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PennyMac Financial Services, Inc.

PFSI Financial Mortgage Finance

PennyMac Financial Services, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $2.0 billion, up 28.4% from fiscal 2024.

Revenue
−25.9%
EPS
−84.3%
Free cash flow
+218.4%
Total debt
+7.47%

Quarter to September 2026, against a year earlier

65.59 1.50 −2.24%
Market cap
$3.5B
P/E
14.2×
Fwd P/E
15.8×
Dividend yield
1.84%
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios

PennyMac Financial Services, Inc. (PFSI) P/S ratio

Alert me on P/S ratio

As of 6 November 2026, PennyMac Financial Services, Inc. (PFSI) trades at a P/S ratio of 1.7×. Over the past ten years it has ranged from 0.3× (March 2016) to 4.0× (January 2026); the current reading is higher than 61% of that period. That is above the Mortgage Finance industry median of 1.5× and below the Financial sector median of 2.3×.

P/S ratio, daily

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Annual newest first

Period P/S ratio Change
FY2025 3.3× 1.97%
FY2024 3.3× 4.39%
FY2023 3.1× 102.89%
FY2022 1.5× 9.78%
FY2021 1.4× 5.60%
FY2020 1.3× (26.13%)
FY2019 1.8× 148.95%
FY2018 0.7× 28.22%
FY2017 0.6× 41.73%
FY2016 0.4× (15.00%)

Quarterly newest first

Period P/S ratio Change
Sep 2026 1.6× (23.43%)
Jun 2026 2.0× (3.07%)
Mar 2026 2.1× (36.72%)
Dec 2025 3.3× 2.89%
43 more quarters

Against its own ten years

Low 0.3× High 4.0×
Ten-year median 1.2×
Current reading's percentile 58

P/S ratio against peers

Company P/S ratio
LDI loanDepot, Inc. compare 0.1×
ONIT Onity Group Inc. compare 0.2×
UWMC UWM Holdings Corporation compare 0.2×
WD Walker & Dunlop, Inc. compare 1.0×
GHI Greystone Housing Impact Investors LP compare 1.3×
BETR Better Home & Finance Holding Company compare 1.5×
PFSI PennyMac Financial Services, Inc. 1.7×
VEL Velocity Financial, Inc. compare 2.2×
RKT Rocket Companies, Inc. compare 3.7×
Mortgage Finance industry median 1.5×
Financial sector median 2.3×
Market median 1.9×

What P/S ratio is

Price to Sales Ratio shows how much investors pay for each dollar of a company’s annual sales, whether or not it is profitable.

(Stock Price × Shares (Basic, Weighted) (latest quarter)) ÷ Revenue (TTM)

The full definition of P/S ratio →

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