stockrowPennyMac Financial Services, Inc.
PFSI Financial Mortgage Finance
PennyMac Financial Services, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $2.0 billion, up 28.4% from fiscal 2024.
- Revenue
- −25.9%
- EPS
- −84.3%
- Free cash flow
- +218.4%
- Total debt
- +7.47%
Quarter to September 2026, against a year earlier
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PennyMac Financial Services, Inc. (PFSI) Return on assets
PennyMac Financial Services, Inc.'s return on assets over the twelve months to 30 September 2026 was 0.87%, down 0.9 percentage points from fiscal 2025 (1.81%). Over the past ten years it has ranged from 0.81% (fiscal 2023) to 7.88% (fiscal 2020); the current reading is higher than 64% of that period. That is above the Mortgage Finance industry median of −0.23% and below the Financial sector median of 1.17%.
Return on assets, annual
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Annual newest first
| Period | Return on assets | Change (points) |
|---|---|---|
| FY2025 | 1.81% | 0.42 |
| FY2024 | 1.39% | 0.58 |
| FY2023 | 0.81% | (1.86) |
| FY2022 | 2.67% | (1.31) |
| FY2021 | 3.98% | (3.90) |
| FY2020 | 7.88% | 3.44 |
| FY2019 | 4.44% | 3.26 |
| FY2018 | 1.18% | (0.43) |
| FY2017 | 1.61% | 0.08 |
| FY2016 | 1.53% | (0.04) |
Against its own ten years
Return on assets against peers
| Company | Return on assets |
|---|---|
| RKT Rocket Companies, Inc. compare | 2.78% |
| ONIT Onity Group Inc. compare | 0.90% |
| PFSI PennyMac Financial Services, Inc. | 0.87% |
| VEL Velocity Financial, Inc. compare | 0.00% |
| UWMC UWM Holdings Corporation compare | −0.23% |
| GHI Greystone Housing Impact Investors LP compare | −0.44% |
| WD Walker & Dunlop, Inc. compare | −0.66% |
| LDI loanDepot, Inc. compare | −1.08% |
| BETR Better Home & Finance Holding Company compare | −13.0% |
| Mortgage Finance industry median | −0.23% |
| Financial sector median | 1.17% |
| Market median | 0.00% |
What Return on assets is
ROA tells an investor how much profit a company earns for shareholders from the assets it uses to run its business.
Annual: Net Income Allotted to Shareholders ÷ Average Assets; TTM: Net Income Allotted to Shareholders ÷ Average Assets (latest quarter)
More on PFSI
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement