PayPal Holdings, Inc.
PYPL Financial Credit Services
PayPal Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $33.2 billion, up 4.32% from fiscal 2024. In the quarter to June 2026, revenue grew 4.75%, EPS fell 3.08%, free cash flow grew 157.7% and total debt rose 18.6%, each against the same quarter a year earlier. Member of the S&P 500 and Nasdaq 100; revenue growth for ten consecutive years; insiders bought in the last twelve months.
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PayPal Holdings, Inc. (PYPL) P/B ratio
As of 16 October 2026, PayPal Holdings, Inc. (PYPL) trades at a P/B ratio of 2.5×. Over the past ten years it has ranged from 1.9× (February 2026) to 17.8× (February 2021); the current reading is higher than 5% of that period. That is above the Credit Services industry median of 1.2× and above the Financial sector median of 1.2×.
P/B ratio, daily
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Annual newest first
| Period | P/B ratio | Change |
|---|---|---|
| FY2025 | 2.8× | (35.75%) |
| FY2024 | 4.3× | 33.58% |
| FY2023 | 3.2× | (24.14%) |
| FY2022 | 4.2× | (58.34%) |
| FY2021 | 10.2× | (25.58%) |
| FY2020 | 13.7× | 82.54% |
| FY2019 | 7.5× | 15.92% |
| FY2018 | 6.5× | 16.51% |
| FY2017 | 5.6× | 67.77% |
| FY2016 | 3.3× | 2.96% |
Quarterly newest first
| Period | P/B ratio | Change |
|---|---|---|
| Jun 2026 | 1.9× | (7.36%) |
| Mar 2026 | 2.1× | (25.38%) |
| Dec 2025 | 2.8× | (12.37%) |
| Sep 2025 | 3.2× | (11.53%) |
| 42 more quarters | Free account |
Against its own ten years
P/B ratio against peers
| Company | P/B ratio |
|---|---|
| ALLY Ally Financial Inc. compare | 0.9× |
| COF Capital One Financial Corporation compare | 1.1× |
| SYF Synchrony Financial compare | 1.6× |
| SOFI SoFi Technologies, Inc. compare | 1.7× |
| OMF OneMain Holdings, Inc. compare | 1.9× |
| PYPL PayPal Holdings, Inc. | 2.5× |
| FCFS FirstCash Holdings, Inc. compare | 4.1× |
| AFRM Affirm Holdings, Inc. compare | 4.5× |
| AXP American Express Company compare | 6.2× |
| Credit Services industry median | 1.2× |
| Financial sector median | 1.2× |
| Market median | 1.7× |
What P/B ratio is
Price to Book Value tells an investor how much the market pays for a company’s shares relative to the accounting net worth that belongs to common shareholders.
Stock Price ÷ (Common Equity (Total) (latest quarter) ÷ Shares (Basic, Weighted) (latest quarter))
More on PYPL
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement