stockrowBetter Home & Finance Holding Company (BETR) vs PennyMac Financial Services, Inc. (PFSI)
- Better Home & Finance Holding Company BETR 19.24 +1.42%
- PennyMac Financial Services, Inc. PFSI 65.59 −2.24%
Better Home & Finance Holding Company and PennyMac Financial Services, Inc. are both Mortgage Finance companies. PennyMac Financial Services, Inc. is the larger, with a market value of $3.5B against $360.6M — 9.7× the size. Better Home & Finance Holding Company has negative trailing earnings, so its P/E is not meaningful; PennyMac Financial Services, Inc. trades at 14.2×. Better Home & Finance Holding Company grew revenue faster over the last twelve months: 57.8% against 3.54%. PennyMac Financial Services, Inc. has the higher net margin (11.7% vs −75.7%) and the higher return on invested capital (1.51% vs 0.00%). Across the 17 metrics below, PennyMac Financial Services, Inc. leads on 10 and Better Home & Finance Holding Company on 7.
Valuation
Profitability
| Metric | BETR | PFSI | Mortgage Finance median |
|---|---|---|---|
| Gross margin | 81.25% | 76.78% | 81.25% |
| Operating margin | 0.00% | 20.37% | 1.91% |
| Net margin | (75.73%) | 11.69% | (1.66%) |
| Free cash flow margin | (69.77%) | (15.01%) | (15.01%) |
| Return on equity | (267.67%) | 5.59% | (1.94%) |
| Return on assets | (12.97%) | 0.87% | (0.23%) |
| Return on invested capital | 0.00% | 1.51% | 0.00% |
Growth
Health
Dividend
Size
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