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Saturday 7 November 2026
Export PFSI’s income statement to Excel — free account
PennyMac Financial Services, Inc.
PFSI Financial Mortgage Finance
PennyMac Financial Services, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $2.0 billion, up 28.4% from fiscal 2024.
- Revenue
- −25.9%
- EPS
- −84.3%
- Free cash flow
- +218.4%
- Total debt
- +7.47%
Quarter to September 2026, against a year earlier
65.59
1.50
−2.24%
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| Sep '26 | Jun '26 | Mar '26 | Dec '25 | Older periods | |
|---|---|---|---|---|---|
P/E ratio |
13.41 | 11.52 | 8.94 | 13.62 |
+8 more quarters Free account |
P/S ratio |
1.57 | 2.04 | 2.11 | 3.33 | |
P/FCF ratio |
0.00 | 0.00 | 0.00 | 0.00 | |
P/Operating CF |
3.75 | 2.11 | (3.40) | (3.61) | |
P/B ratio |
0.74 | 1.04 | 1.05 | 1.58 | |
Price to Tangible BV |
0.00 | 0.00 | 0.00 | 0.00 | |
EV/Sales |
— | 8.02 | 9.07 | 9.98 | |
EV/EBITDA |
— | 24.84 | 26.10 | 27.45 | |
EV/Operating CF |
— | (9.94) | (4.83) | (12.37) | |
EV/FCF |
— | (9.55) | (4.75) | (11.97) | |
Quick Ratio |
0.29 | 0.38 | 0.33 | 0.34 | |
Current Ratio |
0.29 | 0.38 | 0.33 | 0.34 | |
Net Debt/EBITDA |
137.11 | 148.76 | 96.84 | 73.19 | |
Debt/Assets |
45.49% | 46.78% | 49.16% | 48.73% | |
Debt/Equity |
3.12 | 3.22 | 3.63 | 3.32 | |
Asset Turnover |
0.07 | 0.08 | 0.08 | 0.07 | |
Operating CF/Net income |
29.82 | 98.64 | (16.30) | (17.68) | |
Capex/Depreciation |
(0.60) | (0.57) | (0.69) | (0.91) | |
Research and Development Expense of Revenue |
11.20% | 8.94% | 8.46% | 6.58% | |
Selling, General and Administrative Expense of Revenue |
51.37% | 51.43% | 46.22% | 42.53% | |
Intangible Assets out of Total Assets |
0.39 | 0.35 | 0.32 | 0.33 | |
Share Based Compensation of Revenue |
1.37% | 0.90% | 0.45% | 1.43% | |
Graham Net Nets |
(7.77) | (5.48) | (5.92) | (3.57) | |
Graham Number |
93.18 | 119.19 | 135.13 | 134.70 | |
Earnings Yield |
7.46% | 8.68% | 11.19% | 7.34% | |
Free Cash Flow Yield |
(9.72%) | (41.06%) | (90.55%) | (25.03%) | |
Revenue per Share |
9.02 | 9.57 | 10.45 | 10.40 | |
Operating CF per Share |
16.45 | 41.27 | (25.74) | (36.52) | |
Capex per Share |
(0.32) | (0.31) | (0.35) | (0.44) | |
Free Cash Flow per Share |
16.13 | 40.96 | (26.09) | (36.97) | |
Cash per Share |
12.43 | 14.42 | 12.54 | 13.76 | |
Shareholders Equity per Share |
83.86 | 83.51 | 82.98 | 83.30 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
83.86 | 83.51 | 82.98 | 83.30 | |
Free Cash Flow |
837.86 | 2,126.91 | (1,360.15) | (1,912.22) | |
Working Capital |
(1,599.94) | (1,221.55) | (1,352.40) | (1,401.11) | |
Capital Expenditures |
(16.54) | (16.16) | (18.17) | (22.97) | |
Net Current Asset Value |
(24,909.63) | (24,773.94) | (26,964.51) | (24,367.99) | |
EV/EBIT |
— | 29.06 | 30.30 | 31.81 | |
Capex to Sales |
0.04 | 0.03 | 0.03 | 0.04 | |
Price to Operating Income |
7.68 | 7.41 | 7.04 | 10.62 | |
| Other line items | |||||
Average Payables |
489.27 | 415.90 | 412.04 | 499.94 | |
Average Assets |
27,656.61 | 27,040.68 | 27,908.44 | 27,737.79 | |
Average Common Equity |
4,282.23 | 4,184.69 | 4,114.76 | 4,069.31 |
Columns are period end dates · fundamentals updated 6 Nov 2026