PennyMac Financial Services, Inc. (PFSI) vs Rocket Companies, Inc. (RKT)
- PennyMac Financial Services, Inc. PFSI 65.59 −2.24%
- Rocket Companies, Inc. RKT 15.06 +1.62%
PennyMac Financial Services, Inc. and Rocket Companies, Inc. are both Mortgage Finance companies. Rocket Companies, Inc. is the larger, with a market value of $42.1B against $3.5B — 12.1× the size. PennyMac Financial Services, Inc. trades at the lower P/E: 14.2× against 32.8×. Rocket Companies, Inc. grew revenue faster over the last twelve months: 94.8% against 3.54%. PennyMac Financial Services, Inc. has the higher net margin (11.7% vs 11.3%) and the lower return on invested capital (1.51% vs 2.91%). Only PennyMac Financial Services, Inc. pays a dividend (1.84%). Across the 20 metrics below, Rocket Companies, Inc. leads on 11 and PennyMac Financial Services, Inc. on 9.
Valuation
Profitability
| Metric | PFSI | RKT | Mortgage Finance median |
|---|---|---|---|
| Gross margin | 76.78% | 100.00% | 81.25% |
| Operating margin | 20.37% | 25.35% | 1.91% |
| Net margin | 11.69% | 11.29% | (1.66%) |
| Free cash flow margin | (15.01%) | 19.44% | (15.01%) |
| Return on equity | 5.59% | 7.86% | (1.94%) |
| Return on assets | 0.87% | 2.78% | (0.23%) |
| Return on invested capital | 1.51% | 2.91% | 0.00% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack