Onity Group Inc. ONIT

30.75 (0.26) (0.84%) as of 25 Sep
Market cap
$259.1M
P/E
1.8×

Insider Decisions

in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — — — — — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 19.03%

Capital & Financial Ratios

Market Cap 259.07
Revenue 1,147.50
Net Income 141.70
Free Cash Flow (2,554.90)
Net Debt 6,565.20
Current Ratio 16.60
Debt/Equity 11.41
P/E ratio 1.80
P/S ratio 0.23
P/B ratio 0.43
Past 5Y EPS Growth (0.99%)
This Y EPS Growth (89.69%)
Next Y EPS Growth 183.58%
Next 5Y EPS Growth (27.89%)
in millions of $

Dividends

Payout Ratio 0.00
Annual Dividend Rate —
Annual Dividend Yield —
total individual payouts
2026 Powerpack
2025 Powerpack
2024 Powerpack
2023 Powerpack
2022 Powerpack
2021 Powerpack
2020 Powerpack
2019 Powerpack
2018 Powerpack
2017 Powerpack
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 255 266 265 393
Receivables 155 176 190 234
Inventory — — — —
Other — — — —
9,063 12,858 12,154 4,229
2023 2024 2025 Q'26
Payables — — — —
ST’ Debt — — — —
Other 500 417 342 255
500 417 342 255
in millions of $

Compound Annual Growth

10y 5y 3y
Sales (4.78%) 2.11% 3.80%
Cash Flow 0.00% 0.00% 0.00%
Earnings 0.00% 0.00% 93.22%
Book Value (3.04%) 8.62% 11.20%

Revenue

Mar Jun Sep Dec Year
’26 294 283 — — —
’25 250 247 280 290 1,067
’24 239 246 266 225 976
’23 262 272 256 277 1,067
’22 232 222 250 250 954
’21 208 265 283 294 1,050
’20 254 227 249 231 961
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 (1,590) (516) — — —
’25 (148) (599) 230 (231) (748)
’24 (297) (78) 19 (218) (574)
’23 (207) (441) 377 282 10
’22 198 113 (40) (97) 173
’21 (130) (86) (197) (56) (468)
’20 171 54 23 13 261
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 (1,754) (702) — — —
’25 (235) (641) 142 (241) (974)
’24 (328) 46 (10) (302) (594)
’23 (238) (466) 344 263 (97)
’22 269 76 (99) (117) 129
’21 (172) (758) (268) (104) (1,301)
’20 144 35 (15) (175) (10)
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.74 (1.53) — — —
’25 2.50 2.40 2.03 14.24 21.46
’24 3.74 1.33 2.65 (3.63) 4.13
’23 (5.34) 1.95 1.05 (6.21) (8.34)
’22 6.01 1.11 4.17 (8.49) 2.85
’21 0.96 (1.15) 2.29 (0.20) 1.93
’20 (2.85) 0.23 (1.09) (0.83) (4.59)
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

1
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
19.35 31.80 18.00 18.60 4.20 22.34 17.76 21.15 22.40 25.50

