PennyMac Financial Services, Inc. (PFSI) vs Walker & Dunlop, Inc. (WD)
PennyMac Financial Services, Inc. and Walker & Dunlop, Inc. are both Mortgage Finance companies. PennyMac Financial Services, Inc. is the larger, with a market value of $3.4B against $1.3B — 2.6× the size. PennyMac Financial Services, Inc. trades at the lower P/E: 8.7× against 33.9×. PennyMac Financial Services, Inc. grew revenue faster over the last twelve months: 25.9% against 8.01%. PennyMac Financial Services, Inc. has the higher net margin (17.7% vs 2.84%) and the higher return on invested capital (2.17% vs 0.99%). Both pay a dividend; Walker & Dunlop, Inc. yields more (2.65% vs 0.89%). Across the 22 metrics below, PennyMac Financial Services, Inc. leads on 12 and Walker & Dunlop, Inc. on 10.
Valuation
Profitability
| Metric | PFSI | WD | Mortgage Finance median |
|---|---|---|---|
| Gross margin | 78.95% | 47.09% | 84.40% |
| Operating margin | 27.59% | 9.18% | 12.51% |
| Net margin | 17.73% | 2.84% | (0.83%) |
| Free cash flow margin | (83.74%) | (10.21%) | (45.06%) |
| Return on equity | 9.38% | 2.10% | (1.16%) |
| Return on assets | 1.45% | 0.76% | 0.38% |
| Return on invested capital | 2.17% | 0.99% | 0.36% |
Growth
Health
Dividend
Size
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