Housing Impact Investors LP compare | −$2.0M |
| WD Walker & Dunlop, Inc. compare | −$29.2M |
| LDI loanDepot, Inc. compare | −$103.1M |
| UWMC UWM Holdings Corporation compare | −$105.0M |
| BETR Better Home & Finance Holding Company compare | −$159.9M |
What Net income is
Net Income tells an investor how much profit a company kept in a period after every cost, interest charge and tax.
Reported line item
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- EPS (diluted)
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- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
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- Return on invested capital
- Debt to equity
- Current ratio
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