PennyMac Financial Services, Inc.

PFSI Financial Mortgage Finance

PennyMac Financial Services, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $2.0 billion, up 28.4% from fiscal 2024.

Revenue
−25.9%
EPS
−84.3%
Free cash flow
+218.4%
Total debt
+7.47%

Quarter to September 2026, against a year earlier

65.59 1.50 −2.24%
Market cap
$3.5B
P/E
14.2×
Fwd P/E
15.8×
Dividend yield
1.84%
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

PennyMac Financial Services, Inc. (PFSI) Price to free cash flow

Alert me on Price to free cash flow

PennyMac Financial Services, Inc. has no meaningful price to free cash flow: its trailing twelve-month free cash flow is negative. Over the past ten years it has ranged from 0.0× (November 2026) to 8.3× (December 2021) — the current reading is the lowest in ten years.

Price to free cash flow, daily

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Annual newest first

Period Price to free cash flow Change
FY2025 0.0× —
FY2024 0.0× —
FY2023 0.0× —
FY2022 0.5× (70.09%)
FY2021 1.7× —
FY2020 0.0× —
FY2019 0.0× —
FY2018 2.2× —
FY2017 0.0× —
FY2016 0.0× —

Quarterly newest first

Period Price to free cash flow Change
Sep 2026 0.0× —
Jun 2026 0.0× —
Mar 2026 0.0× —
Dec 2025 0.0× —
43 more quarters

Against its own ten years

Low 0.0× High 8.3×
Ten-year median 0.0×
Current reading's percentile 77

Price to free cash flow against peers

Company Price to free cash flow
ONIT Onity Group Inc. compare n/m
LDI loanDepot, Inc. compare n/m
PFSI PennyMac Financial Services, Inc. n/m
BETR Better Home & Finance Holding Company compare n/m
UWMC UWM Holdings Corporation compare n/m
WD Walker & Dunlop, Inc. compare 0.8×
GHI Greystone Housing Impact Investors LP compare 5.8×
VEL Velocity Financial, Inc. compare 10.2×
RKT Rocket Companies, Inc. compare 19.1×
Mortgage Finance industry median 4.7×
Financial sector median 9.6×
Market median 14.0×

What Price to free cash flow is

Price to Free Cash Flow Ratio shows how much investors pay for each dollar of cash a company generates after its capital spending.

Stock Price ÷ ((Operating Cash Flow (TTM) + Property, Plant, Equipment Change (Net) (TTM) + Intangible Assets Change (Net) (TTM)) ÷ (Shares (Basic, Weighted) (latest quarter)))

The full definition of Price to free cash flow →

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