loanDepot, Inc. LDI
- Market cap
- $223.8M
- P/E
- 0.0×
Follow LDI
Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| — | — | — | — | — | 4.24 | 1.25 | 1.14 | 1.52 | 1.01 |
Analyst estimates 2026–2028 Powerpack |
Low Price
|
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| — | — | — | — | — | 39.85 | 5.57 | 3.71 | 3.50 | 5.05 |
High Price
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|||
| — | — | — | — | 11,763 | 13,533 | 6,127 | 4,250 | 4,900 | 5,660 |
Employees
|
|||
| — | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Revenue/Emp
|
|||
| — | 1,644 | 1,114 | 1,337 | 4,312 | 3,725 | 1,256 | 974 | 1,060 | 1,190 |
Revenue
|
|||
| — | 0.00% | 84.59% | 87.13% | 94.30% | 91.12% | 83.34% | 87.85% | 86.70% | 87.93% |
Gross Margin
|
|||
| — | 30 | (103) | 33 | 2,015 | 667 | (690) | (278) | (243) | (121) |
EBT
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| — | 1.82% | (9.27%) | 2.44% | 46.74% | 17.89% | (54.94%) | (28.57%) | (22.91%) | (10.13%) |
EBT Margin
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| — | 0 | (103) | 34 | 2,013 | 623 | (610) | (236) | (202) | (108) |
Net Income
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| — | — | 42 | 67 | 68 | 71 | 119 | 63 | 65 | 62 |
Depreciation
|
|||
| — | 13.05 | 8.84 | 10.61 | 34.22 | 28.65 | 8.05 | 5.57 | 5.71 | 5.64 |
Revenue/Sh
|
|||
| — | 0.17 | (0.87) | — | — | 0.87 | (1.75) | (0.63) | (0.53) | (0.30) |
Earnings/Sh
|
|||
| — | (3.83) | (3.40) | (11.88) | (16.12) | (11.27) | 28.59 | (1.00) | (4.62) | (3.35) |
Cash Flow/Sh
|
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| — | 0.00 | 3.05 | 1.12 | (0.22) | 2.27 | 4.23 | 0.92 | 2.60 | 0.04 |
Capex/Sh
|
|||
| — | (3.83) | (0.35) | (10.77) | (16.33) | (9.00) | 32.82 | (0.08) | (2.03) | (3.31) |
Free CF/Sh
|
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| — | 0.00 | 0.00 | 2.98 | 13.15 | 12.53 | 5.91 | 4.03 | 2.73 | 1.83 |
Book Value/Sh
|
|||
| — | 126 | 126 | 126 | 126 | 130 | 156 | 175 | 186 | 211 |
Shares
|
|||
| — | 1.03 | 1.03 | 1.03 | 1.03 | 5.39 | 0.00 | 0.00 | 0.00 | 0.00 |
PE Ratio
|
|||
| — | 0.64 | 0.64 | 0.64 | 0.64 | 0.17 | 0.20 | 0.61 | 0.36 | 0.37 |
PS Ratio
|
|||
| — | 1.67 | 1.67 | 1.67 | 1.67 | 0.38 | 0.28 | 0.84 | 0.75 | 1.13 |
PB Ratio
|
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| — | 2.51 | 2.51 | 2.51 | 2.51 | 2.54 | 3.46 | 4.91 | 4.95 | 5.14 |
EV/Sales
|
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| — | (5.26) | (5.26) | (5.26) | (5.26) | (8.08) | 0.85 | (338.14) | (13.95) | (8.75) |
EV/FCF
|
|||
| — | (482) | (429) | (1,497) | (2,031) | (1,466) | 4,461 | (174) | (858) | (708) |
Op' Cash Flow
|
|||
| — | (40) | 384 | 141 | (27) | 295 | 661 | 160 | 482 | 9 |
Capex
|
|||
| — | (482) | (44) | (1,356) | (2,058) | (1,170) | 5,121 | (14) | (376) | (699) |
FCF
|
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| — | — | — | — | 1,038 | 889 | 691 | 560 | 510 | 456 |
Working Cap'
|
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| — | — | 2,705 | 4,290 | 8,536 | 9,449 | 5,071 | 4,932 | 5,400 | 6,077 |
Total Debt
|
|||
| — | — | 2,591 | 4,173 | 8,047 | 8,828 | 4,090 | 4,187 | 4,873 | 5,676 |
Net Debt
|
|||
| — | — | 0 | 376 | 1,657 | 1,629 | 921 | 704 | 507 | 386 |
Sh' Equity
|
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| — | 0.00% | 0.00% | 0.00% | 0.00% | 1.00% | (2.96%) | (1.73%) | (1.57%) | (0.95%) |
ROA
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| — | — | (1.49%) | 1.02% | 13.29% | 4.46% | (7.06%) | (1.33%) | (0.63%) | 0.56% |
ROIC
|
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| — | 0.00% | 0.00% | 0.00% | 0.00% | 6.91% | (21.41%) | (13.55%) | (16.24%) | (14.04%) |
ROE
|
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loanDepot, Inc. peers in Mortgage Finance
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| BETR Better Home & Finance Holding Company | $206.1M | 0.0× | Compare |
| ONIT Onity Group Inc. | $259.1M | 1.8× | Compare |
| GHI Greystone Housing Impact Investors LP | $135.2M | 0.0× | Compare |
| VEL Velocity Financial, Inc. | $608.0M | 5.6× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| IOR Income Opportunity Realty Investors, Inc. | $74.1M | 19.8× | Compare |
| WD Walker & Dunlop, Inc. | $1.3B | 33.9× | Compare |
| BLNE Beeline Holdings, Inc. | $33.5M | 0.4× | Compare |
| UWMC UWM Holdings Corporation | $2.0B | 0.0× | Compare |
loanDepot, Inc. (LDI) key facts
- loanDepot, Inc. (LDI) is a Mortgage Finance company in the Financial sector, listed on the New York Stock Exchange.
- loanDepot, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.2 billion, up 12.2% from fiscal 2024.
- loanDepot, Inc. reported a net loss of $107.5 million, or a loss of $0.30 per share, for fiscal 2025.
- As of September 25, 2026, LDI traded at $0.67, a market capitalization of $223.8 million.
- Trailing earnings are negative, so a P/E ratio is not meaningful; the stock trades at 0.1× sales.
- loanDepot, Inc. pays an annual dividend of $0.32 per share, a yield of 18.7%.
- Return on equity was −14.0% and debt-to-equity 17.94.
loanDepot, Inc. (LDI) Latest News
14 Sep
HomeSmart partners with loanDepot to deliver innovative lending solutions. Partnership expands loanDepot lending reach via HomeSmart relationship.
5 Aug
loanDepot Inc narrowed Q2 2026 losses and announced a strategic pivot in its earnings call. Narrowing losses and strategic pivot represent major operational shifts likely to alter company trajectory and investor views.
loanDepot Q2 earnings call covered financial results, operational updates, and strategic outlook for the mortgage lender. Q2 earnings disclosures typically produce moderate short-term effects on stock sentiment and operations without major strategic shifts.
4 Aug
loanDepot, Inc. (LDI) announced its second quarter 2026 financial results. Quarterly earnings releases typically shift near-term valuation and trading volume.
15 Jul
Randian Capital urges loanDepot board in open letter to evaluate strategic alternatives. Activist call for strategic review may influence board decisions and near-term sentiment without guaranteed execution.
11 May
loanDepot released highlights from its Q1 earnings call, detailing financial performance, strategic updates, and future outlook. Q1 earnings highlights disclose financial results and guidance that significantly shape investor sentiment and LDI's stock trajectory.
6 May
loanDepot, Inc. released its Q1 2026 earnings call summary, covering financial results, forward guidance, and operational updates. Q1 earnings call summary provides critical financial metrics and outlook that significantly shape investor expectations and stock trajectory.
5 May
loanDepot, Inc. (LDI) announced first quarter 2026 financial results. Quarterly earnings announcements directly shape investor sentiment, stock valuation, and future performance expectations.
8 Apr
loanDepot partners with Figure to offer Express Path Loan Products to loanDepot customers. Partnership introduces innovative loan products, moderately enhancing competitive positioning and product offerings.
11 Mar
loanDepot, Inc. released Q4 2025 earnings call summary detailing financial results, forward guidance, and strategic updates for the mortgage lender. Q4 2025 earnings call summary discloses financial performance and outlook directly affecting loanDepot's trajectory and investor sentiment.
10 Mar
loanDepot released Q4 earnings call highlights detailing financial results, originations, profitability challenges, cost-cutting measures, and outlook amid high rates and market shifts. Q4 earnings highlights disclose financial performance, strategic cost reductions, and forward guidance significantly shaping LDI's trajectory and investor sentiment.
loanDepot (LDI) reported a fourth-quarter loss and missed revenue estimates. Q4 loss and revenue shortfall highlight weak financial results, likely eroding investor confidence and pressuring stock performance.
LoanDepot (LDI) released Q4 earnings snapshot. Q4 earnings snapshot reveals critical financial results impacting LDI's market performance and investor outlook.
loanDepot, Inc. (LDI) announced year-end and fourth quarter 2025 financial results. Year-end and Q4 earnings announcements typically drive significant shifts in investor sentiment and stock valuation for mortgage lenders like loanDepot.
loanDepot Inc (LDI) Q4 2025 earnings call highlights strategic navigation of challenges amid market pressures, focusing on key financial results and forward-looking initiatives. Earnings call highlights address financial performance and strategic responses to challenges, exerting moderate influence on future trajectory.
9 Mar
loanDepot, Inc. (LDI) launches new wholesale lending channel to expand market presence. New wholesale lending channel enables loanDepot to access brokers and investors, driving revenue growth and competitive positioning.
19 Feb
New growth and credit assumptions are shifting the narrative around loanDepot (LDI), signaling improved outlook amid evolving market dynamics. New growth and credit assumptions represent a significant shift in market narrative that could substantially boost loanDepot's trajectory and investor sentiment.
5 Feb
Analysts are optimistic about loanDepot, Inc. (LDI) due to recent strategic changes and improvements in operational efficiency. The company is focusing on enhancing its technology platform and expanding its product offerings, which could lead to increased market share. Additionally, favorable market conditions and a potential rise in mortgage demand are expected to benefit LDI's performance. Analysts believe these factors could positively influence the company's financial outlook and investor sentiment moving forward. Strategic changes and market conditions are likely to significantly impact loanDepot's future performance and investor sentiment.
18 Jan
loanDepot, Inc. (LDI) has experienced notable share price momentum recently, prompting a reevaluation of its valuation. Analysts are assessing the implications of this price movement on the company's financial health and market positioning. Factors such as interest rates, housing market trends, and competitive dynamics are influencing investor sentiment and expectations for future performance. Recent share price momentum may moderately influence loanDepot's financial performance and market positioning.
9 Jan
LoanDepot, Inc. CEO Anthony Lutnick met with homebuilders to discuss affordability initiatives as former President Trump emphasizes the need for affordable housing solutions. The meeting highlights the ongoing challenges in the housing market and the importance of collaboration between lenders and builders to address these issues. Lutnick's engagement with homebuilders signals a proactive approach to enhancing loan accessibility and affordability for potential homeowners. Collaboration with homebuilders may moderately influence loanDepot's market positioning and financial performance.
8 Jan
Trump has directed a $200 billion mortgage bond buy as part of a housing initiative aimed at boosting the housing market. This move is expected to increase liquidity in the mortgage market, potentially lowering borrowing costs for homebuyers and stimulating housing demand. loanDepot, Inc. (LDI), as a mortgage lender, may benefit from increased loan origination activity resulting from this initiative. The $200 billion mortgage bond buy is likely to significantly influence loanDepot's market position and financial performance by enhancing liquidity and lowering borrowing costs.
7 Jan
Trump has proposed a ban on institutional home buying, which has led to a decline in real estate stocks, including loanDepot, Inc. (LDI). This move is aimed at addressing concerns over housing affordability and market dynamics. The proposal could significantly impact the real estate sector, influencing investor sentiment and market performance. The proposed ban on institutional home buying could significantly alter market dynamics and investor sentiment in the real estate sector.
6 Jan
loanDepot, Inc. (LDI) is highlighted as one of three penny stocks with market capitalizations reaching $2 billion. The article discusses the company's recent performance and market positioning, indicating potential growth opportunities amidst a competitive landscape. Investors are encouraged to consider LDI's prospects as it navigates current market conditions. loanDepot's market cap increase suggests a moderately noticeable influence on its financial performance and competitive positioning.
25 Dec
loanDepot, Inc. is experiencing a shift in its business narrative due to strategic changes and market conditions. Analysts highlight the company's efforts to adapt to a challenging mortgage environment, focusing on diversifying its offerings and improving operational efficiency. These adjustments are seen as crucial for enhancing loanDepot's competitive position and long-term growth prospects, especially as the housing market evolves. Strategic changes and market adaptations are likely to significantly impact loanDepot's future performance and investor sentiment.
10 Dec
loanDepot, Inc. is experiencing a transformation as it adapts to changing market conditions and consumer preferences. The company is focusing on enhancing its digital capabilities and customer experience to remain competitive in the evolving mortgage landscape. Strategic initiatives are being implemented to streamline operations and improve service delivery, positioning loanDepot for future growth despite challenges in the housing market. Significant strategic initiatives are underway that could alter the company's trajectory and investor sentiment.
5 Dec
loanDepot, Inc. (LDI) is positioned for potential growth due to strategic initiatives aimed at enhancing its market presence and operational efficiency. The company is focusing on expanding its product offerings and leveraging technology to improve customer experience. Analysts suggest that these moves could lead to increased market share and profitability, making LDI an attractive option for investors looking for opportunities in the mortgage sector. Strategic initiatives and product expansions are likely to significantly impact loanDepot's market position and investor sentiment.
25 Nov
Recent developments at loanDepot, Inc. (LDI) indicate a strategic shift aimed at enhancing operational efficiency and customer service. The company is focusing on technology integration and expanding its product offerings to adapt to changing market conditions. These initiatives are expected to improve loan processing times and customer satisfaction, positioning loanDepot more competitively in the mortgage industry. Additionally, the company is exploring partnerships to broaden its reach and enhance its service capabilities. Strategic shifts and technology integration are likely to significantly impact loanDepot's competitive positioning and market performance.
13 Nov
loanDepot, Inc. (LDI) is highlighted as one of three promising penny stocks with a market cap as low as $200 million. The article discusses the company's potential for growth and investment opportunities, emphasizing its strategic positioning in the mortgage industry. Investors are encouraged to consider LDI as part of their portfolio due to its low market capitalization and potential for significant returns. loanDepot's market position and growth potential may moderately influence its financial performance and investor sentiment.
8 Nov
Recent analyst shifts regarding loanDepot, Inc. (LDI) indicate a potential change in market perception and future performance. Analysts are adjusting their ratings and outlooks, reflecting evolving sentiments about the company's financial health and strategic direction. These changes may influence investor confidence and the stock's trajectory in the near term. Analyst rating adjustments suggest a moderate influence on market sentiment and financial performance.
7 Nov
loanDepot, Inc. (LDI) reported its Q3 2025 earnings, highlighting significant leadership changes aimed at enhancing strategic direction. The company is focusing on improving operational efficiency and adapting to market challenges. Key financial metrics were discussed, indicating a mixed performance amid ongoing industry pressures. Leadership transitions are expected to drive new initiatives and potentially reshape the company's future trajectory. Leadership changes and strategic initiatives are likely to significantly impact the company's future performance and market positioning.