PennyMac Financial Services, Inc.

PFSI Financial Mortgage Finance

PennyMac Financial Services, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $2.0 billion, up 28.4% from fiscal 2024.

Revenue
−25.9%
EPS
−84.3%
Free cash flow
+218.4%
Total debt
+7.47%

Quarter to September 2026, against a year earlier

65.59 1.50 −2.24%
Market cap
$3.5B
P/E
14.2×
Fwd P/E
15.8×
Dividend yield
1.84%
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

PennyMac Financial Services, Inc. (PFSI) Revenue growth

Alert me on Revenue growth

PennyMac Financial Services, Inc.'s revenue growth over the twelve months to 30 September 2026 was 3.54%, down 24.9 percentage points from fiscal 2025 (28.4%). Over the past ten years it has ranged from −37.3% (fiscal 2022) to 150.8% (fiscal 2020); the current reading is higher than 64% of that period. That is below the Mortgage Finance industry median of 7.49% and below the Financial sector median of 7.50%.

Revenue growth, annual

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Annual newest first

Period Revenue growth Change (points)
FY2025 28.4% 14.71
FY2024 13.7% 43.11
FY2023 −29.4% 7.90
FY2022 −37.3% (22.79)
FY2021 −14.5% (165.34)
FY2020 150.8% 100.77
FY2019 50.1% 47.00
FY2018 3.05% 0.52
FY2017 2.53% (28.15)
FY2016 30.7% (6.91)

Quarterly newest first

Period Revenue growth Change (points)
Sep 2026 −25.9% (37.68)
Jun 2026 11.8% (14.72)
Mar 2026 26.5% 12.03
Dec 2025 14.4% (39.24)
43 more quarters

Against its own ten years

Low −37.3% High 150.8%
Ten-year median 13.7%
Current reading's percentile 64

Revenue growth against peers

Company Revenue growth
RKT Rocket Companies, Inc. compare 94.8%
BETR Better Home & Finance Holding Company compare 57.8%
VEL Velocity Financial, Inc. compare 32.4%
ONIT Onity Group Inc. compare 14.4%
LDI loanDepot, Inc. compare 11.4%
PFSI PennyMac Financial Services, Inc. 3.54%
UWMC UWM Holdings Corporation compare 3.22%
WD Walker & Dunlop, Inc. compare 0.87%
GHI Greystone Housing Impact Investors LP compare −13.6%
Mortgage Finance industry median 7.49%
Financial sector median 7.50%
Market median 7.71%

What Revenue growth is

Revenue Growth shows how fast a company’s sales are rising or falling compared with the same period a year earlier.

(Revenue − Revenue a year earlier) ÷ |Revenue a year earlier|

The full definition of Revenue growth →

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