Analyst estimates 2026–2028

Powerpack
Low Price
112.05 89.70 72.60 36.75 32.51 41.01 41.92 36.97 36.91 46.47
High Price
9,700 7,600 7,200 5,300 5,000 5,700 4,900 4,500 4,300 4,300
Employees
0 0 0 0 0 0 0 0 0 0
Revenue/Emp
1,387 1,195 1,063 1,123 961 1,050 954 1,067 976 1,067
Revenue
100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Gross Margin
(206) (144) (71) (126) (106) (4) 25 (58) 39 63
EBT
(14.88%) (12.05%) (6.72%) (11.26%) (11.00%) (0.42%) 2.61% (5.45%) 4.03% 5.88%
EBT Margin
(199) (128) (71) (142) (40) 18 26 (64) 34 190
Net Income
51 30 31 36 26 19 25 30 43 33
Depreciation
167.73 140.93 119.26 125.33 109.83 116.39 110.31 139.70 124.87 132.74
Revenue/Sh
(24.14) (15.14) (7.95) (15.89) (4.59) 2.00 2.97 (8.34) 4.28 23.07
Earnings/Sh
50.93 48.25 30.58 16.95 29.83 (51.92) 20.03 1.36 (73.41) (93.08)
Cash Flow/Sh
0.88 (0.39) 0.27 (15.54) (30.97) (92.32) (5.13) (14.03) (2.56) (28.14)
Capex/Sh
51.81 47.86 30.84 1.41 (1.14) (144.24) 14.89 (12.66) (75.97) (121.22)
Free CF/Sh
79.24 64.52 62.23 45.97 47.48 52.84 52.81 52.62 56.67 78.14
Book Value/Sh
8 8 9 9 9 9 9 8 8 8
Shares
0.00 0.00 0.00 0.00 0.00 20.29 10.33 0.00 7.14 1.99
PE Ratio
0.51 0.33 0.17 0.16 0.26 0.34 0.28 0.23 0.25 0.35
PS Ratio
1.08 0.72 0.32 0.45 0.61 0.76 0.59 0.60 0.54 0.59
PB Ratio
3.96 5.17 6.70 7.18 8.05 8.00 9.50 8.70 12.97 11.20
EV/Sales
12.82 15.24 25.90 639.00 (695.38) (6.46) 70.33 (95.95) (21.32) (12.26)
EV/FCF
421 409 273 152 261 (468) 173 10 (574) (748)
Op' Cash Flow
7 (3) 2 (139) (271) (833) (44) (107) (20) (226)
Capex
428 406 275 13 (10) (1,301) 129 (97) (594) (974)
FCF
3,121 4,458 5,558 6,583 7,358 8,068 8,075 8,563 12,440 11,812
Working Cap'
5,038 6,088 7,339 8,373 7,841 8,305 9,064 9,293 12,688 11,843
Total Debt
4,782 5,786 6,942 7,881 7,484 8,041 8,790 9,038 12,423 11,578
Net Debt
655 547 555 412 415 477 457 402 443 628
Sh' Equity
(2.66%) (1.59%) (0.80%) (1.44%) (0.38%) 0.16% 0.21% (0.51%) 0.23% 1.14%
ROA
1.88% 1.93% 1.09% 2.48% 1.98% 2.51% 2.78% 2.80% 2.15% 2.07%
ROIC
(26.46%) (21.29%) (12.85%) (29.40%) (9.72%) 4.06% 5.51% (14.84%) 7.91% 34.62%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Onity Group Inc. (ONIT) key facts

  • Onity Group Inc. (ONIT) is a Mortgage Finance company in the Financial sector, listed on the New York Stock Exchange.
  • Onity Group Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.1 billion, up 9.29% from fiscal 2024.
  • As of September 25, 2026, ONIT traded at $30.75, a market capitalization of $259.1 million.
  • Return on equity was 34.6% and debt-to-equity 11.41.

Source: company filings (standardised) and stockrow calculations.

Onity Group Inc. (ONIT) Latest News

News by impact score

Fine-tune

13 Aug

3 transcript

Onity Group Inc. held its Q2 2026 earnings call covering financial results, operations, and outlook. Earnings call provides financial performance details and guidance that can moderately influence investor views and near-term stock movement.

8 Aug

3 transcript

Onity Group Inc. released Q2 earnings call highlights covering financial results, operational updates and forward outlook. Q2 earnings highlights disclose financial metrics and guidance that can move investor views on performance.

6 Aug

4 transcript

Onity Group Inc posted record originations in Q2 2026 earnings call alongside strategic initiatives. Record originations indicate strong operational growth with potential to shift company trajectory and investor outlook.

3

Onity Group Inc. announced its second quarter 2026 financial results. Quarterly results deliver performance data that can shift valuation and sentiment.

5 Aug

3 transcript

Finance of America Companies Inc. Q2 2026 earnings call summary details financial results and outlook for Onity Group Inc. (ONIT). Q2 2026 earnings details may moderately influence Onity Group Inc. market performance.

1 Jul

4

Finance of America completes acquisition of reverse mortgage assets from Onity Group Inc. (ONIT). ONIT divests reverse mortgage assets in sale to Finance of America, altering business scope and market position.

4

Onity Group Inc. closed its transaction with Finance of America Reverse. Transaction closure represents a major strategic move likely to alter Onity Group's trajectory and investor sentiment.

18 Jun

3

Onity Group (ONIT) faces split analyst revisions as rate pressure tests its outlook. Rate pressure and divided analyst revisions may moderately sway ONIT investor sentiment and short-term stock performance.

2 Jun

3

Onity Group Inc. received approval to sell its reverse mortgage servicing portfolio and authorized a stock buyback program of up to $20 million. Portfolio sale and buyback enable capital reallocation with moderate effects on operations and investor sentiment.

3

Onity Group Inc. provided an update on its reverse transaction and announced a share repurchase program. Reverse transaction update paired with share repurchase announcement can moderately sway valuation and investor sentiment.

6 May

4 transcript

Onity Group Inc. (ONIT) released Q1 2026 earnings call transcript detailing quarterly financial results, management discussion, and future outlook. Earnings transcripts disclose key financial metrics, guidance, and strategic updates that significantly influence stock valuation and market trajectory.

4

Onity Group Inc. (ONIT) released Q1 2026 earnings call summary detailing financial results, operational updates, and forward guidance. Q1 2026 earnings summary provides key financial metrics and guidance that significantly influence investor sentiment and stock trajectory.

5 May

4

Onity Group Inc. announced first quarter 2026 results. Quarterly earnings releases directly impact financial performance metrics and investor sentiment toward the company's trajectory.

26 Apr

4

Onity Group Inc. (ONIT) investor narrative shifts around $60 fair value anchor, signaling changing perceptions of its valuation and future prospects. Narrative shift to $60 fair value anchor represents major change in investor sentiment with potential to significantly alter stock trajectory.

21 Apr

4 transcript

Onity (ONIT) Q2 2025 earnings call transcript released, detailing quarterly financial results, management discussion, and forward guidance. Quarterly earnings results and guidance directly impact financial performance, investor sentiment, and stock trajectory.

30 Mar

4

Onity Group (ONIT) narrative shifts positively as analysts refine price target to $60, signaling improved outlook and potential upside. Refined $60 price target reflects major positive narrative shift, likely driving significant investor sentiment and stock performance gains.

16 Mar

4

Onity Group Inc. (ONIT) narrative is shifting with analysts fine-tuning a US$60 price target, indicating improved outlook. Fine-tuned US$60 price target reflects shifting positive narrative, poised to significantly influence investor sentiment and stock trajectory.

12 Mar

3

PHH Mortgage, a subsidiary of Onity Group Inc. (ONIT), received the 2025 Fannie Mae Star Performer Award for excellence in mortgage servicing. Fannie Mae's Star Performer Award validates PHH Mortgage's servicing leadership, bolstering Onity Group's reputation and competitive edge in core mortgage operations.

2 Mar

4

Onity Group Inc. (ONIT) narrative shifts toward richer valuation amid heightened execution risks. Narrative pivot to richer valuation with execution risks significantly alters investor sentiment and trajectory.

15 Feb

4

Analysts have issued a new US$60 fair value target for Onity Group Inc. (ONIT), shifting the company's investment story positively. New US$60 fair value target represents a significant upgrade likely to drive investor sentiment and alter ONIT's market trajectory.

14 Feb

4

Onity Group Inc. has attracted investor interest due to its recent strategic initiatives and market positioning. The company is focusing on enhancing its product offerings and expanding its market reach, which could lead to improved financial performance. Analysts highlight the potential for growth driven by innovation and increased demand in the industry. Investors are closely monitoring these developments as they may influence Onity's future trajectory. Strategic initiatives and market positioning are likely to significantly impact Onity's future performance and investor sentiment.

