PennyMac Financial Services, Inc. (PFSI) vs Rocket Companies, Inc. (RKT)
- PennyMac Financial Services, Inc. PFSI 60.32 −1.42%
- Rocket Companies, Inc. RKT 10.78 −2.62%
PennyMac Financial Services, Inc. and Rocket Companies, Inc. are both Mortgage Finance companies. Rocket Companies, Inc. is the larger, with a market value of $31.4B against $3.2B — 9.9× the size. PennyMac Financial Services, Inc. trades at the lower P/E: 8.0× against 71.9×. Rocket Companies, Inc. grew revenue faster over the last twelve months: 98.6% against 25.9%. PennyMac Financial Services, Inc. has the higher net margin (17.7% vs 4.77%) and the higher return on invested capital (2.17% vs 0.87%). Only PennyMac Financial Services, Inc. pays a dividend (1.99%). Across the 20 metrics below, PennyMac Financial Services, Inc. leads on 13 and Rocket Companies, Inc. on 7.
Valuation
Profitability
| Metric | PFSI | RKT | Mortgage Finance median |
|---|---|---|---|
| Gross margin | 78.95% | 100.00% | 84.40% |
| Operating margin | 27.59% | 15.84% | 12.51% |
| Net margin | 17.73% | 4.77% | (0.83%) |
| Free cash flow margin | (83.74%) | 1.59% | (45.06%) |
| Return on equity | 9.38% | 3.04% | (1.16%) |
| Return on assets | 1.45% | 1.03% | 0.38% |
| Return on invested capital | 2.17% | 0.87% | 0.36% |
Growth
Health
Dividend
Size
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