FirstCash Holdings, Inc.

FCFS Financial Credit Services

FirstCash Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $3.7 billion, up 8.04% from fiscal 2024.

Revenue
+17.7%
EPS
+25.3%
Free cash flow
−12.7%
Total debt
+10.6%

Quarter to September 2026, against a year earlier

187.48 0.07 −0.04%
Market cap
$8.0B
P/E
20.4×
Fwd P/E
18.5×
Dividend yield
0.89%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

FirstCash Holdings, Inc. (FCFS) P/B ratio

Alert me on P/B ratio

As of 5 November 2026, FirstCash Holdings, Inc. (FCFS) trades at a P/B ratio of 3.6×. Over the past ten years it has ranged from 1.0× (January 2017) to 4.5× (May 2026); the current reading is higher than 94% of that period. That is above the Credit Services industry median of 1.2× and above the Financial sector median of 1.3×.

P/B ratio, daily

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Annual newest first

Period P/B ratio Change
FY2025 3.1× 36.79%
FY2024 2.3× (6.86%)
FY2023 2.4× 10.17%
FY2022 2.2× 30.37%
FY2021 1.7× (25.13%)
FY2020 2.3× (11.87%)
FY2019 2.6× 4.54%
FY2018 2.5× 11.68%
FY2017 2.2× 92.78%
FY2016 1.1× (53.24%)

Quarterly newest first

Period P/B ratio Change
Sep 2026 4.0× (1.97%)
Jun 2026 4.1× 13.20%
Mar 2026 3.6× 16.20%
Dec 2025 3.1× (2.58%)
43 more quarters

Against its own ten years

Low 1.0× High 4.5×
Ten-year median 2.6×
Current reading's percentile 94

P/B ratio against peers

Company P/B ratio
ALLY Ally Financial Inc. compare 0.9×
BFH Bread Financial Holdings, Inc. compare 1.1×
NNI Nelnet, Inc. compare 1.3×
KLAR Klarna Group plc compare 1.9×
OMF OneMain Holdings, Inc. compare 1.9×
ENVA Enova International, Inc. compare 2.8×
FCFS FirstCash Holdings, Inc. 3.6×
CACC Credit Acceptance Corporation compare 3.9×
SEZL Sezzle Inc. compare 18.6×
Credit Services industry median 1.2×
Financial sector median 1.3×
Market median 1.7×

What P/B ratio is

Price to Book Value tells an investor how much the market pays for a company’s shares relative to the accounting net worth that belongs to common shareholders.

Stock Price ÷ (Common Equity (Total) (latest quarter) ÷ Shares (Basic, Weighted) (latest quarter))

The full definition of P/B ratio →

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