Saturday 17 October 2026
Export PFSI’s income statement to Excel — free account
PennyMac Financial Services, Inc.
PFSI Financial Mortgage Finance
PennyMac Financial Services, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $2.0 billion, up 28.4% from fiscal 2024. In the quarter to June 2026, revenue grew 11.8%, EPS fell 84.1%, free cash flow grew 1,600.3% and total debt rose 14.2%, each against the same quarter a year earlier. Dividend growth for five consecutive years; insiders bought in the last twelve months.
60.32
0.87
−1.42%
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| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Older periods | |
|---|---|---|---|---|---|
P/E ratio |
11.52 | 8.94 | 13.62 | 12.81 |
+8 more quarters Free account |
P/S ratio |
2.04 | 2.11 | 3.33 | 3.24 | |
P/FCF ratio |
0.00 | 0.00 | 0.00 | 0.00 | |
P/Operating CF |
2.11 | (3.40) | (3.61) | (9.19) | |
P/B ratio |
1.04 | 1.05 | 1.58 | 1.52 | |
Price to Tangible BV |
0.00 | 0.00 | 0.00 | 0.00 | |
EV/Sales |
8.02 | 9.07 | 9.98 | 9.29 | |
EV/EBITDA |
24.84 | 26.10 | 27.45 | 25.02 | |
EV/Operating CF |
(9.94) | (4.83) | (12.37) | (9.62) | |
EV/FCF |
(9.55) | (4.75) | (11.97) | (9.42) | |
Quick Ratio |
0.38 | 0.33 | 0.34 | 0.36 | |
Current Ratio |
0.38 | 0.33 | 0.34 | 0.36 | |
Net Debt/EBITDA |
148.76 | 96.84 | 73.19 | 42.14 | |
Debt/Assets |
46.78% | 49.16% | 48.73% | 49.84% | |
Debt/Equity |
3.22 | 3.63 | 3.32 | 3.01 | |
Asset Turnover |
0.08 | 0.08 | 0.07 | 0.08 | |
Operating CF/Net income |
98.64 | (16.30) | (17.68) | (3.84) | |
Capex/Depreciation |
(0.57) | (0.69) | (0.91) | (0.43) | |
Research and Development Expense of Revenue |
8.94% | 8.46% | 6.58% | 7.07% | |
Selling, General and Administrative Expense of Revenue |
51.43% | 46.22% | 42.53% | 36.26% | |
Intangible Assets out of Total Assets |
0.35 | 0.32 | 0.33 | 0.38 | |
Share Based Compensation of Revenue |
0.90% | 0.45% | 1.43% | 1.57% | |
Graham Net Nets |
(5.48) | (5.92) | (3.57) | (3.20) | |
Graham Number |
119.19 | 135.13 | 134.70 | 133.03 | |
Earnings Yield |
8.68% | 11.19% | 7.34% | 7.81% | |
Free Cash Flow Yield |
(41.06%) | (90.55%) | (25.03%) | (30.45%) | |
Revenue per Share |
9.57 | 10.45 | 10.40 | 12.23 | |
Operating CF per Share |
41.27 | (25.74) | (36.52) | (13.48) | |
Capex per Share |
(0.31) | (0.35) | (0.44) | (0.20) | |
Free Cash Flow per Share |
40.96 | (26.09) | (36.97) | (13.68) | |
Cash per Share |
14.42 | 12.54 | 13.76 | 13.23 | |
Shareholders Equity per Share |
83.51 | 82.98 | 83.30 | 81.34 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
83.51 | 82.98 | 83.30 | 81.34 | |
Free Cash Flow |
2,126.91 | (1,360.15) | (1,912.22) | (707.65) | |
Working Capital |
(1,221.55) | (1,352.40) | (1,401.11) | (1,223.07) | |
Capital Expenditures |
(16.16) | (18.17) | (22.97) | (10.28) | |
Net Current Asset Value |
(24,773.94) | (26,964.51) | (24,367.99) | (20,509.08) | |
EV/EBIT |
29.06 | 30.30 | 31.81 | 29.01 | |
Capex to Sales |
0.03 | 0.03 | 0.04 | 0.02 | |
Price to Operating Income |
7.41 | 7.04 | 10.62 | 10.11 | |
| Other line items | |||||
Average Payables |
415.90 | 412.04 | 499.94 | 403.80 | |
Average Assets |
27,040.68 | 27,908.44 | 27,737.79 | 24,136.33 | |
Average Common Equity |
4,184.69 | 4,114.76 | 4,069.31 | 3,973.53 |
Columns are period end dates