stockrowPennyMac Financial Services, Inc.
PFSI Financial Mortgage Finance
PennyMac Financial Services, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $2.0 billion, up 28.4% from fiscal 2024.
- Revenue
- −25.9%
- EPS
- −84.3%
- Free cash flow
- +218.4%
- Total debt
- +7.47%
Quarter to September 2026, against a year earlier
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PennyMac Financial Services, Inc. (PFSI) Operating cash flow
PennyMac Financial Services, Inc.'s operating cash flow for fiscal 2025 was −$1.7B, compared with −$4.5B in fiscal 2024. Over the twelve months to 30 September 2026 it was −$233.8M. Over the past ten years it has ranged from −$6.2B (fiscal 2020) to $6.0B (fiscal 2022); the current reading is higher than 36% of that period. PennyMac Financial Services, Inc. ranks 10th of 13 Mortgage Finance companies by operating cash flow.
Operating cash flow, annual
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Annual newest first
| Period | Operating cash flow | Change |
|---|---|---|
| FY2025 | −$1.7B | — |
| FY2024 | −$4.5B | — |
| FY2023 | −$1.6B | — |
| FY2022 | $6.0B | 135.39% |
| FY2021 | $2.6B | — |
| FY2020 | −$6.2B | — |
| FY2019 | −$2.2B | — |
| FY2018 | $572.4M | — |
| FY2017 | −$883.4M | — |
| FY2016 | −$938.3M | — |
Quarterly newest first
| Period | Operating cash flow | Change |
|---|---|---|
| Sep 2026 | $854.4M | (60.13%) |
| Jun 2026 | $2.1B | — |
| Mar 2026 | −$1.3B | — |
| Dec 2025 | −$1.9B | — |
| 43 more quarters | Free account |
Against its own ten years
Operating cash flow against peers
| Company | Operating cash flow |
|---|---|
| WD Walker & Dunlop, Inc. compare | $1.6B |
| RKT Rocket Companies, Inc. compare | $1.3B |
| GHI Greystone Housing Impact Investors LP compare | $17.1M |
| VEL Velocity Financial, Inc. compare | −$888.0K |
| BETR Better Home & Finance Holding Company compare | −$155.1M |
| PFSI PennyMac Financial Services, Inc. | −$233.8M |
| LDI loanDepot, Inc. compare | −$251.0M |
| ONIT Onity Group Inc. compare | −$1.8B |
| UWMC UWM Holdings Corporation compare | −$4.9B |
What Operating cash flow is
Operating Cash Flow shows how much cash a company’s day-to-day business actually brings in, after paying suppliers, staff and taxes.
Reported line item
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- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement