stockrowPennyMac Financial Services, Inc.
PFSI Financial Mortgage Finance
PennyMac Financial Services, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $2.0 billion, up 28.4% from fiscal 2024.
- Revenue
- −25.9%
- EPS
- −84.3%
- Free cash flow
- +218.4%
- Total debt
- +7.47%
Quarter to September 2026, against a year earlier
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PennyMac Financial Services, Inc. (PFSI) EBITDA
PennyMac Financial Services, Inc.'s EBITDA for fiscal 2025 was $744.4M, up 28.4% from $579.9M in fiscal 2024. Over the twelve months to 30 September 2026 it was $524.8M. Over the past ten years it has ranged from $312.9M (fiscal 2018) to $2.4B (fiscal 2020); the current reading is higher than 73% of that period. PennyMac Financial Services, Inc. ranks 2nd of 12 Mortgage Finance companies by EBITDA.
EBITDA, annual
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Annual newest first
| Period | EBITDA | Change |
|---|---|---|
| FY2025 | $744.4M | 28.37% |
| FY2024 | $579.9M | 13.50% |
| FY2023 | $510.9M | (38.20%) |
| FY2022 | $826.7M | (45.38%) |
| FY2021 | $1.5B | (35.91%) |
| FY2020 | $2.4B | 289.11% |
| FY2019 | $607.0M | 94.00% |
| FY2018 | $312.9M | (53.76%) |
| FY2017 | $676.7M | (8.53%) |
| FY2016 | $739.9M | 57.29% |
Quarterly newest first
| Period | EBITDA | Change |
|---|---|---|
| Sep 2026 | $94.5M | 6.37% |
| Jun 2026 | $88.9M | (42.82%) |
| Mar 2026 | $155.4M | (16.42%) |
| Dec 2025 | $186.0M | (34.56%) |
| 43 more quarters | Free account |
Against its own ten years
EBITDA against peers
| Company | EBITDA |
|---|---|
| RKT Rocket Companies, Inc. compare | $3.5B |
| PFSI PennyMac Financial Services, Inc. | $524.8M |
| UWMC UWM Holdings Corporation compare | $522.7M |
| ONIT Onity Group Inc. compare | $414.5M |
| WD Walker & Dunlop, Inc. compare | $271.1M |
| LDI loanDepot, Inc. compare | $131.4M |
| GHI Greystone Housing Impact Investors LP compare | $63.8M |
| VEL Velocity Financial, Inc. compare | −$28.6M |
| BETR Better Home & Finance Holding Company compare | −$162.2M |
What EBITDA is
EBITDA shows what a company earns from its operations before interest, taxes and the non-cash charges for depreciation and amortization.
Reported line item
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- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
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