Saturday 17 October 2026 Export ONIT’s income statement to Excel — free account

Onity Group Inc.

Onity Group Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.1 billion, up 9.29% from fiscal 2024. In the quarter to June 2026, revenue grew 14.7%, EPS fell 160.0%, free cash flow fell 9.61% and total debt fell 39.8%, each against the same quarter a year earlier.

25.59 1.08 −4.05%

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Market cap: $222.8M
P/E: 1.5×
Fwd P/E: 6.2×
Dividend yield: —
F-score: 4/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	—	—	—	—	—	—	—
Sell	—	—	—	—	—	—	—	—	—	—	—	—

Insider Ownership 19.03%

Capital & Financial Ratios $m

Market Cap 222.81

Revenue 1,147.50

Net Income 141.70

Free Cash Flow (2,554.90)

Net Debt 6,565.20

Current Ratio 16.60

Debt/Equity 11.41

P/E ratio 1.50

Fwd P/E 6.16

P/S ratio 0.19

P/B ratio 0.35

Past 5Y EPS Growth —

This Y EPS Growth (89.79%)

Next Y EPS Growth 170.47%

Next Y revenue growth 8.65%

Next 5Y EPS Growth (28.76%)

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 0.19%

10-year low 10-year high

P/S against its own 10 years 16.77%

10-year low 10-year high

P/B against its own 10 years 6.71%

10-year low 10-year high

Dividends

Payout Ratio —

Annual Dividend Rate —

Annual Dividend Yield —

	total	individual payouts
2026	Powerpack
2025	Powerpack
2024	Powerpack
2023	Powerpack
2022	Powerpack
2021	Powerpack
2020	Powerpack
2019	Powerpack
2018	Powerpack
2017	Powerpack

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	255	266	265	393
Receivables	155	176	190	234
Inventory	—	—	—	—
Other	—	—	—	—
	9,063	12,858	12,154	4,229

	2023	2024	2025	Q'26
Payables	—	—	—	—
ST’ Debt	—	—	—	—
Other	500	417	342	255
	500	417	342	255

Compound Annual Growth %

	10y	5y	3y
Sales	(4.78%)	2.11%	3.80%
Cash Flow	0.00%	0.00%	0.00%
Earnings	0.00%	0.00%	93.22%
Book Value	(3.04%)	8.62%	11.20%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	294	283	—	—	—
’25	250	247	280	290	1,067
’24	239	246	266	225	976
’23	262	272	256	277	1,067
’22	232	222	250	250	954
’21	208	265	283	294	1,050
’20	254	227	249	231	961

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	(1,590)	(516)	—	—	—
’25	(148)	(599)	230	(231)	(748)
’24	(297)	(78)	19	(218)	(574)
’23	(207)	(441)	377	282	10
’22	198	113	(40)	(97)	173
’21	(130)	(86)	(197)	(56)	(468)
’20	171	54	23	13	261

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	(1,754)	(702)	—	—	—
’25	(235)	(641)	142	(241)	(974)
’24	(328)	46	(10)	(302)	(594)
’23	(238)	(466)	344	263	(97)
’22	269	76	(99)	(117)	129
’21	(172)	(758)	(268)	(104)	(1,301)
’20	144	35	(15)	(175)	(10)

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	0.74	(1.53)	—	—	—
’25	2.50	2.40	2.03	14.24	21.46
’24	3.74	1.33	2.65	(3.63)	4.13
’23	(5.34)	1.95	1.05	(6.21)	(8.34)
’22	6.01	1.11	4.17	(8.49)	2.85
’21	0.96	(1.15)	2.29	(0.20)	1.93
’20	(2.85)	0.23	(1.09)	(0.83)	(4.59)

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	19.35	31.80	18.00	18.60	4.20	22.34	17.76	21.15	22.40	25.50	Analyst estimates 2026–2028 Powerpack
	High	112.05	89.70	72.60	36.75	32.51	41.01	41.92	36.97	36.91	46.47
People
People	Employees	9,700	7,600	7,200	5,300	5,000	5,700	4,900	4,500	4,300	4,300
	Revenue/emp, $m	0.14	0.16	0.15	0.21	0.19	0.18	0.19	0.24	0.23	0.25
Income, $m
Income, $m	Revenue	1,387	1,195	1,063	1,123	961	1,050	954	1,067	976	1,067
	Gross margin, %	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00
	EBT	(206)	(144)	(71)	(126)	(106)	(4)	25	(58)	39	63
	EBT margin, %	(14.88)	(12.05)	(6.72)	(11.26)	(11.00)	(0.42)	2.61	(5.45)	4.03	5.88
	Net income	(199)	(128)	(71)	(142)	(40)	18	26	(64)	34	190
	Depreciation	51	30	31	36	26	19	25	30	43	33
Per share, $
Per share, $	Revenue	167.73	140.93	119.26	125.33	109.83	116.39	110.31	139.70	124.87	132.74
	Earnings	(24.14)	(15.14)	(7.95)	(15.89)	(4.59)	2.00	2.97	(8.34)	4.28	23.07
	Cash flow	50.93	48.25	30.58	16.95	29.83	(51.92)	20.03	1.36	(73.41)	(93.08)
	Capex	0.88	(0.39)	0.27	(15.54)	(30.97)	(92.32)	(5.13)	(14.03)	(2.56)	(28.14)
	Free cash flow	51.81	47.86	30.84	1.41	(1.14)	(144.24)	14.89	(12.66)	(75.97)	(121.22)
	Book value	79.24	64.52	62.23	45.97	47.48	52.84	52.81	52.62	56.67	78.14
	Shares, m	8	8	9	9	9	9	9	8	8	8
Valuation, ×
Valuation, ×	P/E	0.00	0.00	0.00	0.00	0.00	20.29	10.33	0.00	7.14	1.99
	P/S	0.51	0.33	0.17	0.16	0.26	0.34	0.28	0.23	0.25	0.35
	P/B	1.08	0.72	0.32	0.45	0.61	0.76	0.59	0.60	0.54	0.59
	EV/Sales	3.96	5.17	6.70	7.18	8.05	8.00	9.50	8.70	12.97	11.20
	EV/FCF	12.82	15.24	25.90	639.00	(695.38)	(6.46)	70.33	(95.95)	(21.32)	(12.26)
Cash, $m
Cash, $m	Operating cash flow	421	409	273	152	261	(468)	173	10	(574)	(748)
	Capex	7	(3)	2	(139)	(271)	(833)	(44)	(107)	(20)	(226)
	Free cash flow	428	406	275	13	(10)	(1,301)	129	(97)	(594)	(974)
Balance, $m
Balance, $m	Working capital	3,121	4,458	5,558	6,583	7,358	8,068	8,075	8,563	12,440	11,812
	Total debt	5,038	6,088	7,339	8,373	7,841	8,305	9,064	9,293	12,688	11,843
	Net debt	4,782	5,786	6,942	7,881	7,484	8,041	8,790	9,038	12,423	11,578
	Shareholders’ equity	655	547	555	412	415	477	457	402	443	628
Returns, %
Returns, %	ROA	(2.66)	(1.59)	(0.80)	(1.44)	(0.38)	0.16	0.21	(0.51)	0.23	1.14
	ROIC	1.88	1.93	1.09	2.48	1.98	2.51	2.78	2.80	2.15	2.07
	ROE	(26.46)	(21.29)	(12.85)	(29.40)	(9.72)	4.06	5.51	(14.84)	7.91	34.62

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
UWMC UWM Holdings Corporation	$1.9B	— (loss-making)	5.8×	−81.06% (below 0%: shrinking)	n/m	+64.57% (above 0%: growing)	24.81%	(192.94%)	Compare
WD Walker & Dunlop, Inc.	$1.1B	29.1×	14.3×	−3.93% (below 0%: shrinking)	−91.00% (below 0%: shrinking)	+584.98% (above 0%: growing)	46.88%	5.65%	Compare
VEL Velocity Financial, Inc.	$584.7M	5.3×	12.1×	+34.05% (above 0%: growing)	−7.25% (below 0%: shrinking)	−3.27% (below 0%: shrinking)	0.00%	0.00%	Compare
ONIT Onity Group Inc.	$222.8M	1.5×	6.2×	+14.72% (above 0%: growing)	n/m	−9.61% (below 0%: shrinking)	100.00%	25.95%
BETR Better Home & Finance Holding Company	$204.6M	— (loss-making)	— (loss-making)	+25.81% (above 0%: growing)	n/m	+136.12% (above 0%: growing)	89.80%	0.00%	Compare
LDI loanDepot, Inc.	$191.7M	— (loss-making)	— (loss-making)	+19.39% (above 0%: growing)	n/m	+589.11% (above 0%: growing)	87.77%	10.45%	Compare
GHI Greystone Housing Impact Investors LP	$115.2M	— (loss-making)	3.2×	−7.10% (below 0%: shrinking)	n/m	−92.85% (below 0%: shrinking)	93.66%	60.90%	Compare
IOR Income Opportunity Realty Investors, Inc.	$74.4M	19.6×	13.8×	+534.29% (above 0%: growing)	−29.17% (below 0%: shrinking)	+155.56% (above 0%: growing)	0.00%	0.00%	Compare
BLNE Beeline Holdings, Inc.	$24.4M	0.4×	6.1×	+56.62% (above 0%: growing)	n/m	+146.53% (above 0%: growing)	100.00%	(171.05%)	Compare
Median of peers	$198.2M	12.4×	9.1×	+22.60%	−29.17%	+141.33%	67.33%	0.00%

All 14 Mortgage Finance stocks →

Onity Group Inc. (ONIT) key facts

Strength: Onity Group Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.1 billion, up 9.29% from fiscal 2024.
Onity Group Inc. (ONIT) is a Mortgage Finance company in the Financial sector, listed on the New York Stock Exchange.
As of October 16, 2026, ONIT traded at $25.59, a market capitalization of $222.8 million.
Return on equity was 34.6% and debt-to-equity 11.41.
Its Piotroski F-score is 4 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.