13 Feb

4 transcript

Onity Group Inc. reported its Q4 earnings, highlighting significant growth in revenue and improvements in operational efficiency. The company emphasized its commitment to innovation and expanding its product offerings, which are expected to enhance customer satisfaction and market share. Management provided insights into future strategies aimed at sustaining momentum and addressing competitive challenges. Overall, the earnings call reflected a positive outlook for the upcoming quarters. Significant growth in revenue and strategic initiatives indicate a strong potential for future performance.

12 Feb

4

Onity Group Inc. (ONIT) reported record earnings for Q4 2025, highlighting significant growth and strategic initiatives aimed at enhancing market position. The company emphasized its commitment to innovation and expanding its product offerings, which are expected to drive future revenue. Management expressed optimism about upcoming projects and market opportunities, indicating a strong outlook for the next fiscal year. Record earnings and strategic initiatives are likely to significantly impact future performance and investor sentiment.

4 transcript

Onity Group Inc. reported its Q4 2025 earnings, highlighting significant revenue growth and improved profit margins. The company attributed its success to increased demand for its security solutions and strategic partnerships. Management expressed optimism about future market opportunities and outlined plans for product innovation. Key financial metrics showed a positive trend, with earnings per share exceeding analyst expectations. The call also addressed challenges in supply chain management but emphasized proactive measures to mitigate risks. Overall, the outlook remains positive as Onity aims to expand its market presence. Significant revenue growth and strategic plans indicate a strong potential for future performance.

4

Onity Group Inc. reported its Q4 earnings, revealing key financial metrics and performance indicators. The company showed growth in revenue and improved profitability compared to the previous quarter. Analysts noted the positive trends in operational efficiency and market demand for Onity's products. Future projections indicate continued expansion and strategic initiatives aimed at enhancing market presence. Overall, the earnings report reflects a solid performance and optimistic outlook for the company. The earnings report indicates significant growth and strategic initiatives that could alter the company's trajectory.

4

Onity Group Inc. reported its full year and fourth quarter results for 2025, highlighting significant growth in revenue and profitability. The company attributed its success to increased demand for its products and services, alongside strategic investments in technology and innovation. Key financial metrics showed a marked improvement compared to the previous year, indicating a positive trajectory for the company. Management expressed optimism about future growth prospects and plans to expand its market presence further. The reported growth and strategic investments suggest a significant impact on future performance and market positioning.

30 Jan

3

Onity Group Inc. has successfully closed a $200 million offering of senior notes. The proceeds from this offering are intended to be used for general corporate purposes, which may include refinancing existing debt and funding future growth initiatives. This move is part of Onity's strategy to strengthen its financial position and support its operational goals. The offering of senior notes is expected to provide Onity with additional financial resources that could enhance its operational capabilities and market positioning.

29 Jan

3

Onity Group Inc. has announced the scheduling of its conference call to discuss the results for the fourth quarter and full year of 2025. The call will provide insights into the company's financial performance and strategic direction. The scheduled conference call may provide insights that could moderately influence investor sentiment and financial performance.

26 Jan

3

Onity Group Inc. has announced the pricing of $200 million in senior notes due in 2029. The offering is expected to enhance the company's financial flexibility and support its growth initiatives. The notes will be issued at a price of 100% of their principal amount and will bear interest at a fixed rate. The proceeds from the offering will be used for general corporate purposes, including refinancing existing debt. The issuance of senior notes is likely to provide Onity Group with additional financial resources, impacting its operational capabilities and market positioning.

3

Onity Group Inc. has announced an offering of $150 million in senior notes due in 2029. The proceeds from this offering are intended to be used for general corporate purposes, which may include refinancing existing debt. The senior notes will be unsecured and are expected to be offered to qualified institutional buyers. This move is part of Onity's strategy to strengthen its financial position and support future growth initiatives. The offering of senior notes is expected to provide Onity with additional financial flexibility, impacting its financial performance moderately.

stockrow.com/ONIT · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com