stockrowPennyMac Financial Services, Inc. (PFSI) vs Velocity Financial, Inc. (VEL)
- PennyMac Financial Services, Inc. PFSI 65.59 −2.24%
- Velocity Financial, Inc. VEL 17.63 +1.03%
PennyMac Financial Services, Inc. and Velocity Financial, Inc. are both Mortgage Finance companies. PennyMac Financial Services, Inc. is the larger, with a market value of $3.5B against $689.0M — 5.1× the size. Velocity Financial, Inc. trades at the lower P/E: 6.3× against 14.2×. Velocity Financial, Inc. grew revenue faster over the last twelve months: 32.4% against 3.54%. PennyMac Financial Services, Inc. has the higher net margin (11.7% vs 0.00%) and the higher return on invested capital (1.51% vs −3.59%). Across the 19 metrics below, PennyMac Financial Services, Inc. leads on 11 and Velocity Financial, Inc. on 8.
Valuation
Profitability
| Metric | PFSI | VEL | Mortgage Finance median |
|---|---|---|---|
| Gross margin | 76.78% | 0.00% | 81.25% |
| Operating margin | 20.37% | 0.00% | 1.91% |
| Net margin | 11.69% | 0.00% | (1.66%) |
| Free cash flow margin | (15.01%) | 0.00% | (15.01%) |
| Return on equity | 5.59% | 0.00% | (1.94%) |
| Return on assets | 0.87% | 0.00% | (0.23%) |
| Return on invested capital | 1.51% | (3.59%) | 0.00% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack